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Chelsea Groton Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.chelseagroton.com
860-448-4252
904 Poquonnock Rd.
Groton, CT 06340

Chelsea Groton Bank is headquartered in GROTON and is the 10th largest bank in the state of Connecticut. It is also the 674th largest bank in the nation. It was established in 1854 and as of March of 2025, it had grown to 215 employees at 14 locations. Chelsea Groton Bank has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #18238
Year Established1854
Employees215
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD8.73%
Annual Interest Income$17.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.71B$1.63B
LoansQ1 2025vs Q1 2024$1.25B$1.13B
DepositsQ1 2025vs Q1 2024$1.19B$1.23B
Equity CapitalQ1 2025vs Q1 2024$243.6MM$219.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$11.3MM$10.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.9MM$2.8MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Chelsea Groton Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%$0-Municipal Investment Sweep
0.05%$0-Vacation Club
0.05%$0$1mHoliday Club
0.05%*$100k*-Passbook Relationship Savings
OTHER TIERS: 0.03% → $25 - $100k
0.05%*$100k*-Statement Relationship Savings
OTHER TIERS: 0.03% → $25 - $100k
0.05%$0-Business Savings
0.03%*$100k*-Statement Savings
OTHER TIERS: 0.01% → $25 - $100k
0.03%*$100k*-Passbook Savings
OTHER TIERS: 0.01% → $25 - $100k
0.03%*$100k*-Chelsea U Savings
OTHER TIERS: 0.01% → $25 - $100k

Chelsea Groton Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%*$25k*-Business Money Market
OTHER TIERS: 0.05% → $0 - $25k
0.05%*$100k*-Money Market Relationship Account
OTHER TIERS: 0.03% → $25 - $100k
0.03%*$100k*-Money Market Account
OTHER TIERS: 0.01% → $25 - $100k

Chelsea Groton Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%$0-Business Investment Sweep Account
0.01%$0-Relationship Checking

Chelsea Groton Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$500-60 Month Relationship CD
0.50%$500-60 Month CD
0.50%$500-48 Month Relationship CD
0.45%$500-48 Month CD
0.45%$500-42 Month Relationship Bump Up CD
0.35%$500-36 Month Relationship CD
0.30%$500-36 Month CD
0.30%$500-30 Month Relationship CD
0.25%$500-24 Month Relationship CD
0.25%$500-15 Month Relationship Bump Up CD
0.25%$500-18 Month Relationship CD
0.25%$500-30 Month CD
0.20%$500-24 Month CD
0.15%$500-12 Month Relationship CD
0.15%$500-18 Month CD
0.10%$500-12 Month CD
0.10%$500-3 Month Relationship CD
0.10%$500-6 Month Relationship CD
0.05%$500-3 Month CD
0.05%$500-6 Month CD

Chelsea Groton Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$500-60 Month Relationship IRA
0.50%$500-48 Month Relationship IRA
0.50%$500-60 Month IRA
0.45%$500-42 Month Relationship Bump Up IRA
0.45%$500-48 Month IRA
0.35%$500-36 Month Relationship IRA
0.30%$500-30 Month Relationship IRA
0.30%$500-36 Month IRA
0.25%$100-12 Month Relationship Flexible IRA
0.25%$500-15 Month Relationship Bump Up IRA
0.25%$500-18 Month Relationship IRA
0.25%$500-24 Month Relationship IRA
0.25%$500-30 Month IRA
0.20%$500-24 Month IRA
0.15%$100-12 Month Flexible IRA
0.15%$500-12 Month Relationship IRA
0.15%$500-18 Month IRA
0.10%*$25k*-IRA Statement
OTHER TIERS: 0.05% → $25 - $25k
0.10%$500-3 Month Relationship IRA
0.10%$500-6 Month Relationship IRA
0.10%$500-12 Month IRA
0.05%$500-3 Month IRA
0.05%$500-6 Month IRA
Locations

Availability



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