Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cnbpoteau.bank

918-647-2233

209 Clayton Street
Poteau, OK 74953

Deposits held and insured by First National Bank of Fort Smith

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Health

A+

Data as of Q1 2025

Data displayed below is for insuring bank: First National Bank of Fort Smith

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3864
Year Established	1872
Employees	411
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.92%
Return on Equity - YTD	14.95%
Annual Interest Income	$29.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$2.23B$2.14B
Loans	Q1 2025vs Q1 2024	$1.52B$1.45B
Deposits	Q1 2025vs Q1 2024	$1.91B$1.85B
Equity Capital	Q1 2025vs Q1 2024	$289.2MM$261MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$19.1MM$17.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.8MM$2.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$251K$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not The Central National Bank of Poteau; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The Central National Bank of Poteau Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.06%^*^†	$0	$5k	First Saver
OTHER TIERS: 1.00% → $5k+
2.02%^†	$25	-	Regular Savings - Online only
2.02%^*^†	$25k^*	-	HSA Account
OTHER TIERS: 1.00% → $0 - $10k \| 1.51% → $10k - $25k

The Central National Bank of Poteau Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*^†	$25k^*	-	Personal Money Market
OTHER TIERS: 1.00% → $0 - $10k \| 1.50% → $10k - $25k
1.00%^†	$1k	-	Commercial Money Market

The Central National Bank of Poteau Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.12%^*^†	$0	$20k	Max Checking
OTHER TIERS: 1.00% → $20k+
2.02%^*^†	$25k^*	-	Prestige Platinum Checking
OTHER TIERS: 1.00% → $50 - $10k \| 1.51% → $10k - $25k

The Central National Bank of Poteau CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.07%^†	$5k	-	7 Month CD Special
3.82%^*^†	$100k^*	-	1 Year CD
OTHER TIERS: 3.56% → $5k - $100k
3.04%^†	$5k	-	2 Year CD
3.04%^†	$5k	-	3 Year CD

Locations

The Central National Bank of Poteau Locations
North Branch	1907 N Broadway	Poteau, OK 74953
The Central National Bank Of Poteau	209 Clayton Ave	Poteau, OK 74953
Stigler Branch	701 East Main	Stigler, OK 74462
Heavener Branch	78 West 1st Street	Heavener, OK 74937
Pocola Branch	802 North Pocola Boulevard	Pocola, OK 74902
Panama Branch	202 North Kentucky Avenue	Panama, OK 74951

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.