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United Bank (MI)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.unitedbank4u.com
616-559-7000
900 E. Paris Ave. SE
Grand Rapids, MI 49546

United Bank (MI) is headquartered in GRAND RAPIDS and is the 14th largest bank in the state of Michigan. It is also the 979th largest bank in the nation. It was established in 1903 and as of March of 2025, it had grown to 159 employees at 13 locations. United Bank (MI)'s money market rates are 6X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #11807
Year Established1903
Employees159
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD10.39%
Annual Interest Income$12.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.06B$1.01B
LoansQ1 2025vs Q1 2024$811.1MM$775.2MM
DepositsQ1 2025vs Q1 2024$896.8MM$835.2MM
Equity CapitalQ1 2025vs Q1 2024$98.9MM$92.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.3MM$8.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.1MM$406K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Bank (MI) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Savings Club
0.05%$0-Everyday Savings
0.05%$0-Business Savings

United Bank (MI) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$500k*-Money Market
OTHER TIERS: 0.75% → $0 - $50k | 1.50% → $50k - $250k | 2.25% → $250k - $500k
2.75%*$500k*-Business Money Market
OTHER TIERS: 0.75% → $0 - $50k | 1.50% → $50k - $250k | 2.25% → $250k - $500k

United Bank (MI) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$2k*$10kInterest Plus Checking
OTHER TIERS: 0.01% → $0+ | 2.50% → $1k - $2k
0.10%*$75k*-Business Interest Checking
OTHER TIERS: 0.05% → $0 - $75k

United Bank (MI) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$500$500k6 Month CD Special
Locations

Availability



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