Truliant Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.45%	5-year CD	60 Month Certificate (opened online) 2.35% - Synchrony Bank 60 Month CD
0.30%	1-year CD	12 Month Certificate (opened online) 1.40% - Synchrony Bank 12 Month CD
0.25%	Savings	Rainy Day Account 1.20% - Goldman Sachs Bank USA Online Savings

View all Truliant Federal Credit Union rates »

Overview / Commentary

www.truliantfcu.org

336-659-1955

3200 Truliant Way
Winston Salem, NC 27103

Truliant Federal Credit Union is headquartered in WINSTON SALEM and is the 3^rd largest credit union in the state of North Carolina. It is also the 104^th largest credit union in the nation. It was established in 1952 and as of March of 2017, it had grown to 553 employees and 215,904 members at 35 locations. Truliant Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Truliant Federal Credit Union is open to anyone through joining the American Consumer Council. Membership is also open to the following: (1) those who live, work, attend school or worship in Alamance, Alexander, Alleghany, Cabarrus, Caswell, Catawba, Chatham, Cleveland, Davidson, Davie, Forsyth, Guilford, Gaston, Iredell, Mecklenburg, Montgomery, Randolph, Rockingham, Rowan, Stanly, Stokes, Surry, Wilkes, or Yadkin Counties in North Carolina; (2) those who live, work, attend school or worship in Henry, Montgomery, or Pulaski Counties in Virginia and select areas of Wythe, Henrico and Chesterfield Counties; (3) those who live, work, attend school or worship in select areas of Greenville County in South Carolina; (4) employees of AT&T Company, Blue Rhino Corporation, Corn Products International and over 300 Select Employer Groups.
See current membership details

Like a Bank, except makes you money, instead of making money off you

Posted by: lindymcclure1 | Jun 28, 2017

I've been a member of Truliant for about 15 years and sing its praises often. Why do people have traditional banks that exist to make a profit off you? Credit unions are better because they don't charge fees for many things and the interest rates are better. I love my credit union so much that even when I moved out of state, I simply continue my banking with them using their app. I can deposit checks, check my balance, transfer funds, and pay bills with a simple tap. I have a free checkings, savings, and rainy day account that takes the change at the end of a transaction and puts it in a special high interest rainy day account. The credit card rates are fantastic as well. Also, I have a CD with a good interest rate for saving money. I can't recommend this enough. Join Truliant and make money. Don't pay a bank to hold your money. After all, it's yours.

Comment

1

Low Fees And Low Interest Rates On Loans

Posted by: Kelly200 | Oct 15, 2011

I been with Truliant Federal Credit Union for five years since moving to NC. My checking account does not have any fees, especially no debit card fees. I have also saved money due to the low loan rates I have gotten on my home and auto.

Comment

8

Worse Bank I've Ever Dealt With

Posted by: Shani-Girl T McDuffie | Jan 3, 2017

New to the area and this credit union seemed reputable, so I opened two accounts with them. But oh quite the contrary. Watch your account(s) activity and balances closely! Truliant FCU experienced a "glitch" or technical issues which withdrew funds excessively and jacked up both the open accounts I had with them. No one ever came to me, I noticed the error myself. And once I notified them of THEIR error, it took several calls, complaint's and days for them to correct! I would not recommend this financial institution to my dog!! #Beware

5

Truliant Is Great For Everyday People

Posted by: 1cinbrew | Mar 15, 2011

I would highly recommend Truliant Credit Union for the normal everyday person. I work for one of the big name banks so I have an understanding of what is involved in the financial services industry. Although I work there, I do not make enough money nor do I have a good enough credit history to qualify for their “best” products. I opened a savings account with Truliant and I have super pleased ever since I did. I get much better returns on my savings account with them than I do at the bank I work for. I was also able to qualify for a low interest loan without a lot of hassle at Truliant. Every time I have dealt with someone there they have had superior customer service attitudes. I would highly recommend them for anyone needing a real-world financial services institution rather than one that caters or is designed more for the high net-worth customers.

Comment

7

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Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	7840
Year Chartered	1952
Employees	553
Primary Regulator

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	6.79%
Annual Interest Income	$18.2MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$2.19B$2.01B
Loans	Q1 2017vs Q1 2016	$1.67B$1.54B
Deposits	Q1 2017vs Q1 2016	$1.98B$1.79B
Equity Capital	Q1 2017vs Q1 2016	$179.6MM$170.8MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$11.4MM$11.1MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$5.5MM$4.6MM
Real Estate Owned	Q1 2017vs Q1 2016	$428.00K$2.8MM

Rates

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