Dart Bank (MI) Unveils New 18-Month CD Special


Deal Summary: 18-month CD Special, 1.96% APY, $500 minimum deposit, new money.

Availability: Clinton, Eaton, and Ingham Counties, Michigan.

Last weekend, Dart Bank unveiled a new 18-month CD Special (1.96% APY). The minimum deposit is $500 of new money, with no stated balance cap.

2.00%$500-The Dart Bank18 Month NEW Money CD Special
Rates as of April 19, 2018.

Of all the CDs offered by Dart Bank, the 18-month CD Special has the highest APY, some 20 bps higher than that of its 60-month CD.

As stated on the Certificates page, the Early Withdrawal Penalty is as follows:

A penalty of $25.00 plus 180 days simple interest for any term over twelve months.


Headquartered in Mason, Michigan, Dart Bank’s market area includes Clinton, Eaton, and Ingham Counties. (The state capital of Michigan, Lansing, is located in Ingham County.)

Opening the CD Special can be done at any of the four Michigan branches, located in Delhi Township, Grand Ledge, Lansing, and Mason.

Dart Bank’s online platform, Dart Express Net, is currently limited to account management and bill payment services.

Bank Overview

Dart Bank has an overall health grade of "A" at DepositAccounts.com, with a Texas Ratio of 2.32% (excellent) based on September 30, 2017 data. In the past year, Dart Bank has increased its total non-brokered deposits by $35.81 million, an excellent annual growth rate of 13.74%. Please refer to our financial overview of Dart Bank (FDIC Certificate # 5033) for more details.

Founded in 1925 as The Dart National Bank of Mason, the Bank bears the name of its founder, Rollin Charles Dart. Prior to 1925, it operated as R. C. Dart & Company, Bankers, a private bank. The Dart Bank re-brand occurred in 1998, although the Bank is frequently associated with the color pink.

There is something you need to know about this building into which we moved in 1937. At the time of moving, Lovicia Dart, wife of Rollin C. Dart, asked her husband if she could select the paint for the new headquarters. Rollin told her she could. Her favorite color was a soft buff. The paint was chosen and carefully applied, but for one reason or another, the paint, when applied, became what could be aptly called an “ice cream pink,” or “candy pink.” The color was much commented upon and that same shade of pink was maintained from then on, until the bank moved to the new building on Park Street, in 1969.

The constant associations of the Dart Bank with the color pink multiplied with the passing years. People living in other parts of the country who were not familiar with the bank’s name recalled “the pink bank on the courthouse square” from their travels. For whatever value the association with pink might or might not have, it became obvious that it was with us for keeps. The bank’s President, (Rollin B. Dart) therefore, launched the slogan, “Think Pink, Think Dart National” in the late 1950s. It is still in use, as “Think Pink, Think Dart Bank.”

How the CD Special Compares

When compared to the 164 similar length-of-term CDs tracked by DepositAccounts.com that are available within the Bank’s market area, Dart Bank’s 18-month CD Special APY currently ranks third.

The above rates are accurate as of 12/23/2017.

To search for the best CD rates, both nationwide and state specific, please refer to our CD Rates Table page.

Related Pages: Lansing CD rates, 1-year CD rates


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