USU Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.50% | 5-year CD | |
| 2.35% | 1-year CD | 1.30% - National Average |
| 0.10% | Savings |
Field of Membership Restrictions
Membership in USU Charter Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
See current membership details
Love USU Credit Union
There's nothing like a local credit union! USU credit union offers big bank conveniences and services without the big bank fees. I actually get interest on my checking account! and no service fees with it! The credit union offers great interest rates on savings, checking, and CDs. I especially like that they that offer savings and checking accounts for my kids and teenagers. There are several branches in my area, so I never have to go out of my way to bank. Their online services and app keep them very modern. I was able to set travel alerts on the app and use my ATM card in Europe without any problems. I like that I never have to wait in line at the credit union. Often, I walk in and am greeted by a teller at the door and escorted to a desk for my transaction. The tellers are always very helpful and friendly. Although they may have promotions on credit cards or loans from time to time, there's never a hard sell. I would highly recommend this credit union.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24693 |
| Year Chartered | 1936 |
| Employees | 428 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.29% |
| Return on Equity - YTD | 9.24% |
| Annual Interest Income | $43.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $1.54B$1.41B |
| Loans | Q3 2018vs Q3 2017 | $1.19B$1.02B |
| Deposits | Q3 2018vs Q3 2017 | $1.30B$1.20B |
| Equity Capital | Q3 2018vs Q3 2017 | $211.8MM$192.9MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $16.2MM$14.0MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $3.2MM$3.9MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $655.00K$655.00K |
Always verify rates and promotions with the bank or credit union. We are not USU Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
USU Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $25 | - | Primary Shares | |
| 0.10% | $25 | - | Secondary Shares | |
| 0.10% | $25 | - | Christmas Club | |
| 0.10% | $25 | - | Health Savings Account |
USU Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $250k* | - | Insured Money Market Account | ||
| OTHER TIERS: 0.25% → Up to $5k | 0.45% → $5k - $25k | 0.60% → $25k - $50k | 0.75% → $50k - $100k | 0.90% → $100k - $250k | |||||
USU Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $500 | - | Free Checking | |
| 0.10% | $500 | - | Basic Business Checking | |
| 0.10% | - | - | Small Business Checking | |
| 0.10% | - | - | Corporate Checking |
USU Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.50% | $500 | - | 60 Month CD | |
| 3.25% | $500 | - | 48 Month CD | |
| 3.00% | $500 | - | 36 Month CD | |
| 2.85% | $500 | - | 30 Month CD | |
| 2.75% | $500 | - | 24 Month CD | |
| 2.65% | $500 | - | 18 Month CD | |
| 2.60% | $500 | - | 12 Month CD | |
| 2.41% | $50 | - | 18 Month Variable CD | |
| 2.35% | $50 | - | 12 Month Flex CD | |
| 2.00% | $500 | - | 9 Month CD | |
| 1.50% | $500 | - | 6 Month CD | |
| 1.25% | $500 | - | 3 Month CD | |
| 0.15% | $5k | - | 1 Month CD |
USU Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.50% | $500 | - | 60 Month IRA | |
| 3.25% | $500 | - | 48 Month IRA | |
| 3.00% | $500 | - | 36 Month IRA | |
| 2.85% | $500 | - | 30 Month IRA | |
| 2.75% | $500 | - | 24 Month IRA | |
| 2.65% | $500 | - | 18 Month IRA | |
| 2.60% | $500 | - | 12 Month IRA | |
| 2.41% | $50 | - | 18 Month Variable IRA | |
| 2.00% | $500 | - | 9 Month IRA | |
| 1.50% | $500 | - | 6 Month IRA | |
| 1.25% | $500 | - | 3 Month IRA | |
| 0.15% | $5k | - | 1 Month IRA |
