Suncoast Credit Union


Overview / Commentary
813-621-7511
6801 E Hillsborough Ave
Tampa, FL 33610

Suncoast Credit Union is headquartered in Tampa and is the largest credit union in the state of Florida. It is also the 11th largest credit union in the nation. It was established in 1978 and as of September of 2021, it had grown to 1,985 employees and 985,025 members at 76 locations. Suncoast Credit Union has an A health rating.

Field of Membership Restrictions

Membership in SunCoast Credit Union is open to those who live, work, worship, or attend school in the Florida counties of Alachua, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Desoto, Dixie, Duval, Gilchrist, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Leon, Levy, Manatee, Marion, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, or Volusia. Alumn of Florida College in Temple Terrace also qualify for membership.
See current membership details

A Great Banking Experience

Posted by: |

My experience with Suncoast Federal Credit union has been nothing but pleasurable. I currently have 2 savings accounts and a checking account and haven't had any issues. The credit union offers about 5 times the interest of the big national banks. My debit card allows me to get rewards points which is a big bonus for me. The accounts are also amazing to have because there are no account minimums or requirements to have them. I know that if were banking at a big national bank I would have been charged a fee a few times due to the account requirements. I've been banking there many years and wouldn't think about switching to another bank. Every time I go to that bank I have had great customer service, which matters to me.

Got A Nice CD...

...in Summer of '19 and it wasn't painful. Had to mail documents, back and forth but, for 2.7% APY for 48 mos was worth the effort. No other experience but, they answer the phone at least. Website could be better but, I've used worse. Dropped rates fast so not so competitive anymore...

Suncoast Credit Union in Florida

I recently joined Suncoast after a friend mentioned that they are now open for residents on my county in Florida. I previously wanted to join, but it limited to teachers and police...local workers. I found their rates for loans to be much lower that rates offered by other big banks. I am sick of the rates that Bank of America charges. With online banking, I don't ever go to a branch unless it is a special situation. Suncoast does have a local branch about 5 minutes from my house, so if I do need to go there, it is very easy and convenient to get too. I just found that they offer investment services and I am very interested to learn about those.

I Would Give A Negative 1 If Possible

Posted by: |

This credit union in Florida is a joke. I've tried several times to get a copy of my title. It has taken weeks, and still no copy! Next is the BBB. Never again!

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Health

Health Grade Components

Overall
NCUA #68645
Year Chartered1978
Employees1985
Primary Regulator
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD14.73%
Annual Interest Income$314.8MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$14.30B$12.03B
LoansQ3 2021vs Q3 2020$9.79B$9.20B
DepositsQ3 2021vs Q3 2020$12.75B$10.66B
Equity CapitalQ3 2021vs Q3 2020$1.21B$1.07B
Loan Loss AllowanceQ3 2021vs Q3 2020$144.0MM$126.9MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$25.6MM$36.5MM
Real Estate OwnedQ3 2021vs Q3 2020$202.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Suncoast Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Suncoast Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$1k*-Uniform Transfers to Minors
OTHER TIERS: 0.15% Up to $1k
0.05%$5-Regular Share Membership
0.05%--Special Share Savings
0.05%$5-Business Regular Savings
0.05%--Business Special Savings
0.05%$5-Youth Regular Share Membership
0.05%--Youth Special Share Savings

Suncoast Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$1k*-All Student Money Market
OTHER TIERS: 0.15% Up to $1k
0.40%*$250k*-Money Market Account
OTHER TIERS: 0.05% Up to $1k | 0.20% $1k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k
0.40%*$250k*-Business Money Market
OTHER TIERS: 0.05% Up to $1k | 0.20% $1k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k

Suncoast Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Teen Smart Checking
0.01%--Smart Checking

Suncoast Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-60 Month CD
0.95%$500-Business 60 Month CD
0.95%$500-60 Month Youth Certificate
0.95%$100k-Business 60 Month Jumbo CD
0.95%$100k-60 Month Jumbo CD
0.95%$500-60 Month HSA CD
0.95%$100k-60 Month Jumbo Youth CD
0.95%$100k-60 Month Jumbo HSA CD
0.85%$500-48 Month CD
0.85%$500-Business 48 Month CD
0.85%$500-48 Month Youth Certificate
0.85%$100k-Business 48 Month Jumbo CD
0.85%$100k-48 Month Jumbo CD
0.85%$500-48 Month HSA CD
0.85%$100k-48 Month Jumbo Youth CD
0.85%$100k-48 Month Jumbo HSA CD
0.70%$500-36 Month CD
0.70%$500-Business 36 Month CD
0.70%$500-36 Month Youth Certificate
0.70%$100k-Business 36 Month Jumbo CD
0.70%$100k-36 Month Jumbo CD
0.70%$500-36 Month HSA CD
0.70%$100k-36 Month Jumbo Youth CD
0.70%$100k-36 Month Jumbo HSA CD
0.55%$500-24 Month CD
0.55%$500-Business 24 Month CD
0.55%$500-24 Month Youth Certificate
0.55%$100k-Business 24 Month Jumbo CD
0.55%$100k-24 Month Jumbo CD
0.55%$500-24 Month HSA CD
0.55%$100k-24 Month Jumbo Youth CD
0.55%$100k-24 Month Jumbo HSA CD
0.45%$500-18 Month CD
0.45%$500-Business 18 Month CD
0.45%$500-18 Month Youth Certificate
0.45%$100k-18 Month Jumbo CD
0.45%$100k-Business 18 Month Jumbo CD
0.45%$500-18 Month HSA CD
0.45%$100k-18 Month Jumbo Youth CD
0.45%$100k-18 Month Jumbo HSA CD
0.40%$500-12 Month CD
0.40%$500-Business 12 Month CD
0.40%$500-12 Month Youth Certificate
0.40%$50-12 Month Smart Start CD
0.40%$100k-Business 12 Month Jumbo CD
0.40%$100k-12 Month Jumbo CD
0.40%$500-12 Month HSA CD
0.40%$100k-12 Month Jumbo Youth CD
0.40%$100k-12 Month Jumbo HSA CD
0.40%$50-12 Month Smart Start Youth CD
0.30%$500-6 Month CD
0.30%$500-Business 6 Month CD
0.30%$500-6 Month Youth Certificate
0.30%$100k-Business 6 Month Jumbo CD
0.30%$100k-6 Month Jumbo CD
0.30%$500-6 Month HSA CD
0.30%$100k-6 Month Jumbo Youth CD
0.30%$100k-6 Month Jumbo HSA CD

Suncoast Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-60 Month IRA
1.25%$100k-60 Month Jumbo IRA
1.00%$500-48 Month IRA
1.00%$100k-48 Month Jumbo IRA
0.85%$500-36 Month IRA
0.85%$100k-36 Month Jumbo IRA
0.65%$500-24 Month IRA
0.65%$100k-24 Month Jumbo IRA
0.55%$500-18 Month IRA
0.55%$100k-18 Month Jumbo IRA
0.50%$500-12 Month IRA
0.50%$100k-12 Month Jumbo IRA
0.40%$500-6 Month IRA
0.40%$100k-6 Month Jumbo IRA
Locations

Availability



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