2. Suncoast Credit Union

Suncoast Credit Union


Overview / Commentary
www.suncoastcreditunion.com
813-621-7511
6801 E Hillsborough Ave
Tampa, FL 33610

Suncoast Credit Union is headquartered in Tampa and is the largest credit union in the state of Florida. It is also the 10th largest credit union in the nation. It was established in 1978 and as of June of 2019, it had grown to 1,732 employees and 844,897 members at 69 locations. Suncoast Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in SunCoast Credit Union is open to those who live, work, worship, or attend school in the Florida counties of Alachua, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Desoto, Dixie, Duval, Gilchrist, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Leon, Levy, Manatee, Marion, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, or Volusia. Alumn of Florida College in Temple Terrace also qualify for membership.
See current membership details

Related Posts

Suncoast Credit Union - 5 Year 3.50% - 4/7/2019

Suncoast Credit Union offering 5 year 3.50% on Jumbo and 3.25 on 24 month Jumbo

Suncoast Credit Union (FL) Ups 24-Month Jumbo CD, 3.25% APY - 4/2/2019

Suncoast Credit Union (FL) has raised the rates on two Jumbo Certificates: 24-month (3.25% APY) and 60-month (3.50% APY). $100k minimum opening deposit.

Suncoast Credit Union (FL) Adds 18-Month Jumbo CD, 3.20% APY - 2/4/2019

Suncoast Credit Union (FL) has added a series of Jumbo CDs, including an 18-month earning 3.20% APY. Minimum deposit is $100k, with no stated balance cap.

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Reviews (15)

best switch I've ever made

Posted by: jennybrennan93 | Apr 1, 2018

I had the opportunity to switch from Chase to Suncoast Credit Union while I was living in the Tampa Bay area. I searched for different credit unions and had always wanted to make the change, Suncoast was a perfect fit for my needs. This credit union has allowed me to save money, which I wasn't able to do in the past due to high fee's from my previous bank.My bank account has never gone into overdraft thanks to their free overdraft protection. Now they have this amazing service where you can pay your bills even if you don't have fund available in your account at the moment of payment. I love the suncoast rewards program on my debit card, I have been able to redeem points for travel and pay the difference if I don't have enough point to redeem the ticket. Suncoast takes care of their costumers by offering discounts on a lot of services for every day life. I have been to their actual bank maybe like 3 times everything can be done online, their app or over the phone which is amazing.

3

A Great Banking Experience

Posted by: Javamputek | Feb 7, 2018

My experience with Suncoast Federal Credit union has been nothing but pleasurable. I currently have 2 savings accounts and a checking account and haven't had any issues. The credit union offers about 5 times the interest of the big national banks. My debit card allows me to get rewards points which is a big bonus for me. The accounts are also amazing to have because there are no account minimums or requirements to have them. I know that if were banking at a big national bank I would have been charged a fee a few times due to the account requirements. I've been banking there many years and wouldn't think about switching to another bank. Every time I go to that bank I have had great customer service, which matters to me.

6

Suncoast Credit Union in Florida

Posted by: ChronoTalented | Apr 15, 2018

I recently joined Suncoast after a friend mentioned that they are now open for residents on my county in Florida. I previously wanted to join, but it limited to teachers and police...local workers. I found their rates for loans to be much lower that rates offered by other big banks. I am sick of the rates that Bank of America charges. With online banking, I don't ever go to a branch unless it is a special situation. Suncoast does have a local branch about 5 minutes from my house, so if I do need to go there, it is very easy and convenient to get too. I just found that they offer investment services and I am very interested to learn about those.

5

Simple Request

Posted by: emmaohudson13 | Jul 31, 2019

I have two different banks. One I receive direct deposit for work, the other (Suncoast CU) for other personal uses.

My main debit card that I use from my other bank was compromised. I am currently waiting for a new card. In order to use the money from my pay check I needed to transfer funds from one to Suncoast.

I called and waited 6 minutes (loud annoying robot repeating "We will be with you shortly").

Once obtaining a rep, I simply asked what the routing number was for Suncoast. "Well you can find that on our website." I didn't ask WHERE I can find it, I asked for it for what I thought would save me time and hassle. Then after stating I don't have time to go online, with a heavy sigh I was finally read the routing number.

Then, I simply asked for my FULL account number as to I only had the last 7. "You can find that on your mobile app under statements." Again I didn't ask WHERE to find it.

So what your telling me is after verifying who I am with name, ACCOUNT NUMBER, and two security questions you cant give me the first three of my account number? Another heavy sigh and what sounded like the start of an excuse, I hang up because I do not deserve to be treated this way as a client.

Login in to my mobile app. Searching...searching...searching...

I spent 15 minutes of my busy day to find out the rude customer service rep couldn't tell me that the first three are "000"...no. Apparently satisfying clients with very simple questions isn't what Suncoast is about anymore.

2
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Health
A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #68645
Year Chartered1978
Employees1732
Primary Regulator
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD13.52%
Annual Interest Income$180.3MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$10.32B$9.18B
LoansQ2 2019vs Q2 2018$7.72B$6.76B
DepositsQ2 2019vs Q2 2018$9.12B$7.93B
Equity CapitalQ2 2019vs Q2 2018$927.9MM$802.7MM
Secondary CapitalQ2 2019vs Q2 2018$600.00K
Loan Loss AllowanceQ2 2019vs Q2 2018$85.7MM$72.7MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$32.3MM$29.3MM
Real Estate OwnedQ2 2019vs Q2 2018$1.2MM$1.9MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Suncoast Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Suncoast Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$1k*-Uniform Transfers to Minors
OTHER TIERS: 0.15% → Up to $1k
0.15%$5-Regular Share Membership
0.15%--Special Share Savings
0.15%$5-Business Regular Savings
0.15%--Business Special Savings
0.15%$5-Youth Regular Share Membership
0.15%--Youth Special Share Savings

Suncoast Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$250k*-Money Market Account
OTHER TIERS: 0.15% → Up to $1k | 0.35% → $1k - $25k | 0.45% → $25k - $50k | 0.75% → $50k - $100k | 0.90% → $100k - $250k
1.10%*$250k*-Business Money Market
OTHER TIERS: 0.15% → Up to $1k | 0.35% → $1k - $25k | 0.45% → $25k - $50k | 0.75% → $50k - $100k | 0.90% → $100k - $250k

Suncoast Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Teen Checking
0.05%--Smart Checking
0.05%--Smart Start Checking

Suncoast Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.95%$100k-Business 60 Month Jumbo CD
2.95%$100k-60 Month Jumbo CD
2.75%$500-60 Month CD
2.75%$500-Business 60 Month CD
2.75%$500-60 Month Youth Certificate
2.70%$100k-Business 48 Month Jumbo CD
2.70%$100k-48 Month Jumbo CD
2.50%$500-48 Month CD
2.50%$500-Business 48 Month CD
2.50%$500-48 Month Youth Certificate
2.45%$100k-Business 36 Month Jumbo CD
2.45%$100k-36 Month Jumbo CD
2.25%$500-36 Month CD
2.25%$500-Business 36 Month CD
2.25%$500-36 Month Youth Certificate
2.20%$500-Business 24 Month CD
2.20%$100k-Business 24 Month Jumbo CD
2.20%$100k-24 Month Jumbo CD
2.00%$500-24 Month CD
2.00%$500-24 Month Youth Certificate
1.75%$500-18 Month CD
1.75%$500-Business 18 Month CD
1.75%$500-18 Month Youth Certificate
1.75%$100k-18 Month Jumbo CD
1.75%$100k-Business 18 Month Jumbo CD
1.50%$500-12 Month CD
1.50%$500-Business 12 Month CD
1.50%$500-12 Month Youth Certificate
1.50%$50-12 Month Smart Start CD
1.50%$100k-Business 12 Month Jumbo CD
1.50%$100k-12 Month Jumbo CD
1.25%$500-6 Month CD
1.25%$500-Business 6 Month CD
1.25%$500-6 Month Youth Certificate
1.25%$100k-Business 6 Month Jumbo CD
1.25%$100k-6 Month Jumbo CD

Suncoast Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.95%$100k-60 Month Jumbo IRA
2.75%$500-60 Month IRA
2.70%$100k-48 Month Jumbo IRA
2.50%$500-48 Month IRA
2.45%$100k-36 Month Jumbo IRA
2.25%$500-36 Month IRA
2.20%$100k-24 Month Jumbo IRA
2.00%$500-24 Month IRA
1.75%$500-18 Month IRA
1.75%$100k-18 Month Jumbo IRA
1.50%$500-12 Month IRA
1.50%$100k-12 Month Jumbo IRA
1.25%$500-6 Month IRA
1.25%$100k-6 Month Jumbo IRA
Locations

Availability

Tampa Area

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