Overview / Commentary
209 Clayton Street
Poteau, OK 74953

The Central National Bank of Poteau is headquartered in Poteau and is the 77th largest bank in the state of Oklahoma. It is also the 2,614th largest bank in the nation. It was established in 1902 and as of September of 2018, it had grown to 78 employees at 6 locations. The Central National Bank of Poteau's CD rates are 2X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #4181
Year Established1902
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.13%
Return on Equity - YTD20.51%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$234.2MM$236.7MM
LoansQ3 2018vs Q3 2017$155.2MM$156.6MM
DepositsQ3 2018vs Q3 2017$201.8MM$205.7MM
Equity CapitalQ3 2018vs Q3 2017$25.3MM$25.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.3MM$1.2MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$830.00K$520.00K
Real Estate OwnedQ3 2018vs Q3 2017$85.00K$212.00K
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The Central National Bank of Poteau Savings Account Rates

1.77%--IRA Savings
0.40%$100-Statement Savings

The Central National Bank of Poteau Money Market Rates

0.40%--Money Market Investment
0.35%$2.5k-Money Market Checking

The Central National Bank of Poteau CD Rates

2.48%$1k-30 Month CD
2.38%$1k-24 Month CD
2.28%$1k-18 Month CD
1.97%$1k-12 Month CD
1.86%$100k-6 Month Jumbo CD
1.76%$1k-6 Month CD
1.11%$100k-30 Day Jumbo CD
1.11%$100k-90 Day Jumbo CD
1.00%$1k-30 Day CD
1.00%$1k-90 Day CD

The Central National Bank of Poteau IRA Rates

2.38%$1k-24 Month IRA

The Central National Bank of Poteau Locations
North Branch1907 N BroadwayPoteau, OK 74953
The Central National Bank Of Poteau209 Clayton StreetPoteau, OK 74953
Stigler Branch701 East MainStigler, OK 74462
Heavener Branch78 West 1st StreetHeavener, OK 74937
Pocola Branch802 North Pocola BoulevardPocola, OK 74902
Panama Branch202 North Kentucky AvenuePanama, OK 74951

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