Membership in USU Charter Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
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Reviews (1)

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Love USU Credit Union

Posted by: LyfeJiggyDraven | Sep 23, 2017

There's nothing like a local credit union! USU credit union offers big bank conveniences and services without the big bank fees. I actually get interest on my checking account! and no service fees with it! The credit union offers great interest rates on savings, checking, and CDs. I especially like that they that offer savings and checking accounts for my kids and teenagers. There are several branches in my area, so I never have to go out of my way to bank. Their online services and app keep them very modern. I was able to set travel alerts on the app and use my ATM card in Europe without any problems. I like that I never have to wait in line at the credit union. Often, I walk in and am greeted by a teller at the door and escorted to a desk for my transaction. The tellers are always very helpful and friendly. Although they may have promotions on credit cards or loans from time to time, there's never a hard sell. I would highly recommend this credit union.

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Health

A+

Data as of Q3 2019

Data displayed below is for insuring bank: Goldenwest Credit Union

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Health Grade Components

Overall
NCUA #	24693
Year Chartered	1936
Employees	432
Primary Regulator

Profit Margin
Return on Assets - YTD	1.53%
Return on Equity - YTD	11.08%
Annual Interest Income	$53.6MM

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$1.73B$1.54B
Loans	Q3 2019vs Q3 2018	$1.30B$1.19B
Deposits	Q3 2019vs Q3 2018	$1.47B$1.30B
Equity Capital	Q3 2019vs Q3 2018	$237.0MM$211.8MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$18.3MM$16.2MM
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$2.9MM$3.2MM
Real Estate Owned	Q3 2019vs Q3 2018	$462.00K$655.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not USU Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

USU Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$25	-	Primary Shares
0.10%	$25	-	Secondary Shares
0.10%	$25	-	Christmas Club
0.10%	$25	-	Health Savings Account

USU Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$500k^*	-	Insured Money Market Account
OTHER TIERS: 0.25% → Up to $5k \| 0.40% → $5k - $25k \| 0.50% → $25k - $50k \| 0.65% → $50k - $100k \| 0.80% → $100k - $250k \| 0.90% → $250k - $500k

USU Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$500	-	Basic Business Checking
0.10%	-	-	Small Business Checking
0.10%	-	-	Corporate Checking
0.10%	$500	-	Smart Pay Rewards Checking

USU Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%	$500	-	60 Month CD
2.30%	$500	-	Business 60 Month CD
2.25%	$500	-	48 Month CD
2.25%	$500	-	Business 48 Month CD
2.20%	$500	-	36 Month CD
2.20%	$500	-	Business 36 Month CD
2.15%	$500	-	30 Month CD
2.15%	$500	-	Business 30 Month CD
2.10%	$500	-	24 Month CD
2.10%	$500	-	Business 24 Month CD
2.00%	$500	-	18 Month CD
2.00%	$500	-	Business 18 Month CD
1.95%	$500	-	12 Month CD
1.95%	$500	-	Business 12 Month CD
1.85%	$500	-	9 Month CD
1.85%	$50	-	12 Month Flex CD
1.85%	$500	-	Business 9 Month CD
1.85%	$50	-	Business 12 Month Flex CD
1.80%	$500	-	6 Month CD
1.80%	$500	-	Business 6 Month CD
1.61%	$50	-	18 Month Variable CD
1.61%	$50	-	Business 18 Month Variable CD
1.25%	$500	-	3 Month CD
1.25%	$500	-	Business 3 Month CD
0.15%	$5k	-	1 Month CD w/Checking
0.15%	$5k	-	Business 1 Month CD w/Checking
0.10%	$5k	-	1 Month CD w/o Checking
0.10%	$5k	-	Business 1 Month CD w/o Checking

USU Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%	$500	-	60 Month IRA
2.25%	$500	-	48 Month IRA
2.20%	$500	-	36 Month IRA
2.15%	$500	-	30 Month IRA
2.10%	$500	-	24 Month IRA
2.00%	$500	-	18 Month IRA
1.95%	$500	-	12 Month IRA
1.85%	$500	-	9 Month IRA
1.80%	$500	-	6 Month IRA
1.61%	$50	-	18 Month Variable IRA
1.25%	$500	-	3 Month IRA
0.15%	$5k	-	1 Month IRA w/Checking
0.10%	$5k	-	1 Month IRA w/o Checking

Locations

Availability

Salt Lake City Area

Salt Lake City Area bank & credit union details

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