Truliant Federal Credit Union


Overview / Commentary
336-659-1955
3200 Truliant Way
Winston Salem, NC 27103

Truliant Federal Credit Union is headquartered in WINSTON SALEM and is the 3rd largest credit union in the state of North Carolina. It is also the 108th largest credit union in the nation. It was established in 1952 and as of June of 2019, it had grown to 633 employees and 245,849 members at 35 locations. Truliant Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Truliant Federal Credit Union is open to anyone through joining the American Consumer Council. Membership is also open to the following: (1) those who live, work, attend school or worship in Alamance, Alexander, Alleghany, Cabarrus, Caswell, Catawba, Chatham, Cleveland, Davidson, Davie, Forsyth, Guilford, Gaston, Iredell, Mecklenburg, Montgomery, Randolph, Rockingham, Rowan, Stanly, Stokes, Surry, Wilkes, or Yadkin Counties in North Carolina; (2) those who live, work, attend school or worship in Henry, Montgomery, or Pulaski Counties in Virginia and select areas of Wythe, Henrico and Chesterfield Counties; (3) those who live, work, attend school or worship in select areas of Greenville County in South Carolina; (4) employees of AT&T Company, Blue Rhino Corporation, Corn Products International and over 300 Select Employer Groups.
See current membership details

Related Posts

View all posts from:


Like a Bank, except makes you money, instead of making money off you

I've been a member of Truliant for about 15 years and sing its praises often. Why do people have traditional banks that exist to make a profit off you? Credit unions are better because they don't charge fees for many things and the interest rates are better. I love my credit union so much that even when I moved out of state, I simply continue my banking with them using their app. I can deposit checks, check my balance, transfer funds, and pay bills with a simple tap. I have a free checkings, savings, and rainy day account that takes the change at the end of a transaction and puts it in a special high interest rainy day account. The credit card rates are fantastic as well. Also, I have a CD with a good interest rate for saving money. I can't recommend this enough. Join Truliant and make money. Don't pay a bank to hold your money. After all, it's yours.

Low Fees And Low Interest Rates On Loans

Posted by: Kelly200 | Oct 15, 2011

I been with Truliant Federal Credit Union for five years since moving to NC.  My checking account does not have any fees, especially no debit card fees.  I have also saved money due to the low loan rates I have gotten on my home and auto.

My Experience with Truliant

I used to work for AT&T and joined their credit union which then changed to Truliant Credit Union. I found dealing with the credit union to be exactly the
same as dealing with the various banks I was with previously. In other words they offered the exact same services but with MUCH better fees. I mean they
had no fees at all for checking but you did have to keep $5.00 in the savings account that you were required to open. You did get the $5.00 back when you closed your account. I recall the tellers being courteous and professional and I received an excellent interest rate for my car loan. The car loan was also processed very quickly. It was a very good experience.

Truliant Is Great For Everyday People

Posted by: 1cinbrew | Mar 15, 2011

I would highly recommend Truliant Credit Union for the normal everyday person. I work for one of the big name banks so I have an understanding of what is involved in the financial services industry. Although I work there, I do not make enough money nor do I have a good enough credit history to qualify for their “best” products. I opened a savings account with Truliant and I have super pleased ever since I did. I get much better returns on my savings account with them than I do at the bank I work for. I was also able to qualify for a low interest loan without a lot of hassle at Truliant. Every time I have dealt with someone there they have had superior customer service attitudes. I would highly recommend them for anyone needing a real-world financial services institution rather than one that caters or is designed more for the high net-worth customers.

VIEW MORE REVIEWS

Health

Health Grade Components

Overall
NCUA #7840
Year Chartered1952
Employees633
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD11.37%
Annual Interest Income$54.4MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$2.59B$2.36B
LoansQ2 2019vs Q2 2018$2.10B$1.92B
DepositsQ2 2019vs Q2 2018$2.27B$2.11B
Equity CapitalQ2 2019vs Q2 2018$218.1MM$196.9MM
Loan Loss AllowanceQ2 2019vs Q2 2018$16.3MM$15.0MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$9.7MM$10.7MM
Real Estate OwnedQ2 2019vs Q2 2018$192.00K$51.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Truliant Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Truliant Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Business Savings
OTHER TIERS: 0.15% $5 - $25k | 0.20% $25k - $100k
0.30%*$100k*-Health Savings Account
OTHER TIERS: 0.05% Up to $1k | 0.15% $1k - $10k | 0.20% $10k - $25k | 0.25% $25k - $100k
0.30%*$100k*-Regular Savings
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $100k
0.30%*$100k*-IRA Savings
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $100k
0.25%--Save Your Way Account
0.25%--Rainy Day Account
0.05%--Christmas Club
0.05%--Vacation Club

Truliant Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*$100k*-Select Plus Money Market
OTHER TIERS: 0.30% Up to $100k
0.55%*$1m*-Business Money Market
OTHER TIERS: 0.25% $2.5k - $25k | 0.30% $25k - $100k | 0.35% $100k - $250k | 0.45% $250k - $500k | 0.50% $500k - $1m
0.40%*$100k*-Investor's Money Market
OTHER TIERS: 0.05% Up to $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k
0.35%*$100k*-Select Money Market
OTHER TIERS: 0.05% Up to $1k | 0.25% $1k - $25k | 0.30% $25k - $100k
0.35%*$100k*-Select IRA Money Market
OTHER TIERS: 0.05% Up to $1k | 0.25% $1k - $25k | 0.30% $25k - $100k

Truliant Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Business Checking
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $100k
0.05%--Basic Business Checking
0.05%$2.5k-Advantage Checking
0.05%--Senior Advantage Checking
0.05%--Truly Free Checking

Truliant Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.45%*$100k*-60 Month Certificate
OTHER TIERS: 2.30% $250 - $1k | 2.35% $1k - $25k | 2.40% $25k - $100k
2.10%$1k-15 Month Flex Certificate Special w/ 1x Rate Increase- New Money
2.05%*$100k*-48 Month Certificate
OTHER TIERS: 1.90% $250 - $5k | 1.95% $5k - $25k | 2.00% $25k - $100k
2.05%$1k-42 Month Flex Certificate Special w/ 1x Rate Increase- New Money
1.85%*$100k*-36 Month Certificate
OTHER TIERS: 1.70% $250 - $5k | 1.75% $5k - $25k | 1.80% $25k - $100k
1.85%*$100k*-Business 36 Month Certificate
OTHER TIERS: 1.70% $250 - $5k | 1.75% $5k - $25k | 1.80% $25k - $100k
1.85%$1k-17 Month Flex Certificate Special w/ 1x Rate Increase- New Money
1.81%*$100k*-24 Month Certificate
OTHER TIERS: 1.65% $250 - $5k | 1.70% $5k - $25k | 1.76% $25k - $100k
1.81%*$100k*-Business 24 Month Certificate
OTHER TIERS: 1.65% $250 - $5k | 1.70% $5k - $25k | 1.76% $25k - $100k
1.76%*$100k*-18 Month Certificate
OTHER TIERS: 1.60% $250 - $5k | 1.65% $5k - $25k | 1.70% $25k - $100k
1.70%*$100k*-24 Month Flex Certificate w/ 1x Rate Increase
OTHER TIERS: 1.55% $250 - $5k | 1.60% $5k - $25k | 1.65% $25k - $100k
1.65%*$100k*-12 Month Certificate
OTHER TIERS: 1.50% $250 - $5k | 1.55% $5k - $25k | 1.60% $25k - $100k
1.65%*$100k*-Business 12 Month Certificate
OTHER TIERS: 1.50% $250 - $5k | 1.55% $5k - $25k | 1.60% $25k - $100k
1.60%*$100k*-14 Month Certificate
OTHER TIERS: 1.45% $250 - $5k | 1.50% $5k - $25k | 1.55% $25k - $100k
1.60%*$100k*-14 Month Certificate with Rate Bump
OTHER TIERS: 1.45% $250 - $5k | 1.50% $5k - $25k | 1.55% $25k - $100k
1.01%$250-6 Month Certificate Special (New Money)
0.45%*$100k*-Business 6 Month Certificate
OTHER TIERS: 0.35% $250 - $25k | 0.40% $25k - $100k
0.40%*$100k*-3 Month Certificate
OTHER TIERS: 0.30% $250 - $25k | 0.35% $25k - $100k
0.40%*$100k*-Business 3 Month Certificate
OTHER TIERS: 0.30% $250 - $25k | 0.35% $25k - $100k

Truliant Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.45%*$100k*-60 Month IRA Certificate
OTHER TIERS: 2.30% $250 - $1k | 2.35% $1k - $25k | 2.40% $25k - $100k
2.10%$1k-15 Month Flex Certificate Special w/ 1x Rate Increase- New Money
2.05%*$100k*-48 Month IRA Certificate
OTHER TIERS: 1.90% $250 - $5k | 1.95% $5k - $25k | 2.00% $25k - $100k
2.05%$1k-42 Month Flex Certificate Special w/ 1x Rate Increase- New Money
1.85%*$100k*-36 Month IRA Certificate
OTHER TIERS: 1.70% $250 - $5k | 1.75% $5k - $25k | 1.80% $25k - $100k
1.85%$1k-17 Month Flex Certificate Special w/ 1x Rate Increase- New Money
1.81%*$100k*-24 Month IRA Certificate
OTHER TIERS: 1.65% $250 - $5k | 1.70% $5k - $25k | 1.76% $25k - $100k
1.76%*$100k*-18 Month IRA Certificate
OTHER TIERS: 1.60% $250 - $5k | 1.65% $5k - $25k | 1.70% $25k - $100k
1.70%*$100k*-24 Month Flex IRA Certificate w/ 1x Rate Increase
OTHER TIERS: 1.55% $250 - $5k | 1.60% $5k - $25k | 1.65% $25k - $100k
1.65%*$100k*-12 Month IRA Certificate
OTHER TIERS: 1.50% $250 - $5k | 1.55% $5k - $25k | 1.60% $25k - $100k
1.60%*$100k*-14 Month IRA Certificate
OTHER TIERS: 1.45% $250 - $5k | 1.50% $5k - $25k | 1.55% $25k - $100k
1.60%*$100k*-14 Month IRA Certificate with Rate Bump
OTHER TIERS: 1.45% $250 - $5k | 1.50% $5k - $25k | 1.55% $25k - $100k
1.01%$250-6 Month IRA Certificate Special (New Money)
Locations

Availability

Greensboro Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.