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Fulton Bank of New Jersey

Popular Accounts at this Bank

1.26%5-year CD5 Year CD
0.20%1-year CD12 Month Variable Rate CD
1.01%4-year CD4 Year CD

Overview / Commentary
533 Fellowship Rd, # 250
Mount Laurel, NJ 08054

The Bank merged with Skylands Community Bank in October of 2011 to form Fulton Bank of New Jersey. Both banks were subsidiaries of the Fulton Financial Corporation, a bank holding company with several other institutions under its umbrella.

Fulton Bank of New Jersey, now with the combined power of both banks, is able to offer more competitive personal and business banking products and services. On its personal banking side, the bank has multiple variances of checking, savings, money market, CD, and IRA accounts. Its basic, student, and senior checking account offerings have no monthly service fee and no minimum daily balance requirements, but only the senior account pays interest. There are several other checking account options that pay interest but come with minimum daily balance requirements in order to avoid monthly fees. Multiple savings accounts options are available that come with free online banking and make it easy for students to save. Money market accounts have minimum daily balance requirements and offer higher levels of interest based on total account balances. Certificates of deposit (CDs) and IRA CDs are available in term lengths ranging from 3 months to 5 years.

Fulton Bank of New Jersey online banking provides a customized money management tool for customers to use for budgeting purposes and expense tracking. Bill pay, online statements, rewards points, text banking, and mobile apps are also featured as part of the bank’s online banking system. Mobile apps work on tablet and smartphone devices.

Fulton Bank of New Jersey was originally established in 1989 as The Bank of Gloucester County. It changed its name in 2011 after its merger to Fulton Bank of New Jersey and is currently headquartered in Mount Laurel, New Jersey. The bank serves its customers through numerous branches located in the New Jersey area.

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Reviews (3)

Unadvertised Cd Rate

Posted by: Anonymous | Feb 14, 2012

These guys just gave me 2% on a 5 year CD, but you have ask for it.

I Miss The Bank. Since Fulton Took Over...

Posted by: Galadrial | Jun 1, 2012

EVERYTHING is down hill.

They used to take funds right from your account when you used your MAC for a purchase. Now, they leave them in the balance that appears---but THAT is not the actual balance in your account.  This practice began after the switch, when they agressively marketed "overdraft protection". Since I never do overdrafts, I saw no need for it---but I have seen half a dozen instances since, where the odd wat they display balnces could RESULT in an overdraft.

If you want to know the ACTUAL balance, you need to click on "transfers"...that account balance will ALWAYS be less than the amount showing as "available."


I have also been shut out of my own account a few times in a few days. Theit IT people treated me like an idiot...then couldn't access the account either. Whatever "changes" they have made are not to my benefit...or any other customer.


I complained...but was told that "nothing changed". Nonsense. I use online banking all the time, and it was obvious what had been done. The Banks was great...but Fulton is heading the Way of Wells Fargo...a great shame.

Not A Good Bank

Posted by: theperson | May 4, 2012

worst bank ever. they send you things you dont ask for and when you close your account they continue to keep it open and send you credit cards that could be taken out of your trash and used if you didnt open the mail. dont use them!!!


Health Grade Components

FDIC Certificate #27614
Year Established1989
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD6.26%
Annual Interest Income$31.6MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$3.82B$3.69B
LoansQ1 2017vs Q1 2016$2.72B$2.68B
DepositsQ1 2017vs Q1 2016$3.26B$3.11B
Equity CapitalQ1 2017vs Q1 2016$512.8MM$505.4MM
Loan Loss AllowanceQ1 2017vs Q1 2016$45.2MM$46.5MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$31.9MM$41.0MM
Real Estate OwnedQ1 2017vs Q1 2016$3.2MM$2.4MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

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Fulton Bank of New Jersey Money Market Rates

0.20%*$1m*-Platinum Money Market Account
OTHER TIERS: 0.10% $10k - $75k | 0.15% $75k - $1mm
0.15%--IRA Money Market
0.15%--CESA IRA Money Market
0.10%$1k-Money Market Account

Fulton Bank of New Jersey CD Rates

1.77%$1k-6 Year CD
1.75%$1k-30 Month CD
1.51%$1k-5 Year Relationship Banking CD
1.40%$1k-3 Year Bump-Up Relationship Banking CD
1.26%$500-5 Year CD
1.15%$1k-3 Year Bump-Up CD
1.01%$500-4 Year CD
0.80%$1k-3 Year CD
0.60%$1k-2 Year CD
0.50%$1k-18 Month CD
0.45%$1k-15 Month CD
0.30%$1k-12 Month CD
0.30%$1k-9 Month CD
0.20%$1k-6 Month CD
0.20%$1k-12 Month Variable Rate CD
0.15%$1k-3 Month CD

Fulton Bank of New Jersey IRA Rates

1.77%$1k-6 Year IRA CD
1.26%$1k-5 Year IRA CD
1.01%$1k-4 Year IRA CD
0.80%$1k-3 Year IRA CD
0.60%$1k-2 Year IRA CD
0.30%$1k-12 Month IRA CD
0.20%$1k-6 Month IRA CD

Fulton Bank of New Jersey has 66 locations. Click to view all Fulton Bank of New Jersey locations.