Overview / Commentary
6801 E Hillsborough Ave
Tampa, FL 33610

Suncoast Credit Union is headquartered in Tampa and is the largest credit union in the state of Florida. It is also the 11th largest credit union in the nation. It was established in 1978 and as of June of 2018, it had grown to 1,630 employees and 780,842 members at 66 locations. Suncoast Credit Union's CD rates are 72% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

SunCoast Credit Union is open to those who live, work, attend school or worship in Citrus, Charlotte, Desoto, Collier, Dixie, Gilchrist, Hardee, Glades, Hendry, Hernando, Hillsborough, Highlands, Levy, Lee, Manatee, Marion, Pascoe, Pinellas, Polk, Sarasota, or Sumter Counties in Florida, and to alumni members of Florida College in Temple Terrace.
See current membership details

Related Posts

New CD Promotion 2.85% For 20 Months - 10/31/2018

Found a new promotion for Suncoast CU. 2.85% for 20 months.

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best switch I've ever made

I had the opportunity to switch from Chase to Suncoast Credit Union while I was living in the Tampa Bay area. I searched for different credit unions and had always wanted to make the change, Suncoast was a perfect fit for my needs. This credit union has allowed me to save money, which I wasn't able to do in the past due to high fee's from my previous bank.My bank account has never gone into overdraft thanks to their free overdraft protection. Now they have this amazing service where you can pay your bills even if you don't have fund available in your account at the moment of payment. I love the suncoast rewards program on my debit card, I have been able to redeem points for travel and pay the difference if I don't have enough point to redeem the ticket. Suncoast takes care of their costumers by offering discounts on a lot of services for every day life. I have been to their actual bank maybe like 3 times everything can be done online, their app or over the phone which is amazing.

A Great Banking Experience

Posted by: Javamputek | Feb 7, 2018

My experience with Suncoast Federal Credit union has been nothing but pleasurable. I currently have 2 savings accounts and a checking account and haven't had any issues. The credit union offers about 5 times the interest of the big national banks. My debit card allows me to get rewards points which is a big bonus for me. The accounts are also amazing to have because there are no account minimums or requirements to have them. I know that if were banking at a big national bank I would have been charged a fee a few times due to the account requirements. I've been banking there many years and wouldn't think about switching to another bank. Every time I go to that bank I have had great customer service, which matters to me.

Suncoast Credit Union in Florida

I recently joined Suncoast after a friend mentioned that they are now open for residents on my county in Florida. I previously wanted to join, but it limited to teachers and police...local workers. I found their rates for loans to be much lower that rates offered by other big banks. I am sick of the rates that Bank of America charges. With online banking, I don't ever go to a branch unless it is a special situation. Suncoast does have a local branch about 5 minutes from my house, so if I do need to go there, it is very easy and convenient to get too. I just found that they offer investment services and I am very interested to learn about those.

Not A Good Bank

This bank is not what it used to be,I've been banking with them for 20 years,this bank,doesn't have faith in their customers with a 20 year track record,never been late on my vehicle loan ect,had 2 vehicles paid off with this bank from car loans and now they will not give me another,I don't know what this bank has become,it used to be nice bank. But here's the gist of it all:
Doesn't treat their customers right even after banking either for YEARS
The ATMs are ALWAYS broken
You are on hold FOREVER when you call them atleast 20 minute
Lost faith in this bank.its sad because I used to love this bank.



Health Grade Components

NCUA #68645
Year Chartered1978
Primary Regulator
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD12.18%
Annual Interest Income$143.7MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$9.18B$8.51B
LoansQ2 2018vs Q2 2017$6.76B$5.81B
DepositsQ2 2018vs Q2 2017$7.93B$7.42B
Equity CapitalQ2 2018vs Q2 2017$802.7MM$721.9MM
Secondary CapitalQ2 2018vs Q2 2017$800.00K
Loan Loss AllowanceQ2 2018vs Q2 2017$72.7MM$62.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$29.3MM$34.2MM
Real Estate OwnedQ2 2018vs Q2 2017$1.9MM$3.8MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

New CD Promotion 2.85% For 20 Months

CDsForMe   |  
Found a new promotion for Suncoast CU. 2.85% for 20 months.

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Always verify rates and promotions with the bank or credit union. We are not Suncoast Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Suncoast Credit Union Savings Account Rates

0.50%*$1k*-Uniform Transfers to Minors
OTHER TIERS: 0.15% Up to $1k
0.15%$5-Regular Share Membership
0.15%--Special Share Savings
0.15%$5-Business Regular Savings
0.15%--Business Special Savings
0.15%$5-Youth Regular Share Membership
0.15%--Youth Special Share Savings

Suncoast Credit Union Money Market Rates

0.60%*$100k*-Money Market Account
OTHER TIERS: 0.15% Up to $1k | 0.35% $1k - $50k | 0.45% $50k - $100k
0.60%*$100k*-Business Money Market
OTHER TIERS: 0.15% Up to $1k | 0.35% $1k - $50k | 0.45% $50k - $100k

Suncoast Credit Union Checking Account Rates

0.05%--Teen Checking
0.05%--Smart Checking
0.05%--Smart Start Checking

Suncoast Credit Union CD Rates

2.85%$500-60 Month CD
2.85%$500-20 Month CD Special
2.60%$500-48 Month CD
2.60%$500-Business 60 Month CD
2.60%$500-60 Month Youth Certificate
2.35%$500-36 Month CD
2.35%$500-Business 48 Month CD
2.35%$500-48 Month Youth Certificate
2.25%$500-Business 18 Month CD
2.25%$500-18 Month Youth Certificate
2.10%$500-Business 36 Month CD
2.10%$500-36 Month Youth Certificate
2.05%$500-24 Month CD
1.85%$500-18 Month CD
1.80%$500-Business 24 Month CD
1.80%$500-24 Month Youth Certificate
1.55%$500-12 Month CD
1.55%$50-12 Month Smart Start CD
1.35%$500-6 Month CD
1.30%$500-Business 12 Month CD
1.30%$500-12 Month Youth Certificate
1.10%$500-Business 6 Month CD
1.10%$500-6 Month Youth Certificate

Suncoast Credit Union IRA Rates

2.85%$500-60 Month IRA
2.85%$500-20 Month IRA Special
2.60%$500-48 Month IRA
2.35%$500-36 Month IRA
2.05%$500-24 Month IRA
1.85%$500-18 Month IRA
1.55%$500-12 Month IRA
1.35%$500-6 Month IRA


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