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Vectra Bank Colorado

Deposits held and insured by Zions Bank

TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.vectrabank.com
800-232-8948
2000 East 20th Street
Farmington, NM 87401
Deposits held and insured by Zions Bank
Reviews (1)

Vectra Is A Headache

Posted by: |

It's frustrating deaingl with this bank. Their policies are inconsistent and customer service is poor. We have accounts at other banks and yet vectra seems to be the one bank that always puts obstructions in the way. Closing our business account and never looking back. Mobile banking here is always a hassle as well.

4


Health
B+

Data as of Q1 2025

Data displayed below is for insuring bank: Zions Bank
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #2270
Year Established1873
Employees9392
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD10.92%
Annual Interest Income$1.03B
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$87.99B$87.06B
LoansQ1 2025vs Q1 2024$59.36B$57.42B
DepositsQ1 2025vs Q1 2024$76.01B$74.71B
Equity CapitalQ1 2025vs Q1 2024$6.33B$5.83B
Loan Loss AllowanceQ1 2025vs Q1 2024$697.4MM$699.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$307MM$239.4MM
Real Estate OwnedQ1 2025vs Q1 2024$2MM$6MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Vectra Bank Colorado; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vectra Bank Colorado Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-Savings Account
0.01%$0-Young Saver
0.01%$0-Business Savings

Vectra Bank Colorado Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%*$500k*-Premier Money Market
OTHER TIERS: 0.10% → $5k - $100k | 0.45% → $100k - $250k | 0.95% → $250k - $500k
1.41%*$500k*-Money Market Account
OTHER TIERS: 0.05% → $1k - $100k | 0.25% → $100k - $250k | 0.65% → $250k - $500k
1.41%*$500k*-Business Money Market
OTHER TIERS: 0.05% → $1k - $100k | 0.25% → $100k - $250k | 0.65% → $250k - $500k
1.41%*$500k*-Business Money Market Sweep
OTHER TIERS: 0.01% → $0 - $10k | 0.05% → $10k - $100k | 0.25% → $100k - $250k | 0.65% → $250k - $500k
0.05%*$100k*-Market Rate IRA
OTHER TIERS: 0.01% → $0 - $50k | 0.03% → $50k - $100k

Vectra Bank Colorado Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$100k*-Business Interest Checking
OTHER TIERS: 0.01% → $0 - $100k
0.03%*$100k*-Premier Elite Checking
OTHER TIERS: 0.01% → $0 - $100k
0.01%$0-Anytime Interest Checking
0.01%$0-Premium Interest Checking

Vectra Bank Colorado CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$1k$100k3 Month CD
4.15%$1k$100k6 Month CD
4.15%$100k-3 Month Jumbo CD
4.15%$100k-6 Month Jumbo CD
4.15%$1k$100kBusiness 3 Month CD
4.15%$100k-Business 3 Month Jumbo CD
4.15%$1k$100kBusiness 6 Month CD
4.15%$100k-Business 6 Month Jumbo CD
3.64%$1k$100k9 Month CD
3.64%$100k-9 Month Jumbo CD
3.64%$1k$100kBusiness 9 Month CD
3.64%$100k-Business 9 Month Jumbo CD
3.40%$1k$100k12 Month CD
3.40%$100k-12 Month Jumbo CD
3.40%$1k$100kBusiness 12 Month CD
3.40%$100k-Business 12 Month Jumbo CD
0.35%$100k-60 Month Jumbo CD
0.33%$1k$100kBusiness 60 Month CD
0.33%$100k-Business 60 Month Jumbo CD
0.30%$1k$100k60 Month CD
0.30%$100k-48 Month Jumbo CD
0.28%$1k$100kBusiness 48 Month CD
0.28%$100k-Business 48 Month Jumbo CD
0.25%$1k$100k48 Month CD
0.25%$100k-36 Month Jumbo CD
0.18%$1k$100kBusiness 36 Month CD
0.18%$100k-Business 36 Month Jumbo CD
0.15%$1k$100k36 Month CD
0.15%$100k-24 Month Jumbo CD
0.13%$1k$100kBusiness 24 Month CD
0.13%$100k-Business 24 Month Jumbo CD
0.10%$1k$100k24 Month CD
0.10%$100k-18 Month Jumbo CD
0.08%$1k$100kBusiness 18 Month CD
0.08%$100k-Business 18 Month Jumbo CD
0.05%$1k$100k18 Month CD
0.04%$1k$100kBusiness 1 Month CD
0.04%$1k$100kBusiness 7 Days CD
0.04%$100k-Business 7 Days Jumbo CD
0.04%$100k-Business 1 Month Jumbo CD
0.01%$1k$100k1 Month CD
0.01%$100k-1 Month Jumbo CD
0.01%$1k$100k7 Days CD
0.01%$100k-7 Days Jumbo CD

Vectra Bank Colorado IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$1k-3 Month IRA
4.15%$1k-6 Month IRA
3.64%$1k-9 Month IRA
3.40%$1k-12 Month IRA
0.30%$1k-60 Month IRA
0.25%$1k-48 Month IRA
0.15%$1k-36 Month IRA
0.10%$1k-24 Month IRA
0.05%$1k-18 Month IRA
0.01%$1k-1 Month IRA
0.01%$1k-7 Days IRA
Locations

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