Featured Savings Rates
Featured Accounts

Suncoast Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.20%5-year CD60 Month CD
1.95%4-year CD48 Month CD
0.90%1-year CD12 Month Smart Start CD

Overview / Commentary
813-621-7511
6801 E Hillsborough Ave
Tampa, FL 33610

Suncoast Credit Union is headquartered in Tampa and is the largest credit union in the state of Florida. It is also the 12th largest credit union in the nation. It was established in 1978 and as of September of 2017, it had grown to 1,513 employees and 734,346 members at 64 locations. Suncoast Credit Union has an A health rating.

Field of Membership Restrictions

SunCoast Credit Union is open to those who live, work, attend school or worship in Citrus, Charlotte, Desoto, Collier, Dixie, Gilchrist, Hardee, Glades, Hendry, Hernando, Hillsborough, Highlands, Levy, Lee, Manatee, Marion, Pascoe, Pinellas, Polk, Sarasota, or Sumter Counties in Florida, and to alumni members of Florida College in Temple Terrace.
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Related Posts

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A Great Banking Experience

Posted by: Javamputek | Feb 7, 2018

My experience with Suncoast Federal Credit union has been nothing but pleasurable. I currently have 2 savings accounts and a checking account and haven't had any issues. The credit union offers about 5 times the interest of the big national banks. My debit card allows me to get rewards points which is a big bonus for me. The accounts are also amazing to have because there are no account minimums or requirements to have them. I know that if were banking at a big national bank I would have been charged a fee a few times due to the account requirements. I've been banking there many years and wouldn't think about switching to another bank. Every time I go to that bank I have had great customer service, which matters to me.

Best Banking Institution Ever

I have been a member here since 1997. As a now 66 year old who has dealt with multiple banks and credit unions over the years, Suncoast is far and away the best. I have stayed with them so long because they are responsible, dependable, and always treat me as if I am special to them. I have no plans to bank with anyone else in my lifetime - I cannot recommend them any more highly than I do.

CU With Great Features, Not Fee Happy, But Low Rates

Posted by: enduser | Jan 14, 2018

I have been with this CU since 1993. Easy to bank with, convenient, not a fee happy institution, with 3 branches spread out in my area. This CU has some cool features such as MM linked with checking to cover insufficient funds without fees no matter how many times funds are transferred between accounts, interest bearing checking with no minimum balance or translation requirements, unlimited incommoding and outgoing transfers to MM account without fees. I make deposits to my checking, then transfer all funds to the MM since it pays a sightly higher interest rate leaving just pennies balance in my checking. My only complaint with this CU is that they pay very low interest rates to their members. While the Fed has raised the interest rates 4 times since Dec 2005 this CU has actually lowered the rates paid to their members on June 2017. I see lots of complains with broken ATM machines but I got rid of my ATM card 22 years ago, and have never had nor used a Debit card. They also have deposits by smart phone but I have never used that feature since I still make deposits the old fashion way. Just recently they added remote tellers where you talk to a teller on computer monitor to do your banking. Not a feature that I will ever use since it lacks a personal feel. The website was updated last year and it now works great after some serious technical issues. A good CU but they need to raise the interest rates paid out to the members.

Not A Good Bank

This bank is not what it used to be,I've been banking with them for 20 years,this bank,doesn't have faith in their customers with a 20 year track record,never been late on my vehicle loan ect,had 2 vehicles paid off with this bank from car loans and now they will not give me another,I don't know what this bank has become,it used to be nice bank. But here's the gist of it all:
Doesn't treat their customers right even after banking either for YEARS
The ATMs are ALWAYS broken
You are on hold FOREVER when you call them atleast 20 minute
Lost faith in this bank.its sad because I used to love this bank.

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Health

Health Grade Components

Overall
NCUA #68645
Year Chartered1978
Employees1513
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD9.57%
Annual Interest Income$190.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$8.62B$7.85B
LoansQ3 2017vs Q3 2016$6.10B$5.45B
DepositsQ3 2017vs Q3 2016$7.48B$6.80B
Equity CapitalQ3 2017vs Q3 2016$741.6MM$683.9MM
Secondary CapitalQ3 2017vs Q3 2016$1,000.00K
Loan Loss AllowanceQ3 2017vs Q3 2016$63.6MM$62.2MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$28.0MM$48.0MM
Real Estate OwnedQ3 2017vs Q3 2016$2.8MM$6.6MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Suncoast Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$1k*-Uniform Transfers to Minors
OTHER TIERS: 0.15% Up to $1k
0.15%--Regular Share Membership
0.15%--Special Share Savings
0.15%--Business Regular Savings
0.15%--Business Special Savings
0.15%--Youth Regular Share Membership
0.15%--Youth Special Share Savings

Suncoast Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Money Market Account
OTHER TIERS: 0.15% Up to $1k | 0.35% $1k - $50k
0.45%*$50k*-Business Money Market
OTHER TIERS: 0.15% Up to $1k | 0.35% $1k - $50k

Suncoast Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Teen Checking
0.05%--Smart Checking
0.05%--Smart Start Checking

Suncoast Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$500-60 Month CD
2.20%$500-Business 60 Month CD
2.20%$500-60 Month Youth Certificate
1.95%$500-48 Month CD
1.95%$500-Business 48 Month CD
1.95%$500-48 Month Youth Certificate
1.70%$500-36 Month CD
1.70%$500-Business 36 Month CD
1.70%$500-36 Month Youth Certificate
1.40%$500-24 Month CD
1.40%$500-Business 24 Month CD
1.40%$500-24 Month Youth Certificate
1.20%$500-18 Month CD
1.20%$500-Business 18 Month CD
1.20%$500-18 Month Youth Certificate
0.90%$500-12 Month CD
0.90%$500-Business 12 Month CD
0.90%$500-12 Month Youth Certificate
0.90%$50-12 Month Smart Start CD
0.70%$500-6 Month CD
0.70%$500-Business 6 Month CD
0.70%$500-6 Month Youth Certificate

Suncoast Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$500-60 Month IRA
1.95%$500-48 Month IRA
1.70%$500-36 Month IRA
1.40%$500-24 Month IRA
1.20%$500-18 Month IRA
0.90%$500-12 Month IRA
0.70%$500-6 Month IRA
Locations

Availability