Overview / Commentary
209 Clayton Street
Poteau, OK 74953

The Central National Bank of Poteau is headquartered in Poteau and is the 75th largest bank in the state of Oklahoma. It is also the 2,524th largest bank in the nation. It was established in 1902 and as of December of 2018, it had grown to 78 employees at 6 locations. The Central National Bank of Poteau's CD rates are 2X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #4181
Year Established1902
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.98%
Return on Equity - YTD19.33%
Annual Interest Income$11.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$247.5MM$238.2MM
LoansQ4 2018vs Q4 2017$158.3MM$157.1MM
DepositsQ4 2018vs Q4 2017$220.8MM$211.9MM
Equity CapitalQ4 2018vs Q4 2017$24.4MM$24.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.2MM$1.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$984.00K$645.00K
Real Estate OwnedQ4 2018vs Q4 2017$47.00K$190.00K
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The Central National Bank of Poteau Savings Account Rates

1.77%--IRA Savings
0.40%$100-Statement Savings

The Central National Bank of Poteau Money Market Rates

0.40%--Money Market Investment
0.35%$2.5k-Money Market Checking

The Central National Bank of Poteau CD Rates

2.48%$1k-30 Month CD
2.38%$1k-24 Month CD
2.28%$1k-18 Month CD
1.97%$1k-12 Month CD
1.86%$100k-6 Month Jumbo CD
1.76%$1k-6 Month CD
1.11%$100k-30 Day Jumbo CD
1.11%$100k-90 Day Jumbo CD
1.00%$1k-30 Day CD
1.00%$1k-90 Day CD

The Central National Bank of Poteau IRA Rates

2.38%$1k-24 Month IRA

The Central National Bank of Poteau Locations
North Branch1907 N BroadwayPoteau, OK 74953
The Central National Bank Of Poteau209 Clayton StreetPoteau, OK 74953
Stigler Branch701 East MainStigler, OK 74462
Heavener Branch78 West 1st StreetHeavener, OK 74937
Pocola Branch802 North Pocola BoulevardPocola, OK 74902
Panama Branch202 North Kentucky AvenuePanama, OK 74951

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