Texas Bank (TX)

Overview / Commentary
1120 Highway 79 North
Henderson, TX 75652

Texas Bank (TX) is headquartered in HENDERSON and is the 115th largest bank in the state of Texas. It is also the 1,193rd largest bank in the nation. It was established in 1973 and as of December of 2023, it had grown to 174 employees at 12 locations. Texas Bank (TX)'s money market rates are 7X the national average, and it has an A health rating.

Reviews (4)

I Like The $25.000 Limit On Rewards Checking, But....

Posted by: |

They just lowered their interest rate on on Rewards Checking from 3.04% APY doen to 2.53% APY (still a good rate) without any prior notice. After they bring in sufficient customers with their higher interest rate they will not advertise or show the interest rate anymore? You will not find their current interest rate on their website so you will never know when it changes (drops) without checking your statements. When I called the bank to find out their current interest rate I was told that it changes daily and I would have to call them to find out the current rates ????

Uchoose Rewards

Posted by: |

Beware with their U choose Rewards program. They never give you the proper points and usually you have to contact them on missing points. I know they have screwed me over on several purchases i have made just to receive more points but they seem to never honor them. I'm tired of always having to check on my purchases for the correct balances. you would think that with all the technology it would do it automatically. think i will be changing banks.


Posted by: |

OK to open an account but you have to do it in person.

Must Come To The Branch To Open An Account

Posted by: |

I called them and left them a voice mail, didn’t get a call back (why bother?).  Three hours later called them again, and was told that the account cannot be opened remotely, e.g. over the phone or the internet.  Instead, I must come to the branch.  Since I live hours away, it makes it very difficult.  I’ve been able to open accounts at the banks for years now without setting my foot at the branch.  This bank either doesn’t seem to care about the customers’ convenience, or is so primitive, they don’t know about the existence of the telephone and or internet.  I wish I could leave a zero star feedback here.



Health Grade Components

FDIC Certificate #21074
Year Established1973
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD11.79%
Annual Interest Income$45.4MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$820.7MM$808.2MM
LoansQ4 2023vs Q4 2022$615.5MM$604.4MM
DepositsQ4 2023vs Q4 2022$701.9MM$715.8MM
Equity CapitalQ4 2023vs Q4 2022$83.8MM$70.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$6.6MM$6.1MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$3.8MM$1.2MM
Real Estate OwnedQ4 2023vs Q4 2022$1.5MM$713K
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Always verify rates and promotions with the bank or credit union. We are not Texas Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texas Bank (TX) Savings Account Rates

0.65%$100-Regular Savings
0.65%--Senior Savings
0.65%--Student Savings

Texas Bank (TX) Money Market Rates

3.04%*$10k*-Advantage Money Market
OTHER TIERS: 0.65% Up to $2.5k | 0.75% $2.5k - $10k
3.04%*$10k*-Business Money Market
OTHER TIERS: 0.65% Up to $2.5k | 0.75% $2.5k - $10k

Texas Bank (TX) Checking Account Rates

6.17%*-$25kTexas Reward Checking
OTHER TIERS: 0.65% $25k+
0.70%$750-Business Interest Checking
0.65%$750-Interest Checking

Texas Bank (TX) CD Rates

4.07%$500-30 Day CD
4.07%$500-90 Day CD
4.07%$500-180 Day CD
4.07%$500-1 Year CD
4.07%$500-18 Month CD
4.07%$500-2 Year CD
4.07%$500-30 Month CD
4.07%$500-3 Year CD
4.07%$500-4 Year CD
4.07%$500-5 Year CD

Texas Bank (TX) IRA Rates

4.16%$500-24 Month Advantage IRA
4.07%$500-1 Year IRA
4.07%$500-18 Month IRA
4.07%$500-2 Year IRA
4.07%$500-30 Month IRA
4.07%$500-3 Year IRA
4.07%$500-4 Year IRA
4.07%$500-5 Year IRA
4.07%$500-6 Month IRA


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