Texell Credit Union

Overview / Commentary
17 S 1st St
Temple, TX 76501

Texell Credit Union is headquartered in Temple and is the 52nd largest credit union in the state of Texas. It is also the 599th largest credit union in the nation. It was established in 1948 and as of December of 2023, it had grown to 216 employees and 51,146 members at 9 locations. Texell Credit Union's savings rates are 10X the national average, and it has an A health rating.

Field of Membership Restrictions

Texell Credit Union is open to all Texas residents who would like to join or are already existing members of the Texas Consumer Council. Those who live, work, worship, or attend school in the Texas counties of Bell, Bosque, Burnet, Coryell, Falls, Hill, Lampasas, Limestone, McLennan, Milam, Travis, or Williamson are also eligible to join. Immediate family of current Texell Credit Union members are welcome to apply.
See current membership details

Exceptional Customer Service

Posted by: |

Thank you Julianne Vega, Leah Maxwell, Ashley Brewington , and Sofia Scrivens for everything .

My Experience

I had a great experience, thank you.

Wonderful Experience

Posted by: |

The process of purchasing a vehicle can be stressful. However, Texell made the loan process very painless and even with the process of waiting for my vehicle my loan officer was very understanding and assured me through the whole process. Thank you for your knowledge, professionalism, and understanding!

A Great Texas Credit Union--Texell

Texell Credit Union, located in Killeen and Temple, Texas, greatly exceeds the standard for customer service in credit unions. I had a prior bankruptcy due to catastrophic medical bills when I first joined this credit union. This would have barred me from many banks/credit unions, but Texell approved my membership the same day I applied. The branch manager discussed with me ways they could help rebuild my credit through secured and personal loans, and also helped me apply for a re-fi on my mortgage which will save me a considerable amount of money.

I had another stint in the hospital while I was in the process of applying for this loan, and the loan officers were incredibly patient with me when I didn't have my documents on hand and was slow about calling them back.

The only thing I'd change about Texell is the online banking system. It locks me out at random intervals, and I have to call the nice people at customer support and change my password.

Overall, I give Texell top marks among Texas credit unions.



Health Grade Components

NCUA #68608
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD6.83%
Annual Interest Income$33.8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$690.2MM$628.7MM
LoansQ4 2023vs Q4 2022$596.8MM$545MM
DepositsQ4 2023vs Q4 2022$609.9MM$537.1MM
Equity CapitalQ4 2023vs Q4 2022$65.8MM$63.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$10.6MM$6.7MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$4.9MM$4.5MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Texell Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texell Credit Union Savings Account Rates

5.00%*$500*$25kSave First Account
OTHER TIERS: 0.40% Any amount
2.00%$100-IRA Savings
2.00%$500-Single HSA
2.00%$500-Family HSA
1.00%$5-cha-ching! Savings
1.00%$5-Dollar Squad Savings
1.00%$5-Thr!ve Savings

Texell Credit Union Money Market Rates

3.00%*$250k*-Money Market
OTHER TIERS: 1.50% $2.5k - $50k | 1.75% $50k - $100k | 2.50% $100k - $250k

Texell Credit Union Checking Account Rates

0.50%*-$500Thr!ve Checking
OTHER TIERS: 0.10% $500+
0.30%*$50k*-Choice Advantage Checking
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k
0.10%$500-Choice Plus Checking

Texell Credit Union CD Rates

5.00%$1k-6 Month Share Certificate
4.75%$1k-12 Month Share Certificate
4.00%$1k-18 Month Share Certificate
3.00%$1k-24 Month Share Certificate
3.00%$1k-36 Month Share Certificate
3.00%$1k-48 Month Share Certificate
3.00%$1k-60 Month Share Certificate
2.50%$1k-48 Month Bump Rate CD

Texell Credit Union IRA Rates

5.00%$1k-6 Month IRA Share Certificate
4.75%$1k-12 Month IRA Share Certificate
4.00%$1k-18 Month IRA Share Certificate
3.00%$1k-24 Month IRA Share Certificate
3.00%$1k-36 Month IRA Share Certificate
3.00%$1k-48 Month IRA Share Certificate
3.00%$1k-60 Month IRA Share Certificate

Texell Credit Union Locations
Branch Office723 W University Ave Ste 100Georgetown, TX 78626-2981
Branch Office2208 Sunny LnKilleen, TX 76541
Branch Office3314 S 31st StTemple, TX 76502-2721
Branch Office17 S 1st StTemple, TX 76501-7603
Branch Office416 Lake RdBelton, TX 76513
Branch Office875 W Whitestone BlvdCedar Park, TX 78613
Branch Office1221 Hewitt Dr Ste AWaco, TX 76712-8896
Branch Office5 S 1st StTemple, TX 76501-7603
Branch Office6607 W Adams Ave Ste FTemple, TX 76502-5594

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