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Team One Credit Union


Overview / Commentary
www.teamonecu.org
989-754-6575
520 Hayden St
Saginaw, MI 48607

Team One Credit Union is headquartered in SAGINAW and is the 34th largest credit union in the state of Michigan. It is also the 563rd largest credit union in the nation. It was established in 1935 and as of June of 2024, it had grown to 155 employees and 51,177 members at 12 locations. Team One Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Team One Credit Union is open to those who live, work, worship, or attend school in any of Michigan's 83 counties.
See current membership details

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Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #62141
Year Chartered1935
Employees155
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD2.4%
Annual Interest Income$16MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$751.8MM$742.5MM
LoansQ2 2024vs Q2 2023$497.8MM$506.1MM
DepositsQ2 2024vs Q2 2023$680MM$676.3MM
Equity CapitalQ2 2024vs Q2 2023$64.3MM$57.6MM
Loan Loss AllowanceQ2 2024vs Q2 2023$3MM$3.5MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$3.3MM$2.1MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Team One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Team One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Regular Savings
OTHER TIERS: 0.05% → $2k - $10k
0.10%*$10k*-Club Account
OTHER TIERS: 0.05% → $2k - $10k
0.10%*$25k*-IRA Account
OTHER TIERS: 0.05% → $0 - $25k
0.10%*$25k*-Deferred Compensation Account
OTHER TIERS: 0.05% → $0 - $25k
0.10%*$25k*-Health Savings Account (HSA)
OTHER TIERS: 0.05% → $0 - $25k

Team One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$500k*-Money Market
OTHER TIERS: 0.15% → $0 - $2k | 0.35% → $2k - $25k | 0.75% → $25k - $75k | 1.75% → $75k - $200k | 2.25% → $200k - $500k

Team One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$10k*-Checking Account
OTHER TIERS: 0.03% → $5k - $10k

Team One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$500-6 Month CD
4.75%$500-6 Month Deferred Compensation CD
4.20%$500-12 Month CD
4.20%$500-12 Month Deferred Compensation CD
4.20%$0-Save to Win
4.20%$500-18 Month CD
4.20%$500-18 Month Deferred Compensation CD
3.75%$500-24 Month CD
3.75%$500-24 Month Deferred Compensation CD
3.25%$500-36 Month CD
3.25%$500-48 Month CD
3.25%$500-60 Month CD
3.25%$500-36 Month Deferred Compensation CD
3.25%$500-48 Month Deferred Compensation CD
3.25%$500-60 Month Deferred Compensation CD
1.00%$500-3 Month CD
1.00%$500-3 Month Deferred Compensation CD

Team One Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$500-6 Month IRA
4.20%$500-12 Month IRA
4.20%$500-18 Month IRA
3.75%$500-24 Month IRA
3.25%$500-36 Month IRA
3.25%$500-48 Month IRA
3.25%$500-60 Month IRA
1.00%$500-3 Month IRA
Locations

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