Overview / Commentary
813-621-7511
6801 E Hillsborough Ave
Tampa, FL 33610

Suncoast Credit Union is headquartered in Tampa and is the largest credit union in the state of Florida. It is also the 11th largest credit union in the nation. It was established in 1978 and as of December of 2018, it had grown to 1,663 employees and 811,218 members at 68 locations. Suncoast Credit Union's CD rates are 72% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in SunCoast Credit Union is open to those who live, work, worship, or attend school in the Florida counties of Alachua, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Desoto, Dixie, Duval, Gilchrist, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Leon, Levy, Manatee, Marion, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, or Volusia. Alumn of Florida College in Temple Terrace also qualify for membership.
See current membership details

Related Posts

Suncoast Credit Union (FL) Adds 18-Month Jumbo CD, 3.20% APY - 2/4/2019

Suncoast Credit Union (FL) has added a series of Jumbo CDs, including an 18-month earning 3.20% APY. Minimum deposit is $100k, with no stated balance cap.

Suncoast Credit Union 3.2APY 18 Month (FL) - 2/2/2019

Just received a mailer saying that Suncoast Credit Union has an 18 month Jumbo Share Certificate at 3.2 APY, minimum 100K. Open to FL residents of certain counties. suncoastcreditunion.com/jumbo to learn more.

New CD Promotion 2.85% For 20 Months - 10/31/2018

Found a new promotion for Suncoast CU. 2.85% for 20 months.

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best switch I've ever made

I had the opportunity to switch from Chase to Suncoast Credit Union while I was living in the Tampa Bay area. I searched for different credit unions and had always wanted to make the change, Suncoast was a perfect fit for my needs. This credit union has allowed me to save money, which I wasn't able to do in the past due to high fee's from my previous bank.My bank account has never gone into overdraft thanks to their free overdraft protection. Now they have this amazing service where you can pay your bills even if you don't have fund available in your account at the moment of payment. I love the suncoast rewards program on my debit card, I have been able to redeem points for travel and pay the difference if I don't have enough point to redeem the ticket. Suncoast takes care of their costumers by offering discounts on a lot of services for every day life. I have been to their actual bank maybe like 3 times everything can be done online, their app or over the phone which is amazing.

A Great Banking Experience

Posted by: Javamputek | Feb 7, 2018

My experience with Suncoast Federal Credit union has been nothing but pleasurable. I currently have 2 savings accounts and a checking account and haven't had any issues. The credit union offers about 5 times the interest of the big national banks. My debit card allows me to get rewards points which is a big bonus for me. The accounts are also amazing to have because there are no account minimums or requirements to have them. I know that if were banking at a big national bank I would have been charged a fee a few times due to the account requirements. I've been banking there many years and wouldn't think about switching to another bank. Every time I go to that bank I have had great customer service, which matters to me.

Suncoast Credit Union in Florida

I recently joined Suncoast after a friend mentioned that they are now open for residents on my county in Florida. I previously wanted to join, but it limited to teachers and police...local workers. I found their rates for loans to be much lower that rates offered by other big banks. I am sick of the rates that Bank of America charges. With online banking, I don't ever go to a branch unless it is a special situation. Suncoast does have a local branch about 5 minutes from my house, so if I do need to go there, it is very easy and convenient to get too. I just found that they offer investment services and I am very interested to learn about those.

Awful People

Posted by: JasonR | Mar 20, 2019

Had a checking account with them for years, and they were constantly rearranging the order of checks received to get an NSF fee of $39. Over the years they took out hundreds in fees without ever reversing one or even explaining to me why they switch order of checks received. They have been investigated for this practice several times, so be wary. Even had a mortgage with them and they foreclosed on a house I made every payment on and even ran through my 401K after being laid off to make sure the payments were made. They are very rude and aggressive and even came and took a fully paid off car so now I have no way to take my kids to school. Stay away from them, especially for mortgages, they are awful people and worse than any of the big banks when it comes to cheating people down on their luck.

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Health

Health Grade Components

Overall
NCUA #68645
Year Chartered1978
Employees1663
Primary Regulator
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD11.77%
Annual Interest Income$303.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$9.29B$8.74B
LoansQ4 2018vs Q4 2017$7.33B$6.40B
DepositsQ4 2018vs Q4 2017$7.93B$7.60B
Equity CapitalQ4 2018vs Q4 2017$857.4MM$756.3MM
Secondary CapitalQ4 2018vs Q4 2017$600.00K
Loan Loss AllowanceQ4 2018vs Q4 2017$75.6MM$63.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$41.1MM$26.1MM
Real Estate OwnedQ4 2018vs Q4 2017$1.5MM$2.8MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Suncoast Credit Union 3.2APY 18 Month (FL)

glasses   |  
Just received a mailer saying that Suncoast Credit Union has an 18 month Jumbo Share Certificate at 3.2 APY, minimum 100K.
Open to FL residents of certain counties.
suncoastcreditunion.com/jumbo to learn more.

Rates
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Always verify rates and promotions with the bank or credit union. We are not Suncoast Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Suncoast Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$1k*-Uniform Transfers to Minors
OTHER TIERS: 0.15% Up to $1k
0.15%$5-Regular Share Membership
0.15%--Special Share Savings
0.15%$5-Business Regular Savings
0.15%--Business Special Savings
0.15%$5-Youth Regular Share Membership
0.15%--Youth Special Share Savings

Suncoast Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-Money Market Account
OTHER TIERS: 0.15% Up to $1k | 0.35% $1k - $25k | 0.45% $25k - $50k | 0.55% $50k - $100k
0.70%*$100k*-Business Money Market
OTHER TIERS: 0.15% Up to $1k | 0.35% $1k - $25k | 0.45% $25k - $50k | 0.55% $50k - $100k

Suncoast Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Teen Checking
0.05%--Smart Checking
0.05%--Smart Start Checking

Suncoast Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.20%$100k-Business 60 Month Jumbo CD
3.20%$100k-60 Month Jumbo CD
3.20%$100k-18 Month Jumbo CD Special - New Money
3.00%$500-60 Month CD
3.00%$500-Business 60 Month CD
3.00%$500-60 Month Youth Certificate
2.95%$100k-Business 48 Month Jumbo CD
2.95%$100k-48 Month Jumbo CD
2.75%$500-48 Month CD
2.75%$500-Business 48 Month CD
2.75%$500-48 Month Youth Certificate
2.70%$100k-Business 36 Month Jumbo CD
2.70%$100k-36 Month Jumbo CD
2.50%$500-36 Month CD
2.50%$500-Business 36 Month CD
2.50%$500-36 Month Youth Certificate
2.45%$100k-Business 24 Month Jumbo CD
2.45%$100k-24 Month Jumbo CD
2.25%$500-24 Month CD
2.25%$500-Business 24 Month CD
2.25%$500-24 Month Youth Certificate
2.00%$500-18 Month CD
2.00%$500-Business 18 Month CD
2.00%$500-18 Month Youth Certificate
1.55%$500-12 Month CD
1.55%$500-Business 12 Month CD
1.55%$500-12 Month Youth Certificate
1.55%$50-12 Month Smart Start CD
1.55%$100k-Business 12 Month Jumbo CD
1.55%$100k-12 Month Jumbo CD
1.35%$500-6 Month CD
1.35%$500-Business 6 Month CD
1.35%$500-6 Month Youth Certificate
1.35%$100k-Business 6 Month Jumbo CD
1.35%$100k-6 Month Jumbo CD

Suncoast Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.20%$100k-18 Month Jumbo IRA Special - New Money
3.00%$500-60 Month IRA
2.75%$500-48 Month IRA
2.50%$500-36 Month IRA
2.25%$500-24 Month IRA
2.00%$500-18 Month IRA
1.55%$500-12 Month IRA
1.35%$500-6 Month IRA
Locations

Availability



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