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USU Credit Union

Deposits held and insured by Goldenwest Credit Union

Overview / Commentary
www.usucu.org
453-753-4080
5025 Adams Ave
Ogden, UT 84403-4102
Deposits held and insured by Goldenwest Credit Union

Field of Membership Restrictions

Membership in USU Charter Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
See current membership details

Reviews (1)

Love USU Credit Union

Posted by: |

There's nothing like a local credit union! USU credit union offers big bank conveniences and services without the big bank fees. I actually get interest on my checking account! and no service fees with it! The credit union offers great interest rates on savings, checking, and CDs. I especially like that they that offer savings and checking accounts for my kids and teenagers. There are several branches in my area, so I never have to go out of my way to bank. Their online services and app keep them very modern. I was able to set travel alerts on the app and use my ATM card in Europe without any problems. I like that I never have to wait in line at the credit union. Often, I walk in and am greeted by a teller at the door and escorted to a desk for my transaction. The tellers are always very helpful and friendly. Although they may have promotions on credit cards or loans from time to time, there's never a hard sell. I would highly recommend this credit union.

2


Health
A+

Data as of Q3 2020

Data displayed below is for insuring bank: Goldenwest Credit Union
Learn why bank health matters

Health Grade Components

Overall
NCUA #24693
Year Chartered1936
Employees457
Primary Regulator
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD9.95%
Annual Interest Income$53.4MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$2.08B$1.73B
LoansQ3 2020vs Q3 2019$1.50B$1.30B
DepositsQ3 2020vs Q3 2019$1.75B$1.47B
Equity CapitalQ3 2020vs Q3 2019$265.7MM$237.0MM
Loan Loss AllowanceQ3 2020vs Q3 2019$24.4MM$18.3MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$2.1MM$2.9MM
Real Estate OwnedQ3 2020vs Q3 2019$360.00K$462.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not USU Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

USU Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25-Primary Shares
0.05%$25-Secondary Shares
0.05%$25-Christmas Club
0.05%$25-Health Savings Account

USU Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$250k*-Insured Money Market Account
OTHER TIERS: 0.05% → Up to $5k | 0.10% → $5k - $25k | 0.15% → $25k - $250k

USU Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-Basic Business Checking
OTHER TIERS: 0.05% → $10k - $25k
0.10%*$10k*-Business Reward Yourself Checking
OTHER TIERS: 0.05% → Up to $10k
0.05%$500-Smart Pay Rewards Checking

USU Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-60 Month CD
0.70%$500-Business 60 Month CD
0.65%$500-48 Month CD
0.65%$500-Business 48 Month CD
0.50%$500-36 Month CD
0.50%$500-Business 36 Month CD
0.45%$500-30 Month CD
0.45%$500-Business 30 Month CD
0.40%$500-24 Month CD
0.40%$500-Business 24 Month CD
0.35%$500-18 Month CD
0.35%$500-Business 18 Month CD
0.30%$500-12 Month CD
0.30%$500-Business 12 Month CD
0.25%$500-6 Month CD
0.25%$500-9 Month CD
0.25%$500-Business 6 Month CD
0.25%$500-Business 9 Month CD
0.20%$500-3 Month CD
0.20%$50-12 Month Flex CD
0.20%$500-Business 3 Month CD
0.20%$50-Business 12 Month Flex CD
0.11%$50-18 Month Variable CD
0.11%$50-Business 18 Month Variable CD
0.10%$5k-1 Month CD w/Checking
0.10%$5k-1 Month CD w/o Checking
0.10%$5k-Business 1 Month CD w/Checking
0.10%$5k-Business 1 Month CD w/o Checking

USU Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-60 Month IRA
0.65%$500-48 Month IRA
0.50%$500-36 Month IRA
0.45%$500-30 Month IRA
0.40%$500-24 Month IRA
0.35%$500-18 Month IRA
0.30%$500-12 Month IRA
0.25%$500-6 Month IRA
0.25%$500-9 Month IRA
0.20%$500-3 Month IRA
0.11%$50-18 Month Variable IRA
0.10%$5k-1 Month IRA w/Checking
0.10%$5k-1 Month IRA w/o Checking
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.