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Overview / Commentary
625 Veterans Drive
Mineral Point, MO 63660

UNICO Bank is headquartered in Mineral Point and is the 87th largest bank in the state of Missouri. It is also the 2,545th largest bank in the nation. It was established in 1901 and as of June of 2017, it had grown to 99 employees at 11 locations. UNICO Bank has a B health rating.


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Health Grade Components

FDIC Certificate #10608
Year Established1901
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD6.15%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$249.3MM$236.3MM
LoansQ2 2017vs Q2 2016$178.4MM$165.1MM
DepositsQ2 2017vs Q2 2016$220.1MM$209.3MM
Equity CapitalQ2 2017vs Q2 2016$26.4MM$26.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.8MM$1.0MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$5.6MM$1.4MM
Real Estate OwnedQ2 2017vs Q2 2016$904.00K$1.0MM

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