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Team One Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
www.teamonecu.org
989-754-6575
520 Hayden St
Saginaw, MI 48607

Team One Credit Union is headquartered in SAGINAW and is the 35th largest credit union in the state of Michigan. It is also the 573rd largest credit union in the nation. It was established in 1935 and as of September of 2024, it had grown to 150 employees and 51,480 members at 12 locations. Team One Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Team One Credit Union is open to those who live, work, worship, or attend school in any of Michigan's 83 counties.
See current membership details

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Health
B+

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #62141
Year Chartered1935
Employees150
Primary Regulator
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD1.84%
Annual Interest Income$24.5MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$737.8MM$738.4MM
LoansQ3 2024vs Q3 2023$497.7MM$506.6MM
DepositsQ3 2024vs Q3 2023$663.2MM$673.2MM
Equity CapitalQ3 2024vs Q3 2023$66.6MM$58.3MM
Loan Loss AllowanceQ3 2024vs Q3 2023$3MM$3.4MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$3.3MM$2.5MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates
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Always verify rates and promotions with the bank or credit union. We are not Team One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Team One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Regular Savings
OTHER TIERS: 0.05% → $2k - $10k
0.10%*$10k*-Club Account
OTHER TIERS: 0.05% → $2k - $10k
0.10%*$25k*-IRA Account
OTHER TIERS: 0.05% → $0 - $25k
0.10%*$25k*-Deferred Compensation Account
OTHER TIERS: 0.05% → $0 - $25k
0.10%*$25k*-Health Savings Account (HSA)
OTHER TIERS: 0.05% → $0 - $25k

Team One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$500k*-Money Market
OTHER TIERS: 0.15% → $0 - $2k | 0.35% → $2k - $25k | 0.75% → $25k - $75k | 1.75% → $75k - $200k | 2.25% → $200k - $500k

Team One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$0$10kRelationship Checking
OTHER TIERS: 0.05% → $10k+
0.05%*$10k*-Checking Account
OTHER TIERS: 0.03% → $5k - $10k

Team One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$500-6 Month CD
3.50%$500-6 Month Deferred Compensation CD
3.25%$500-12 Month CD
3.25%$500-24 Month CD
3.25%$500-12 Month Deferred Compensation CD
3.25%$500-24 Month Deferred Compensation CD
3.25%$0-Save to Win
3.25%$500-18 Month CD
3.25%$500-18 Month Deferred Compensation CD
3.00%$500-36 Month CD
3.00%$500-48 Month CD
3.00%$500-60 Month CD
3.00%$500-36 Month Deferred Compensation CD
3.00%$500-48 Month Deferred Compensation CD
3.00%$500-60 Month Deferred Compensation CD
1.00%$500-3 Month CD
1.00%$500-3 Month Deferred Compensation CD

Team One Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$500-6 Month IRA
3.25%$500-12 Month IRA
3.25%$500-24 Month IRA
3.25%$500-18 Month IRA
3.00%$500-36 Month IRA
3.00%$500-48 Month IRA
3.00%$500-60 Month IRA
1.00%$500-3 Month IRA
Locations

Availability



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