Overview / Commentary
205 S. Penn
Oberlin, KS 67749

The Bank is headquartered in Oberlin and is the 38th largest bank in the state of Kansas. It is also the 1,968th largest bank in the nation. It was established in 1985 and as of September of 2018, it had grown to 57 employees at 11 locations. The Bank has a C+ health rating.

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Health Grade Components

FDIC Certificate #26522
Year Established1985
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.87%
Return on Equity - YTD16.17%
Annual Interest Income$11.7MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$342.1MM$342.5MM
LoansQ3 2018vs Q3 2017$251.7MM$280.7MM
DepositsQ3 2018vs Q3 2017$299.9MM$303.0MM
Equity CapitalQ3 2018vs Q3 2017$41.5MM$38.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$5.3MM$4.9MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$21.7MM$23.1MM
Real Estate OwnedQ3 2018vs Q3 2017$11.00K$64.00K

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