Overview / Commentary
936-269-3121
120 N. Preston
Joaquin, TX 75954

Texas State Bank is headquartered in Joaquin and is the 305th largest bank in the state of Texas. It is also the 3,635th largest bank in the nation. It was established in 1926 and as of March of 2018, it had grown to 51 employees at 7 locations. Texas State Bank's CD rates are 11% higher than the national average, and it has a B+ health rating.

Reviews (1)

Bill Pay & Deposit Info

When a person makes a deposit it doesn't show up for 2 days. I know that when you make a deposit after 2pm, it is suppose to show up the next day, doesn't always happen.
When you set a bill to go out, before 2pm it won't show up on your history for 2 days. You can't set your bill to go out that day.
There is not a running balance on your account, makes it difficult to like your bank.
Too bad their Internet banking and bill pay seem to be lagging behind other banks.
I do like the people that work there.



Health
B+

Health Grade Components

Overall
FDIC Certificate #12504
Year Established1926
Employees51
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD8.5%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$137.2MM$116.8MM
LoansQ1 2018vs Q1 2017$89.0MM$93.4MM
DepositsQ1 2018vs Q1 2017$125.4MM$105.3MM
Equity CapitalQ1 2018vs Q1 2017$11.6MM$11.3MM
Loan Loss AllowanceQ1 2018vs Q1 2017$756.00K$612.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$333.00K$426.00K
Real Estate OwnedQ1 2018vs Q1 2017$2.1MM$2.5MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Texas State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texas State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Savings Account
0.25%$100-Business Savings Account

Texas State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$250k*-Premier Money Market
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k | 0.25% $25k - $100k | 0.30% $100k - $250k
0.35%*$250k*-Business Premier Money Market
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k | 0.25% $25k - $100k | 0.30% $100k - $250k

Texas State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-NOW Account
0.15%$1k-Business NOW Account

Texas State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%--5 Year CD
1.76%$100k-5 Year Jumbo CD
1.76%$100k-Business 5 Year Jumbo CD
1.75%--Business 5 Year CD
1.66%--4 Year CD
1.66%$100k-4 Year Jumbo CD
1.66%--Business 4 Year CD
1.66%$100k-Business 4 Year Jumbo CD
1.56%--3 Year CD
1.56%$100k-3 Year Jumbo CD
1.56%--Business 3 Year CD
1.56%$100k-Business 3 Year Jumbo CD
1.41%--2 Year CD
1.41%$100k-2 Year Jumbo CD
1.41%--Business 2 Year CD
1.41%$100k-Business 2 Year Jumbo CD
1.00%--1 Year CD
1.00%$100k-1 Year Jumbo CD
1.00%--Business 1 Year CD
1.00%$100k-Business 1 Year Jumbo CD
0.75%--180 Day CD
0.75%$100k-180 Day Jumbo CD
0.75%--Business 180 Day CD
0.75%$100k-Business 180 Day Jumbo CD
0.55%--90 Day CD
0.55%$100k-90 Day Jumbo CD
0.55%--Business 90 Day CD
0.55%$100k-Business 90 Day Jumbo CD
0.40%--30 Day CD
0.40%--60 Day CD
0.40%$100k-30 Day Jumbo CD
0.40%$100k-60 Day Jumbo CD
0.40%--Business 30 Day CD
0.40%$100k-Business 30 Day Jumbo CD
0.40%--Business 60 Day CD
0.40%$100k-Business 60 Day Jumbo CD
Locations


Texas State Bank Locations
Chester Branch113 Cade StChester, TX 75936
Texas State Bank120 N. PrestonJoaquin, TX 75954
Center Branch163 Cass-CaidCenter, TX 75935
Lufkin Branch3001 South John Redditt DriveLufkin, TX 75904
Huntington Branch304 Highway 69 SouthHuntington, TX 75949
Timpson Branch830 N First StTimpson, TX 75975
Haslam Branch13218 Highway 84 EJoaquin, TX 75954

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