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Overview / Commentary
800-248-6361
5025 Adams Ave
Ogden, UT 84403-4102

Field of Membership Restrictions

Membership in USU Charter Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
See current membership details

Reviews (1)

Love USU Credit Union

There's nothing like a local credit union! USU credit union offers big bank conveniences and services without the big bank fees. I actually get interest on my checking account! and no service fees with it! The credit union offers great interest rates on savings, checking, and CDs. I especially like that they that offer savings and checking accounts for my kids and teenagers. There are several branches in my area, so I never have to go out of my way to bank. Their online services and app keep them very modern. I was able to set travel alerts on the app and use my ATM card in Europe without any problems. I like that I never have to wait in line at the credit union. Often, I walk in and am greeted by a teller at the door and escorted to a desk for my transaction. The tellers are always very helpful and friendly. Although they may have promotions on credit cards or loans from time to time, there's never a hard sell. I would highly recommend this credit union.



Health
A+

Health Grade Components

Overall
NCUA #24693
Year Chartered1936
Employees414
Primary Regulator
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD8.89%
Annual Interest Income$23.0MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.38B$1.20B
LoansQ2 2017vs Q2 2016$978.1MM$811.8MM
DepositsQ2 2017vs Q2 2016$1.18B$1.02B
Equity CapitalQ2 2017vs Q2 2016$188.3MM$161.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$14.1MM$14.3MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$4.0MM$3.7MM
Real Estate OwnedQ2 2017vs Q2 2016$655.00K$1.3MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not USU Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

USU Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$25-Primary Shares
0.10%$25-Secondary Shares
0.10%$25-Christmas Club
0.10%$25-Health Savings Account

USU Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$200k*-Insured Money Market Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $100k | 0.25% $100k - $200k

USU Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Free Checking
0.10%$500-Basic Business Checking
0.10%--Small Business Checking
0.10%--Corporate Checking

USU Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.55%$500-60 Month CD
2.00%$500-48 Month CD
1.85%$500-36 Month CD
1.55%$500-30 Month CD
1.40%$500-24 Month CD
1.30%$500-18 Month CD
1.20%$500-12 Month CD
1.07%$50-18 Month Variable CD
1.05%$50-12 Month Flex CD
0.90%$500-9 Month CD
0.65%$500-6 Month CD
0.40%$500-3 Month CD
0.15%$5k-1 Month CD

USU Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.55%$500-60 Month IRA
2.00%$500-48 Month IRA
1.85%$500-36 Month IRA
1.55%$500-30 Month IRA
1.40%$500-24 Month IRA
1.30%$500-18 Month IRA
1.20%$500-12 Month IRA
1.07%$50-18 Month Variable IRA
0.90%$500-9 Month IRA
0.65%$500-6 Month IRA
0.40%$500-3 Month IRA
0.15%$5k-1 Month IRA
Locations

Availability