Featured Savings Rates
Featured Accounts

TDECU

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.75%5-year CD60 Month Share Certificate
1.50%4-year CD48 Month Share Certificate
1.20%3-year CD36 Month Share Certificate

Overview / Commentary
979-297-1154
1001 Fm 2004 Rd
Lake Jackson, TX 77566

TDECU is headquartered in Lake Jackson and is the 4th largest credit union in the state of Texas. It is also the 63rd largest credit union in the nation. It was established in 1954 and as of June of 2017, it had grown to 714 employees and 263,822 members at 41 locations. TDECU has an A health rating.

Field of Membership Restrictions

Membership in TDECU is open to those who live, work, attend school or worship in Matagorda County, Texas, select zip codes in the cities of Houston, Fort Worth, and surrounding areas. Membership is also open to employees of Dow Chemical Company working in Texas, Chevron Texaco Corporation, BASF in Brazoria County and over 500 local Select Employer Groups.
See current membership details

Related Posts

1.7% APY On 36-Month CD In Houston And Fort Worth - 3/9/2017

TDECU is again offering a 3-year CD special. This one is a little better than last year’s special: 1.70% APY 36 Month CD $1,000 minimum Link to offer https://www.tdecu.org/cd/

1.5% APY On 36-Month CD In Houston And Fort Worth - 10/19/2016

TDECU is offering a 0.30% apy bonus on its 36-month CD boosting the apy to 1.50% Small print: A $1,000 minimum deposit is required to earn advertised APY. Valid on new money or renewing CDs only. Offer excludes Jumbo CDs. Maximum CD amount is $500,000. Other restrictions may apply. A penalty may be imposed for CD withdrawals made before maturity. Refer to TDECU's Account Information and Truth in Savings brochures for additional terms and conditions. Offer valid September 26, 2016 – November 30, 2016. Link to offer

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Reviews (5)

Breath of fresh air credit union

Posted by: jah013 | May 7, 2014

I had been a patron of a commercial bank in the northeast for well over 20 years. They were great at first, with very customer-friendly hours. Over time, and after a merger, the fees started going up and up and up, while customer service went down and down.

After a recent move, I had to choose a new bank. I chose Texas Dow Employees Credit Union, as family members belonged. I was very pleasantly surprised by the service and products. I would never go back to commercial banks. This credit union is like a family and I am very pleased with it.

Former Client

Posted by: Bow | May 20, 2014

Not a user friendly bank at all and too difficult to set up online banking. They alienate you in their so called effort to protect you. By far the most difficult bank I've ever used. Setting up my business account, accessing the funds has been way too stressful. But they are friendly!

Don't Trust This Bank With $1

Thes people should be ashamed of themselves. My account was recently cleaned out fraudulently, and instead of reimbursing the money and handling the investigation, we were told we would have to go through the criminal court system if we wanted our money back. This is absurd. I have encountered this situation with Wells Fargo and my funds were returned later that day, but all we got from this "bank" was an attitude. The supervisor informed me that i would have to file a police report in Texas, coordinate with the investigators in NYC to pull surveillance tapes, identify this person and pursue legal action relying on his ability to pay me back. Really? My advice if want to protect your hard earned money, is to find a bank that actually cares about your business. You've been warned!

Texas Dow Employees CU

Posted by: Anonymous | Apr 3, 2012

This credit union is so unorganized. Bluebonnet merged with them at the end of the month and now there are missing transactions. No one has any answers!!! Bluebonnet FCU made a BIG mistake!!!!!!!!!!

Tdecu Warning

Posted by: integrity | Mar 9, 2012

This credit union used shady business tactics to take thousands of dollars from my family. If you value your money, don't use tdecu.



Health

Health Grade Components

Overall
NCUA #60705
Year Chartered1954
Employees714
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD5.34%
Annual Interest Income$65.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$3.06B$2.93B
LoansQ2 2017vs Q2 2016$2.83B$2.66B
DepositsQ2 2017vs Q2 2016$2.45B$2.34B
Equity CapitalQ2 2017vs Q2 2016$241.6MM$241.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$34.2MM$24.9MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$26.3MM$38.9MM
Real Estate OwnedQ2 2017vs Q2 2016$335.00K$360.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

TDECU Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Savings
0.10%--Savings IRA
0.10%--Club

TDECU Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Money Market
OTHER TIERS: 0.30% $2,500 - $25k | 0.35% $25k - $100k
0.40%*$100k*-IRA Money Market
OTHER TIERS: 0.30% $2,500 - $25k | 0.35% $25k - $100k

TDECU Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%--Checking
0.10%--Escrow

TDECU CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-60 Month Share Certificate
1.75%$100-60 Month M3 Money Club CD
1.75%$100-60 Month Elements Teen Club CD
1.50%$1k-48 Month Share Certificate
1.50%$100-48 Month M3 Money Club CD
1.50%$100-48 Month Elements Teen Club CD
1.20%$1k-36 Month Share Certificate
1.20%$100-36 Month M3 Money Club CD
1.20%$100-36 Month Elements Teen Club CD
1.10%$1k-30 Month Share Certificate
1.10%$100-30 Month M3 Money Club CD
1.10%$100-30 Month Elements Teen Club CD
1.00%$1k-24 Month Share Certificate
1.00%$100-24 Month M3 Money Club CD
1.00%$100-24 Month Elements Teen Club CD
0.70%$1k-18 Month Share Certificate
0.70%$100-18 Month M3 Money Club CD
0.70%$100-18 Month Elements Teen Club CD
0.60%$1k-12 Month Share Certificate
0.60%$100-12 Month M3 Money Club CD
0.60%$100-12 Month Elements Teen Club CD
0.45%$1k-6 Month Share Certificate
0.45%$100-6 Month M3 Money Club CD
0.45%$100-6 Month Elements Teen Club CD
0.35%$1k-3 Month Share Certificate
0.35%$100-3 Month M3 Money Club CD
0.35%$100-3 Month Elements Teen Club CD

TDECU IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-60 Month IRA
1.50%$1k-48 Month IRA
1.20%$1k-36 Month IRA
1.10%$1k-30 Month IRA
1.00%$1k-24 Month IRA
0.70%$1k-18 Month IRA
0.60%$1k-12 Month IRA
0.45%$1k-6 Month IRA
0.35%$1k-3 Month IRA
Locations

Availability