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USU Credit Union

Deposits held and insured by Goldenwest Credit Union

Overview / Commentary
www.usucu.org
453-753-4080
5025 Adams Ave
Ogden, UT 84403-4102
Deposits held and insured by Goldenwest Credit Union

Field of Membership Restrictions

Membership in USU Charter Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
See current membership details

Reviews (1)

Love USU Credit Union

Posted by: |

There's nothing like a local credit union! USU credit union offers big bank conveniences and services without the big bank fees. I actually get interest on my checking account! and no service fees with it! The credit union offers great interest rates on savings, checking, and CDs. I especially like that they that offer savings and checking accounts for my kids and teenagers. There are several branches in my area, so I never have to go out of my way to bank. Their online services and app keep them very modern. I was able to set travel alerts on the app and use my ATM card in Europe without any problems. I like that I never have to wait in line at the credit union. Often, I walk in and am greeted by a teller at the door and escorted to a desk for my transaction. The tellers are always very helpful and friendly. Although they may have promotions on credit cards or loans from time to time, there's never a hard sell. I would highly recommend this credit union.

2


Health
A+

Data as of Q2 2020

Data displayed below is for insuring bank: Goldenwest Credit Union
Learn why bank health matters

Health Grade Components

Overall
NCUA #24693
Year Chartered1936
Employees455
Primary Regulator
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD8.56%
Annual Interest Income$35.9MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$2.02B$1.70B
LoansQ2 2020vs Q2 2019$1.45B$1.27B
DepositsQ2 2020vs Q2 2019$1.70B$1.43B
Equity CapitalQ2 2020vs Q2 2019$256.7MM$229.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$22.8MM$17.4MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$2.5MM$2.7MM
Real Estate OwnedQ2 2020vs Q2 2019$360.00K$456.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not USU Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

USU Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25-Primary Shares
0.05%$25-Secondary Shares
0.05%$25-Christmas Club
0.05%$25-Health Savings Account

USU Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$500k*-Insured Money Market Account
OTHER TIERS: 0.05% → Up to $5k | 0.10% → $5k - $25k | 0.15% → $25k - $250k | 0.20% → $250k - $500k

USU Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Business Reward Yourself Checking
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k
0.10%*$25k*-Basic Business Checking
OTHER TIERS: 0.05% → $10k - $25k
0.05%$500-Smart Pay Rewards Checking

USU Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-60 Month CD
0.90%$500-Business 60 Month CD
0.80%$500-48 Month CD
0.80%$500-Business 48 Month CD
0.70%$500-36 Month CD
0.70%$500-Business 36 Month CD
0.65%$500-30 Month CD
0.65%$500-Business 30 Month CD
0.60%$500-24 Month CD
0.60%$500-Business 24 Month CD
0.50%$500-18 Month CD
0.50%$500-Business 18 Month CD
0.40%$500-12 Month CD
0.40%$500-Business 12 Month CD
0.35%$500-6 Month CD
0.35%$500-9 Month CD
0.35%$500-Business 6 Month CD
0.35%$500-Business 9 Month CD
0.30%$50-12 Month Flex CD
0.30%$50-Business 12 Month Flex CD
0.25%$500-3 Month CD
0.25%$500-Business 3 Month CD
0.15%$5k-1 Month CD w/Checking
0.15%$50-18 Month Variable CD
0.15%$5k-Business 1 Month CD w/Checking
0.15%$50-Business 18 Month Variable CD
0.10%$5k-1 Month CD w/o Checking
0.10%$5k-Business 1 Month CD w/o Checking

USU Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-60 Month IRA
0.80%$500-48 Month IRA
0.70%$500-36 Month IRA
0.65%$500-30 Month IRA
0.60%$500-24 Month IRA
0.50%$500-18 Month IRA
0.40%$500-12 Month IRA
0.35%$500-6 Month IRA
0.35%$500-9 Month IRA
0.25%$500-3 Month IRA
0.15%$5k-1 Month IRA w/Checking
0.15%$50-18 Month Variable IRA
0.10%$5k-1 Month IRA w/o Checking
Locations

Availability



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