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USU Credit Union

Deposits held and insured by Goldenwest Credit Union

Overview / Commentary
www.usucu.org
453-753-4080
5025 Adams Ave
Ogden, UT 84403
Deposits held and insured by Goldenwest Credit Union

Field of Membership Restrictions

Membership in USU Charter Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
See current membership details

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Health
A+

Data as of Q3 2024

Data displayed below is for insuring bank: Goldenwest Credit Union
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Health Grade Components

Overall
NCUA #24693
Year Chartered1936
Employees579
Primary Regulator
Profit Margin
Return on Assets - YTD1.47%
Return on Equity - YTD10.93%
Annual Interest Income$136.1MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$3.39B$3.06B
LoansQ3 2024vs Q3 2023$2.62B$2.4B
DepositsQ3 2024vs Q3 2023$2.9B$2.6B
Equity CapitalQ3 2024vs Q3 2023$447.2MM$400.1MM
Loan Loss AllowanceQ3 2024vs Q3 2023$30.1MM$27.2MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$7.2MM$5.6MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

USU Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25-Primary Shares
0.05%$25-Secondary Shares
0.05%$25-Christmas Club
0.05%$25-Health Savings Account

USU Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$1m*-Insured Money Market Account
OTHER TIERS: 1.00% → $0 - $5k | 1.50% → $5k - $25k | 1.85% → $25k - $50k | 2.25% → $50k - $100k | 3.00% → $100k - $250k | 3.85% → $250k - $500k | 3.90% → $500k - $1m

USU Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Business Reward Yourself Checking
OTHER TIERS: 0.05% → $0 - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k
0.10%*$25k*-Basic Business Checking
OTHER TIERS: 0.05% → $10k - $25k
0.10%$0-IOLTA Business Checking
0.05%$500-Smart Pay Rewards Checking

USU Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.11%$50-18 Month Variable CD
5.11%$50-Business 18 Month Variable CD
4.60%$500-5 Month CD Special - Plus Free One-Time Bump
4.60%$500-Business 5 Month CD Special - Plus Free One-Time Bump
4.50%$500-11 Month CD Special - Plus Free One-Time Bump
4.50%$500-Business 11 Month CD Special - Plus Free One-Time Bump
4.25%$500-6 Month CD
4.25%$500-12 Month CD
4.25%$500-9 Month CD
4.25%$500-Business 6 Month CD
4.25%$500-Business 9 Month CD
4.25%$500-Business 12 Month CD
4.25%$500-6 Month HSA CD
4.25%$500-12 Month HSA CD
4.25%$500-Business 6 Month HSA CD
4.25%$500-Business 12 Month HSA CD
4.00%$500-24 Month CD
4.00%$500-36 Month CD
4.00%$50$250k12 Month Flex CD
4.00%$500-30 Month CD
4.00%$50$250kBusiness 12 Month Flex CD
4.00%$500-Business 24 Month CD
4.00%$500-Business 30 Month CD
4.00%$500-Business 36 Month CD
3.90%$500-60 Month CD
3.90%$500-Business 60 Month CD
3.85%$500-48 Month CD
3.85%$500-18 Month CD
3.85%$500-Business 18 Month CD
3.85%$500-Business 48 Month CD
3.75%$500-3 Month CD
3.75%$500-Business 3 Month CD
0.15%$5k-1 Month CD w/Checking
0.15%$5k-Business 1 Month CD w/Checking
0.10%$5k-1 Month CD w/o Checking
0.10%$5k-Business 1 Month CD w/o Checking

USU Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.11%$50-18 Month Variable IRA
4.60%$500-5 Month IRA Special - Plus Free One-Time Bump
4.50%$500-11 Month IRA Special - Plus Free One-Time Bump
4.25%$500-6 Month IRA
4.25%$500-9 Month IRA
4.25%$500-12 Month IRA
4.00%$500-24 Month IRA
4.00%$500-36 Month IRA
4.00%$500-30 Month IRA
3.90%$500-60 Month IRA
3.85%$500-48 Month IRA
3.85%$500-18 Month IRA
3.75%$500-3 Month IRA
0.15%$5k-1 Month IRA w/Checking
0.10%$5k-1 Month IRA w/o Checking
Locations

Availability



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