Membership in USU Charter Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
See current membership details
There's nothing like a local credit union! USU credit union offers big bank conveniences and services without the big bank fees. I actually get interest on my checking account! and no service fees with it! The credit union offers great interest rates on savings, checking, and CDs. I especially like that they that offer savings and checking accounts for my kids and teenagers. There are several branches in my area, so I never have to go out of my way to bank. Their online services and app keep them very modern. I was able to set travel alerts on the app and use my ATM card in Europe without any problems. I like that I never have to wait in line at the credit union. Often, I walk in and am greeted by a teller at the door and escorted to a desk for my transaction. The tellers are always very helpful and friendly. Although they may have promotions on credit cards or loans from time to time, there's never a hard sell. I would highly recommend this credit union.
Overall | |
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NCUA # | 24693 |
Year Chartered | 1936 |
Employees | 550 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.45% |
Return on Equity - YTD | 11.01% |
Annual Interest Income | $66.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $2.98B$2.64B |
Loans | Q2 2023vs Q2 2022 | $2.31B$2.03B |
Deposits | Q2 2023vs Q2 2022 | $2.54B$2.24B |
Equity Capital | Q2 2023vs Q2 2022 | $388.1MM$343.4MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$26.1MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $4.4MM$1.9MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not USU Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $25 | - | Primary Shares | |
0.05% | $25 | - | Secondary Shares | |
0.05% | $25 | - | Christmas Club | |
0.05% | $25 | - | Health Savings Account |