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Overview / Commentary
6801 E Hillsborough Ave
Tampa, FL 33610

Suncoast Credit Union is headquartered in Tampa and is the largest credit union in the state of Florida. It is also the 12th largest credit union in the nation. It was established in 1978 and as of December of 2016, it had grown to 1,443 employees and 698,185 members at 63 locations. Suncoast Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

SunCoast Credit Union is open to those who live, work, attend school or worship in Citrus, Charlotte, Desoto, Collier, Dixie, Gilchrist, Hardee, Glades, Hendry, Hernando, Hillsborough, Highlands, Levy, Lee, Manatee, Marion, Pascoe, Pinellas, Polk, Sarasota, or Sumter Counties in Florida, and to alumni members of Florida College in Temple Terrace.
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Related Posts

Suncoast CU's (FL) Long-Term CDs Remain Competitive - 9/21/2016

Suncoast CU (FL) has two competitive long-term CDs: 48-month (2.00% APY) and 60-month (2.25% APY). Minimum deposit is $500 with no stated balance cap.

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Reviews (8)

Best Banking Institution Ever

I have been a member here since 1997. As a now 66 year old who has dealt with multiple banks and credit unions over the years, Suncoast is far and away the best. I have stayed with them so long because they are responsible, dependable, and always treat me as if I am special to them. I have no plans to bank with anyone else in my lifetime - I cannot recommend them any more highly than I do.

Best Experience EVER

Posted by: bri | Oct 17, 2014

This credit union has been nothing but amazing to my family and I. I have been banking with them since the age of 12 when i opened my first savings account. The service you receive is always amazing i have yet to have a bad experience in my 11 years. The staff is ALWAYS so nice and inviting making you feel right at home. I definitely recommend the to anyone who want quality banking.

Always Up To Date

Posted by: BonnieRai | Nov 29, 2016

I have a savings account and two CD's through Suntcoast Credit Union. I've been with them for about 3 years now. I went to their location by me and had a million questions. Josh, the employee that helped me, was very thorough and even gave me resources to find the information myself. Once a month that same person calls me up to ask if I have any questions and promote new services Suncoast offers. I actually called him this Monday and got some information on a Money Market account. He told me a lot of information and gave me contact numbers to other Suncoast employees that could help me more.

My Experience with Suncoast Credit Union

Posted by: mapboule | Oct 13, 2014

I have been using this credit union, Suncoast Credit Union, for about eight months or so now. I have to say that I am very pleased with it so far. In comparison to the bank I used to use, Wells Fargo, I have to say that I am extremely satisfied. The one thing that really stands a part for me when using this credit union is that I love how they do not take a monthly fee just for having service with them, what I mean is that there is no minimum balance required in my account, some other places take a fee if you do not have a certain amount in you account. I also really like how you can get cash advances from the credit union. This really helps out when I don't get paid before my bills are due. Especially because I don't trust all these cash lending businesses because they want unreasonable amounts back for the amount of time you are lent said money. The tellers are friendly and respectful. So really I enjoy all aspects of this credit union and would recommend it to anyone.

Suncoast Schools credit untion gives A+ service!

I have had a Suncoast School credit union account for years and they have always been great to me. They have always provided great service and they offer competitive pricing and they don't try to nickel and dime me for every single cent. They have very good rates on their credit cards and mortgages and other loans. I recommend them to everyone.

Great Staff, sucky Login

Posted by: dePalma | Jan 28, 2015

Great staff, friendly and fast. The login can be a bear sometimes. I've been locked out quite a few times. Please fix and then all 5 stars!

Good, Dependable, Efficient And Friendly

Posted by: Anonymous | Sep 4, 2011

I have been with this Credit Union for approximately eight years, and have not experienced a problem in any of my dealings with this institution.

Great Service Has Become Horrible Service

Posted by: Kim Eakin | Sep 8, 2015

They revamped their website and turned a functioning site into a complete mess. When attempting to contact SCU I got repeated messages that the wait time would be over 20 MINUTES!!!!


Health Grade Components

NCUA #68645
Year Chartered1978
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD8.83%
Annual Interest Income$230.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$8.04B$6.92B
LoansQ4 2016vs Q4 2015$5.56B$4.83B
DepositsQ4 2016vs Q4 2015$6.98B$5.98B
Equity CapitalQ4 2016vs Q4 2015$685.5MM$608.2MM
Secondary CapitalQ4 2016vs Q4 2015$1,000.00K
Loan Loss AllowanceQ4 2016vs Q4 2015$60.9MM$74.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$48.8MM$65.4MM
Real Estate OwnedQ4 2016vs Q4 2015$4.1MM$8.3MM
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Always verify rates and promotions with the bank or credit union. We are not Suncoast Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Suncoast Credit Union Savings Account Rates

0.60%*$1k*-Uniform Transfers to Minors
OTHER TIERS: 0.35% Up to $1k
0.35%--Regular Share Membership
0.35%--Special Share Savings
0.35%--Business Regular Savings
0.35%--Business Special Savings

Suncoast Credit Union Money Market Rates

0.55%*$50k*-Money Market Account
OTHER TIERS: 0.35% Up to $1k | 0.45% $1k - $50k
0.55%*$50k*-Business Money Market
OTHER TIERS: 0.35% Up to $1k | 0.45% $1k - $50k

Suncoast Credit Union Checking Account Rates

0.15%--Teen Checking
0.15%--Student Smart Checking

Suncoast Credit Union CD Rates

2.00%$500-60 Month CD
2.00%$500-Business 60 Month CD
2.00%$500-60 Month Youth Certificate
1.75%$500-48 Month CD
1.75%$500-Business 48 Month CD
1.75%$500-48 Month Youth Certificate
1.50%$500-36 Month CD
1.50%$500-Business 36 Month CD
1.50%$500-36 Month Youth Certificate
1.25%$500-24 Month CD
1.25%$500-Business 24 Month CD
1.25%$500-24 Month Youth Certificate
1.10%$500-18 Month CD
1.10%$500-Business 18 Month CD
1.10%$500-18 Month Youth Certificate
0.80%$500-12 Month CD
0.80%$500-Business 12 Month CD
0.80%$500-12 Month Youth Certificate
0.80%$50-12 Month Smart Start CD
0.60%$500-6 Month CD
0.60%$500-Business 6 Month CD
0.60%$500-6 Month Youth Certificate

Suncoast Credit Union has 63 locations. Click to view all Suncoast Credit Union locations.