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Overview / Commentary
120 N. Preston
Joaquin, TX 75954

Texas State Bank is headquartered in Joaquin and is the 336th largest bank in the state of Texas. It is also the 4,100th largest bank in the nation. It was established in 1926 and as of December of 2016, it had grown to 51 employees at 7 locations. Texas State Bank has a C+ health rating.

Reviews (1)

Bill Pay & Deposit Info

When a person makes a deposit it doesn't show up for 2 days. I know that when you make a deposit after 2pm, it is suppose to show up the next day, doesn't always happen.
When you set a bill to go out, before 2pm it won't show up on your history for 2 days. You can't set your bill to go out that day.
There is not a running balance on your account, makes it difficult to like your bank.
Too bad their Internet banking and bill pay seem to be lagging behind other banks.
I do like the people that work there.


Health Grade Components

FDIC Certificate #12504
Year Established1926
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD6.87%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$114.5MM$120.6MM
LoansQ4 2016vs Q4 2015$95.1MM$87.6MM
DepositsQ4 2016vs Q4 2015$103.3MM$106.9MM
Equity CapitalQ4 2016vs Q4 2015$11.1MM$13.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$575.00K$606.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$447.00K$925.00K
Real Estate OwnedQ4 2016vs Q4 2015$2.4MM$2.1MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texas State Bank Savings Account Rates

0.10%$100-Savings Account
0.10%--Business Savings Account

Texas State Bank Money Market Rates

0.25%*$250k*-Premier Money Market
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.15% $25k - $100k | 0.20% $100k - $250k
0.25%*$250k*-Business Premier Money Market
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.15% $25k - $100k | 0.20% $100k - $250k

Texas State Bank Checking Account Rates

0.05%$1k-NOW Account
0.05%--Business NOW Account

Texas State Bank CD Rates

1.30%-$100k5 Year CD
1.30%$100k-5 Year Jumbo CD
1.30%-$100kBusiness 5 Year CD
1.30%$100k-Business 5 Year Jumbo CD
1.20%-$100k4 Year CD
1.20%$100k-4 Year Jumbo CD
1.20%-$100kBusiness 4 Year CD
1.20%$100k-Business 4 Year Jumbo CD
1.10%-$100k3 Year CD
1.10%$100k-3 Year Jumbo CD
1.10%-$100kBusiness 3 Year CD
1.10%$100k-Business 3 Year Jumbo CD
1.00%-$100k2 Year CD
1.00%$100k-2 Year Jumbo CD
1.00%-$100kBusiness 2 Year CD
1.00%$100k-Business 2 Year Jumbo CD
0.50%-$100k1 Year CD
0.50%$100k-1 Year Jumbo CD
0.50%-$100kBusiness 1 Year CD
0.50%$100k-Business 1 Year Jumbo CD
0.30%-$100k180 Day CD
0.30%$100k-180 Day Jumbo CD
0.30%-$100kBusiness 180 Day CD
0.30%$100k-Business 180 Day Jumbo CD
0.15%-$100k30 Day CD
0.15%-$100k60 Day CD
0.15%-$100k90 Day CD
0.15%$100k-30 Day Jumbo CD
0.15%$100k-60 Day Jumbo CD
0.15%$100k-90 Day Jumbo CD
0.15%-$100kBusiness 30 Day CD
0.15%$100k-Business 30 Day Jumbo CD
0.15%-$100kBusiness 60 Day CD
0.15%$100k-Business 60 Day Jumbo CD
0.15%-$100kBusiness 90 Day CD
0.15%$100k-Business 90 Day Jumbo CD

Texas State Bank Locations
Chester Branch113 Cade StChester, TX 75936
Texas State Bank120 N. PrestonJoaquin, TX 75954
Center Branch163 Cass-CaidCenter, TX 75935
Lufkin Branch3001 South John Redditt DriveLufkin, TX 75904
Huntington Branch304 Highway 69 SouthHuntington, TX 75949
Timpson Branch830 N First StTimpson, TX 75975
Haslam Branch13218 Highway 84 EJoaquin, TX 75954