Texell Credit Union

Overview / Commentary
17 S 1st St
Temple, TX 76501

Texell Credit Union is headquartered in Temple and is the 55th largest credit union in the state of Texas. It is also the 671st largest credit union in the nation. It was established in 1948 and as of March of 2021, it had grown to 158 employees and 43,547 members at 7 locations. Texell Credit Union has an A health rating.

Field of Membership Restrictions

Texell Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Bell, Bosque, Burnet, Coryell, Falls, Hill, Lampasas, Limestone, McLennan, Milam, Travis, or Williamson County. Eligibility also extends to immediate family of current Texell Credit Union members. Texas residents who would like to join or are already existing members of the Texas Consumer Council are also eligible for membership.
See current membership details

Great Experience

Posted by: |

I was not disappointed choosing a local credit union for an auto loan instead of a dealership or a national bank, specifically, Texell Credit Union. The service was excellent on every level. The rate was fair, the process was relatively painless, and the service was personal.

Very Customer Friendly!

We opened an account here after moving to the area and Stephanie in the Belton Branch was awesome! The only thing that they could have done better was to prominently display that it costs $5.00 to become a member. Not a huge deal, but nowhere to be found, that we saw, when researching Texell on-line.

Member And Community Focused

Posted by: |

My family and I have been banking with Texell for over 11 years. We've received two truck loans, a land loan, and now a credit card with them, and for good reason. The people at Texell genuinely care for the well-being of their members and their fantastic rates, offers, and service reflect that. They also do a lot of good for the community whether its blood drives or feeding the homeless. That may not matter to some, but it is important to our family's Christian values.

A Great Texas Credit Union--Texell

Texell Credit Union, located in Killeen and Temple, Texas, greatly exceeds the standard for customer service in credit unions. I had a prior bankruptcy due to catastrophic medical bills when I first joined this credit union. This would have barred me from many banks/credit unions, but Texell approved my membership the same day I applied. The branch manager discussed with me ways they could help rebuild my credit through secured and personal loans, and also helped me apply for a re-fi on my mortgage which will save me a considerable amount of money.

I had another stint in the hospital while I was in the process of applying for this loan, and the loan officers were incredibly patient with me when I didn't have my documents on hand and was slow about calling them back.

The only thing I'd change about Texell is the online banking system. It locks me out at random intervals, and I have to call the nice people at customer support and change my password.

Overall, I give Texell top marks among Texas credit unions.



Health Grade Components

NCUA #68608
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD1.47%
Return on Equity - YTD14.43%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$516.7MM$422.7MM
LoansQ1 2021vs Q1 2020$366.1MM$336.3MM
DepositsQ1 2021vs Q1 2020$455.7MM$368.9MM
Equity CapitalQ1 2021vs Q1 2020$50.2MM$45.6MM
Loan Loss AllowanceQ1 2021vs Q1 2020$5.5MM$5.4MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$1.9MM$2.9MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Texell Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texell Credit Union Savings Account Rates

1.50%$500-Single HSA
1.50%$500-Family HSA
0.20%$5-cha-ching! Savings
0.20%$100-IRA Savings
0.20%$5-Dollar Squad Savings
0.20%$5-Thr!ve Savings

Texell Credit Union Money Market Rates

0.40%*$100k*-Money Market
OTHER TIERS: 0.20% $2.5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k

Texell Credit Union Checking Account Rates

0.50%*-$500Thr!ve Checking
OTHER TIERS: 0.10% $500+
0.25%*$50k*-Choice Advantage Checking
OTHER TIERS: 0.05% $500 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.05%$500-Choice Plus Checking

Texell Credit Union CD Rates

1.05%$1k-60 Month Share Certificate
0.95%$1k-48 Month Share Certificate
0.95%$1k-48 Month Bump Rate CD
0.80%$1k-36 Month Share Certificate
0.75%$1k-24 Month Share Certificate
0.55%$1k-12 Month Share Certificate
0.50%$1k-18 Month Share Certificate
0.30%$1k-6 Month Share Certificate

Texell Credit Union IRA Rates

1.05%$1k-60 Month IRA Share Certificate
0.95%$1k-48 Month IRA Share Certificate
0.80%$1k-36 Month IRA Share Certificate
0.75%$1k-24 Month IRA Share Certificate
0.55%$1k-12 Month IRA Share Certificate
0.50%$1k-18 Month IRA Share Certificate
0.30%$1k-6 Month IRA Share Certificate

Texell Credit Union Locations
Branch Office723 W University Ave Ste 100Georgetown, TX 78626-2662
Branch Office2208 Sunny LnKilleen, TX 76541
Branch Office3314 S 31st StTemple, TX 76502-2721
Branch Office17 S 1st StTemple, TX 76501-7603
Branch Office416 Lake RdBelton, TX 76513
Branch Office875 W Whitestone BlvdCedar Park, TX 78613
Branch Office1221 Hewitt Dr Ste AWaco, TX 76712-8896

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