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Overview / Commentary
856-854-4583
P.O. Box 67
Oaklyn, NJ 08107-0067

Unity Federal Credit Union is headquartered in Oaklyn and is the 136th largest credit union in the state of New Jersey. It is also the 5,011th largest credit union in the nation. It was established in 1954 and as of December of 2017, it had grown to 1 employees and 840 members at 1 location. Unity Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Must be an employee of Public Service Electric and Gas Company at select work locations.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Unity Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #9399
Year Chartered1954
Employees1
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD2.72%
Annual Interest Income$177.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$3.1MM$3.2MM
LoansQ4 2017vs Q4 2016$1.8MM$2.0MM
DepositsQ4 2017vs Q4 2016$2.5MM$2.6MM
Equity CapitalQ4 2017vs Q4 2016$624.00K$607.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$29.00K$25.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$3.00K$0
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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Unity Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-Share Account
OTHER TIERS: 0.20% $500 - $10k | 0.25% $10k - $25k
Locations


Unity Federal Credit Union Locations
Branch OfficePO Box 67Oaklyn, NJ 08107-0067

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