Texas Bank (TX)

Overview / Commentary
1120 Highway 79 North
Henderson, TX 75652

Texas Bank (TX) is headquartered in Henderson and is the 125th largest bank in the state of Texas. It is also the 1,388th largest bank in the nation. It was established in 1973 and as of June of 2021, it had grown to 148 employees at 11 locations. Texas Bank (TX) has an A health rating.

Reviews (4)

I Like The $25.000 Limit On Rewards Checking, But....

Posted by: |

They just lowered their interest rate on on Rewards Checking from 3.04% APY doen to 2.53% APY (still a good rate) without any prior notice. After they bring in sufficient customers with their higher interest rate they will not advertise or show the interest rate anymore? You will not find their current interest rate on their website so you will never know when it changes (drops) without checking your statements. When I called the bank to find out their current interest rate I was told that it changes daily and I would have to call them to find out the current rates ????

Uchoose Rewards

Posted by: |

Beware with their U choose Rewards program. They never give you the proper points and usually you have to contact them on missing points. I know they have screwed me over on several purchases i have made just to receive more points but they seem to never honor them. I'm tired of always having to check on my purchases for the correct balances. you would think that with all the technology it would do it automatically. think i will be changing banks.


Posted by: |

OK to open an account but you have to do it in person.

Must Come To The Branch To Open An Account

Posted by: |

I called them and left them a voice mail, didn’t get a call back (why bother?).  Three hours later called them again, and was told that the account cannot be opened remotely, e.g. over the phone or the internet.  Instead, I must come to the branch.  Since I live hours away, it makes it very difficult.  I’ve been able to open accounts at the banks for years now without setting my foot at the branch.  This bank either doesn’t seem to care about the customers’ convenience, or is so primitive, they don’t know about the existence of the telephone and or internet.  I wish I could leave a zero star feedback here.



Health Grade Components

FDIC Certificate #21074
Year Established1973
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.87%
Return on Equity - YTD19.79%
Annual Interest Income$14.4MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$654.5MM$577.9MM
LoansQ2 2021vs Q2 2020$450.4MM$350.3MM
DepositsQ2 2021vs Q2 2020$545.1MM$466.6MM
Equity CapitalQ2 2021vs Q2 2020$62.5MM$55.5MM
Loan Loss AllowanceQ2 2021vs Q2 2020$4.0MM$3.5MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$2.5MM$4.1MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Texas Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texas Bank (TX) Savings Account Rates

0.10%$100-Regular Savings
0.10%--Senior Savings
0.10%--Student Savings

Texas Bank (TX) Money Market Rates

0.30%*$10k*-Advantage Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $10k
0.30%*$10k*-Business Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $10k

Texas Bank (TX) Checking Account Rates

1.76%*-$25kTexas Reward Checking
OTHER TIERS: 0.10% $25k+
0.05%$750-Interest Checking
0.05%$750-Business Interest Checking

Texas Bank (TX) CD Rates

1.00%$500-5 Year CD
0.90%$500-4 Year CD
0.80%$500-3 Year CD
0.70%$500-30 Month CD
0.60%$500-2 Year CD
0.50%$500-180 Day CD
0.50%$500-1 Year CD
0.50%$500-18 Month CD
0.40%$500-90 Day CD
0.35%$500-30 Day CD

Texas Bank (TX) IRA Rates

1.00%$500-5 Year IRA
0.90%$500-4 Year IRA
0.80%$500-3 Year IRA
0.70%$500-24 Month Advantage IRA
0.70%$500-30 Month IRA
0.60%$500-2 Year IRA
0.50%$500-1 Year IRA
0.50%$500-18 Month IRA
0.50%$500-6 Month IRA

Cities: Anna, Frisco, Henderson, Longview, Nacogdoches, Prosper, Tatum, Tyler

Anna Branches
Anna Branch609 Victoria Falls DriveAnna, TX 75409

Frisco Branches
Frisco Branch7700 Main StreetFrisco, TX 75033

Henderson Branches
Texas Bank1120 Highway 79 NorthHenderson, TX 75652
Convenience Center Branch1815 Hwy 79 S.Henderson, TX 75654
Downtown Henderson Branch605 S. MainHenderson, TX 75654

Longview Branches
Longview Branch4018 Estes ParkwayLongview, TX 75607

Nacogdoches Branches
Nacogdoches Branch500 North StreetNacogdoches, TX 75961

Prosper Branches
Prosper Branch290 South Preston RoadProsper, TX 75078

Tatum Branches
Tatum Branch230 West Johnson StreetTatum, TX 75691

Tyler Branches
Rhones Quarter Rd. Branch5101 Rhones Quarter Rd.Tyler, TX 75707

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