First Northern Bank and Trust Company
Overview / Commentary
First Northern Bank and Trust Company is headquartered in Palmerton and is the 55th largest bank in the state of Pennsylvania. It is also the 1,068th largest bank in the nation. It was established in 1907 and as of December of 2019, it had grown to 143 employees at 11 locations. First Northern Bank and Trust Company has a B+ health rating.
Health
B+
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7675 |
| Year Established | 1907 |
| Employees | 143 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.78% |
| Return on Equity - YTD | 5.36% |
| Annual Interest Income | $29.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $720.7MM$704.2MM |
| Loans | Q4 2019vs Q4 2018 | $550.2MM$515.2MM |
| Deposits | Q4 2019vs Q4 2018 | $593.1MM$604.1MM |
| Equity Capital | Q4 2019vs Q4 2018 | $105.1MM$97.9MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $5.6MM$5.0MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $3.8MM$4.5MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $3.0MM$3.1MM |
