Overview / Commentary
Deposits held and insured by Goldenwest Credit Union
Field of Membership Restrictions
Membership in USU Charter Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
See current membership details
Health
A+
Data as of Q1 2025
Data displayed below is for insuring bank: Goldenwest Credit Union
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24693 |
| Year Chartered | 1936 |
| Employees | 611 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.57% |
| Return on Equity - YTD | 11.67% |
| Annual Interest Income | $50.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $3.68B$3.2B |
| Loans | Q1 2025vs Q1 2024 | $2.89B$2.51B |
| Deposits | Q1 2025vs Q1 2024 | $3.16B$2.72B |
| Equity Capital | Q1 2025vs Q1 2024 | $480.2MM$421.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $32MM$29.2MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $10MM$7.2MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
