Membership in USU Charter Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
See current membership details
There's nothing like a local credit union! USU credit union offers big bank conveniences and services without the big bank fees. I actually get interest on my checking account! and no service fees with it! The credit union offers great interest rates on savings, checking, and CDs. I especially like that they that offer savings and checking accounts for my kids and teenagers. There are several branches in my area, so I never have to go out of my way to bank. Their online services and app keep them very modern. I was able to set travel alerts on the app and use my ATM card in Europe without any problems. I like that I never have to wait in line at the credit union. Often, I walk in and am greeted by a teller at the door and escorted to a desk for my transaction. The tellers are always very helpful and friendly. Although they may have promotions on credit cards or loans from time to time, there's never a hard sell. I would highly recommend this credit union.
|Return on Assets - YTD||1.4%|
|Return on Equity - YTD||10.74%|
|Annual Interest Income||$19.0MM|
|Assets and Liabilities|
|Assets||Q1 2022vs Q1 2021||$2.61B$2.33B|
|Loans||Q1 2022vs Q1 2021||$1.89B$1.59B|
|Deposits||Q1 2022vs Q1 2021||$2.23B$1.98B|
|Equity Capital||Q1 2022vs Q1 2021||$334.3MM$286.6MM|
|Loan Loss Allowance||Q1 2022vs Q1 2021||$26.3MM$27.7MM|
|Unbacked Noncurrent Loans||Q1 2022vs Q1 2021||$1.9MM$1.7MM|
|Real Estate Owned||Q1 2022vs Q1 2021||$0$360.00K|
Rates for USU Credit Union are currently being reviewed.