Vermont State Employees Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.25% | 5-year CD | 5 Year CD 1.85% - Synchrony Bank 60 Month CD |
| 0.19% | Savings | Special Savings 1.00% - Ally Bank Online Savings Account |
| 1.00% | 4-year CD | 4 Year CD |
Vermont State Employees Credit Union is headquartered in Montpelier and is the 2nd largest credit union in the state of Vermont. It is also the 383rd largest credit union in the nation. It was established in 1947 and as of June of 2016, it had grown to 166 employees and 60,017 members at 10 locations. Vermont State Employees Credit Union's savings rates are 92% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Vermont State Employees Credit Union of Vermont is open to every resident and/or person that works within the state.
See current membership details
Related Posts
I Switched From A Large Bank To A Local Bank
I started my own business recently and needed a business account so I went to my large corporation bank to ask about rates. They wanted me to have X number of purchase transactions each month in order to have a free account however, I told them that I wont ever be making purchase transactions from that account. So, I went back to a local bank that I had previously had an account with over 10+ years before - VSECU. They helped me set up all my accounts, they have the best interest rate and they charge me NO fees! The corporate bank even charged me a fee just before I closed my account - SO happy to no longer be with them.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60717 |
| Year Chartered | 1947 |
| Employees | 166 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 6.05% |
| Annual Interest Income | $11.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $695.8MM$676.3MM |
| Loans | Q2 2016vs Q2 2015 | $551.9MM$499.1MM |
| Deposits | Q2 2016vs Q2 2015 | $607.9MM$595.2MM |
| Equity Capital | Q2 2016vs Q2 2015 | $60.3MM$56.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $2.6MM$2.0MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $3.9MM$6.9MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $33.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Vermont State Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Vermont State Employees Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $1k | Share Savings | ||
| OTHER TIERS: 0.14% → $10k - $50k | 0.19% → $1k+ | |||||
| 0.19%* | $50k* | - | Special Savings | ||
| OTHER TIERS: 0.10% → Up to $25k | 0.13% → $25k - $50k | |||||
| 0.10% | - | - | IRA | ||
Vermont State Employees Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Checking |
Vermont State Employees Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $500 | - | 5 Year CD | |
| 1.00% | $500 | - | 4 Year CD | |
| 0.75% | $500 | - | 3 Year CD | |
| 0.50% | $500 | - | 2 Year CD | |
| 0.35% | $500 | - | 18 Month CD |
Vermont State Employees Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $500 | - | 5 Year IRA | |
| 1.00% | $500 | - | 4 Year IRA | |
| 0.75% | $500 | - | 3 Year IRA | |
| 0.50% | $500 | - | 2 Year IRA | |
| 0.30% | $500 | - | 1 Year IRA |
| Vermont State Employees Credit Union Locations | ||
|---|---|---|
| Branch Office | 499 Canal St | Brattleboro, VT 05301 |
| Branch Office | 72 Seward Rd | Rutland, VT 05701 |
| Branch Office | 365 Paine Tpke N | Berlin, VT 05602 |
| Branch Office | 86 Pearl St | Burlington, VT 05401 |
| Branch Office | 27 S Main St | Waterbury, VT 05676 |
| Branch Office | 1 Bailey Ave | Montpelier, VT 05602 |
| Branch Office | 1755 Essex Rd | Williston, VT 05495 |
| Branch Office | 1028 US Route 2 # 302-BERLIN | Montpelier, VT 05602 |
| Branch Office | 1036 Memorial Dr | Saint Johnsbury, VT 05819 |
| Branch Office | 194 North St | Bennington, VT 05201-1874 |