Heritage Bank of Commerce


Overview / Commentary
408-947-6900
224 Airport Parkway
San Jose, CA 95110

Heritage Bank of Commerce is headquartered in SAN JOSE and is the 22nd largest bank in the state of California. It is also the 264th largest bank in the nation. It was established in 1994 and as of March of 2025, it had grown to 350 employees at 18 locations. Heritage Bank of Commerce has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #33905
Year Established1994
Employees350
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD7.19%
Annual Interest Income$62.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$5.51B$5.25B
LoansQ1 2025vs Q1 2024$3.44B$3.29B
DepositsQ1 2025vs Q1 2024$4.7B$4.46B
Equity CapitalQ1 2025vs Q1 2024$715.6MM$694.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$48.3MM$47.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$6.3MM$7.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations

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