2.30% 15-Month CD at TIB Bank in Florida - Local Only


TIB Bank is offering a special 2.30% APY 15-month CD. Minimum deposit is $1,000. The special is listed on the bank's front page as of 10/14/09.

It appears a branch visit is required to open an account. Branches are located throughout Southern Florida including the cities of Sarasota, Naples, Bonita Springs, Cape Coral, Fort Myers, Homestead, Key Largo and Key West.

The bank's ratings for safety and soundness are a little weak: 2 stars (problematic) at BauerFinancial and 2 stars (below peer group) at Bankrate.com. Both ratings are based on 6/30/09 financial data. The bank has been a FDIC member since 1974 (FDIC Certificate # 21435).

Other High Certificate of Deposit Rates
4.00% 17-Month CD at a Florida Bank (TIB)
TIB Bank is offering a special 4.00% APY CD with terms of 17 to 23 months. There's also a special 3.30% APY CD with terms from 7 to 9 months. The minimum deposit is $1,000. This promotion doesn't seem to be listed at the bank's website. It was advertised in today's Naples Daily News.

The ad lists the branches in Naples and Bonita Springs. The bank also has branches in the Florida Keys and in Homestead. I'm not sure if this promotion is available at all of their branches. The bank...

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