My experience with Vectra Bank was adequate. I ran a very small business. One complaint that I would have is that my business was small enough that I did not maintain enough cash in the account to avoid paying the monthly service. Just having the account proved to be quite costly for my very small business.. Customer service overall was good. I never had to wait long to have my needs taken care of when I would visit one of the branches but the branches were not very numerous and not very close to my house so visiting the bank was inconvenient. Overall the account did what I needed to do and I never experienced any large problems.
|FDIC Certificate #||2270|
|Return on Assets - YTD||0.22%|
|Return on Equity - YTD||2.15%|
|Annual Interest Income||$1.22B|
|Assets and Liabilities|
|Assets||Q2 2020vs Q2 2019||$76.45B$70.06B|
|Loans||Q2 2020vs Q2 2019||$54.37B$48.22B|
|Deposits||Q2 2020vs Q2 2019||$65.68B$54.33B|
|Equity Capital||Q2 2020vs Q2 2019||$7.57B$7.60B|
|Loan Loss Allowance||Q2 2020vs Q2 2019||$859.8MM$503.5MM|
|Unbacked Noncurrent Loans||Q2 2020vs Q2 2019||$328.5MM$243.2MM|
|Real Estate Owned||Q2 2020vs Q2 2019||$5.2MM$4.8MM|
Rates for Vectra Bank Colorado are currently being reviewed.