The First Bank and Trust Company
Overview / Commentary
The First Bank and Trust Company is headquartered in Lebanon and is the 14th largest bank in the state of Virginia. It is also the 435th largest bank in the nation. It was established in 1979 and as of December of 2020, it had grown to 390 employees at 28 locations. The First Bank and Trust Company has an A+ health rating.
Health
A+
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 22918 |
| Year Established | 1979 |
| Employees | 390 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.51% |
| Return on Equity - YTD | 13.93% |
| Annual Interest Income | $90.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $2.34B$1.95B |
| Loans | Q4 2020vs Q4 2019 | $1.94B$1.58B |
| Deposits | Q4 2020vs Q4 2019 | $1.99B$1.62B |
| Equity Capital | Q4 2020vs Q4 2019 | $244.7MM$225.8MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $25.0MM$17.9MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $2.5MM$3.2MM |
| Real Estate Owned | Q4 2020vs Q4 2019 | $5.5MM$6.5MM |
