Featured Savings Rates
Featured Accounts

Suncoast Credit Union

Popular Accounts at this Credit Union

2.25%5-year CD60 Month CD
0.85%1-year CD12 Month Smart Start CD
0.35%SavingsSpecial Share Savings

Overview / Commentary
6801 E Hillsborough Ave
Tampa, FL 33610

Suncoast Credit Union is headquartered in Tampa and is the largest credit union in the state of Florida. It is also the 13th largest credit union in the nation. It was established in 1978 and as of March of 2016, it had grown to 1,366 employees and 698,474 members at 60 locations. Suncoast Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

SunCoast Credit Union of Florida is open to the residents, church members, registered students, and the people that work within one of 21 qualified FL counties, alumni members of Florida College in Temple Terrace, and the family members of current or former members of the Suncoast Credit Union. Their membership page states to call if you do not meet one of these qualifications, implying that there *may* be other ways to join.
See current membership details

Related Posts

View all posts from:

Reviews (6)

Suncoast Schools credit untion gives A+ service!

I have had a Suncoast School credit union account for years and they have always been great to me. They have always provided great service and they offer competitive pricing and they don't try to nickel and dime me for every single cent. They have very good rates on their credit cards and mortgages and other loans. I recommend them to everyone.

Best Experience EVER

Posted by: bri | Oct 17, 2014

This credit union has been nothing but amazing to my family and I. I have been banking with them since the age of 12 when i opened my first savings account. The service you receive is always amazing i have yet to have a bad experience in my 11 years. The staff is ALWAYS so nice and inviting making you feel right at home. I definitely recommend the to anyone who want quality banking.

My Experience with Suncoast Credit Union

Posted by: mapboule | Oct 13, 2014

I have been using this credit union, Suncoast Credit Union, for about eight months or so now. I have to say that I am very pleased with it so far. In comparison to the bank I used to use, Wells Fargo, I have to say that I am extremely satisfied. The one thing that really stands a part for me when using this credit union is that I love how they do not take a monthly fee just for having service with them, what I mean is that there is no minimum balance required in my account, some other places take a fee if you do not have a certain amount in you account. I also really like how you can get cash advances from the credit union. This really helps out when I don't get paid before my bills are due. Especially because I don't trust all these cash lending businesses because they want unreasonable amounts back for the amount of time you are lent said money. The tellers are friendly and respectful. So really I enjoy all aspects of this credit union and would recommend it to anyone.

Great Staff, sucky Login

Posted by: dePalma | Jan 28, 2015

Great staff, friendly and fast. The login can be a bear sometimes. I've been locked out quite a few times. Please fix and then all 5 stars!

Good, Dependable, Efficient And Friendly

Posted by: Anonymous | Sep 4, 2011

I have been with this Credit Union for approximately eight years, and have not experienced a problem in any of my dealings with this institution.

Great Service Has Become Horrible Service

Posted by: Kim Eakin | Sep 8, 2015

They revamped their website and turned a functioning site into a complete mess. When attempting to contact SCU I got repeated messages that the wait time would be over 20 MINUTES!!!!


Health Grade Components

NCUA #68645
Year Chartered1978
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD10.69%
Annual Interest Income$55.8MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$7.33B$6.37B
LoansQ1 2016vs Q1 2015$5.07B$4.28B
DepositsQ1 2016vs Q1 2015$6.33B$5.52B
Equity CapitalQ1 2016vs Q1 2015$629.7MM$553.5MM
Secondary CapitalQ1 2016vs Q1 2015$1,000.00K
Loan Loss AllowanceQ1 2016vs Q1 2015$67.8MM$95.2MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$42.9MM$62.8MM
Real Estate OwnedQ1 2016vs Q1 2015$7.9MM$9.6MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Suncoast Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Suncoast Credit Union Savings Account Rates

0.60%*$1k*-Uniform Transfers to Minors
OTHER TIERS: 0.35% Up to $1k
0.35%--Regular Share Membership
0.35%--Special Share Savings
0.35%--Business Regular Savings
0.35%--Business Special Savings

Suncoast Credit Union Money Market Rates

0.55%*$50k*-Money Market Account
OTHER TIERS: 0.35% Up to $1k | 0.45% $1k - $50k
0.55%*$50k*-Business Money Market
OTHER TIERS: 0.35% Up to $1k | 0.45% $1k - $50k

Suncoast Credit Union Checking Account Rates

0.15%--Teen Checking
0.15%--Student Smart Checking

Suncoast Credit Union CD Rates

2.25%$500-60 Month CD
2.25%$500-Business 60 Month CD
2.25%$500-60 Month Youth Certificate
2.00%$500-48 Month CD
2.00%$500-Business 48 Month CD
2.00%$500-48 Month Youth Certificate
1.75%$500-36 Month CD
1.75%$500-Business 36 Month CD
1.75%$500-36 Month Youth Certificate
1.40%$500-24 Month CD
1.40%$500-Business 24 Month CD
1.40%$500-24 Month Youth Certificate
1.10%$500-18 Month CD
1.10%$500-Business 18 Month CD
1.10%$500-18 Month Youth Certificate
0.85%$500-12 Month CD
0.85%$500-Business 12 Month CD
0.85%$500-12 Month Youth Certificate
0.85%$50-12 Month Smart Start CD
0.65%$500-6 Month CD
0.65%$500-Business 6 Month CD
0.65%$500-6 Month Youth Certificate

Suncoast Credit Union has 60 locations. Click to view all Suncoast Credit Union locations.