Overview / Commentary
205 S. Penn
Oberlin, KS 67749

The Bank is headquartered in Oberlin and is the 37th largest bank in the state of Kansas. It is also the 1,961st largest bank in the nation. It was established in 1985 and as of June of 2018, it had grown to 58 employees at 11 locations. The Bank has a C+ health rating.

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Health Grade Components

FDIC Certificate #26522
Year Established1985
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.79%
Return on Equity - YTD15.7%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$346.6MM$344.2MM
LoansQ2 2018vs Q2 2017$252.8MM$274.2MM
DepositsQ2 2018vs Q2 2017$304.9MM$304.5MM
Equity CapitalQ2 2018vs Q2 2017$41.1MM$38.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$5.4MM$4.9MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$23.7MM$21.2MM
Real Estate OwnedQ2 2018vs Q2 2017$13.00K$17.00K

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