Texell Credit Union


Overview / Commentary
254-773-1604
17 S 1st St
Temple, TX 76501

Texell Credit Union is headquartered in Temple and is the 54th largest credit union in the state of Texas. It is also the 660th largest credit union in the nation. It was established in 1948 and as of June of 2021, it had grown to 156 employees and 43,887 members at 7 locations. Texell Credit Union has an A health rating.

Field of Membership Restrictions

Texell Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Bell, Bosque, Burnet, Coryell, Falls, Hill, Lampasas, Limestone, McLennan, Milam, Travis, or Williamson County. Eligibility also extends to immediate family of current Texell Credit Union members. Texas residents who would like to join or are already existing members of the Texas Consumer Council are also eligible for membership.
See current membership details

Refreshing!

Posted by: |

From the moment my wife and I walked in we were made to feel like family and that our accounts were important. We received incredible rate on a automobile refinance and have already referred others. This credit union has a "can do" attitude and they do it right! Awesome customer service in the Georgetown branch! Night and day difference from the other banks/credit unions we have had experience with in the past. This credit union cares!

Great Experience

Posted by: |

I was not disappointed choosing a local credit union for an auto loan instead of a dealership or a national bank, specifically, Texell Credit Union. The service was excellent on every level. The rate was fair, the process was relatively painless, and the service was personal.

Very Customer Friendly!

We opened an account here after moving to the area and Stephanie in the Belton Branch was awesome! The only thing that they could have done better was to prominently display that it costs $5.00 to become a member. Not a huge deal, but nowhere to be found, that we saw, when researching Texell on-line.

A Great Texas Credit Union--Texell

Texell Credit Union, located in Killeen and Temple, Texas, greatly exceeds the standard for customer service in credit unions. I had a prior bankruptcy due to catastrophic medical bills when I first joined this credit union. This would have barred me from many banks/credit unions, but Texell approved my membership the same day I applied. The branch manager discussed with me ways they could help rebuild my credit through secured and personal loans, and also helped me apply for a re-fi on my mortgage which will save me a considerable amount of money.

I had another stint in the hospital while I was in the process of applying for this loan, and the loan officers were incredibly patient with me when I didn't have my documents on hand and was slow about calling them back.



The only thing I'd change about Texell is the online banking system. It locks me out at random intervals, and I have to call the nice people at customer support and change my password.



Overall, I give Texell top marks among Texas credit unions.

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Health

Health Grade Components

Overall
NCUA #68608
Year Chartered1948
Employees156
Primary Regulator
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD13.03%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$533.7MM$449.9MM
LoansQ2 2021vs Q2 2020$384.2MM$351.8MM
DepositsQ2 2021vs Q2 2020$468.8MM$393.5MM
Equity CapitalQ2 2021vs Q2 2020$51.7MM$46.7MM
Loan Loss AllowanceQ2 2021vs Q2 2020$5.2MM$5.7MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.8MM$3.3MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Texell Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texell Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-Single HSA
1.50%$500-Family HSA
0.20%$100-Savings
0.20%$5-cha-ching! Savings
0.20%$100-IRA Savings
0.20%$5-Dollar Squad Savings
0.20%$5-Thr!ve Savings

Texell Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Money Market
OTHER TIERS: 0.20% $2.5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k

Texell Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$500Thr!ve Checking
OTHER TIERS: 0.10% $500+
0.25%*$50k*-Choice Advantage Checking
OTHER TIERS: 0.05% $500 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.05%$500-Choice Plus Checking

Texell Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$1k-60 Month Share Certificate
0.95%$1k-48 Month Share Certificate
0.85%$1k-48 Month Bump Rate CD
0.80%$1k-36 Month Share Certificate
0.75%$1k-24 Month Share Certificate
0.55%$1k-12 Month Share Certificate
0.50%$1k-18 Month Share Certificate
0.30%$1k-6 Month Share Certificate

Texell Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$1k-60 Month IRA Share Certificate
0.95%$1k-48 Month IRA Share Certificate
0.80%$1k-36 Month IRA Share Certificate
0.75%$1k-24 Month IRA Share Certificate
0.55%$1k-12 Month IRA Share Certificate
0.50%$1k-18 Month IRA Share Certificate
0.30%$1k-6 Month IRA Share Certificate
Locations


Texell Credit Union Locations
Branch Office875 W Whitestone BlvdCedar Park, TX 78613
Branch Office1221 Hewitt Dr Ste AWaco, TX 76712-8896
Branch Office723 W University Ave Ste 100Georgetown, TX 78626-2662
Branch Office2208 Sunny LnKilleen, TX 76541
Branch Office3314 S 31st StTemple, TX 76502-2721
Branch Office17 S 1st StTemple, TX 76501-7603
Branch Office416 Lake RdBelton, TX 76513

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