Featured Savings Rates
Featured Accounts

LegacyTexas Bank (TX)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.00%Reward CheckingMaximum Checking
1.00%5-year CD60 Month Regular CD
0.10%1-year CD12 Month Regular Start-Up CD

Overview / Commentary
972-578-5000
5851 Legacy Circle
Plano, TX 75024

LegacyTexas Bank (TX) is headquartered in Plano and is the 8th largest bank in the state of Texas. It is also the 148th largest bank in the nation. It was established in 2006 and as of March of 2017, it had grown to 865 employees at 45 locations. LegacyTexas Bank (TX)'s money market rates are 14% higher than the national average, and it has an A health rating.

Related Posts

$150 Bonus For A Reward Checking Account In Dallas - 2/2/2017

LegacyTexas bonus deal: Get a $150 bonus when you open a Maximum Checking account (with promo code MAX1) with direct deposit of $300 Accounts must be opened by March 31, 2017 Only available to residents in Collin, Dallas, Denton, Parker, Tarrant, and Wise county. bank's promo page: https://www.legacytexas.com/campaign/checking/maximum-checking-1.html Maximum Checking looks like a reward checking account: 1% for up to $25,000 with worldwide ATM fee reimbursements if monthly requirements are met (online statements and use your debit card at least 15 times per month) bank's Maximum Checking page: https://www.legacytexas.com/personal-banking/checking/maximum-checking/index.html

View all posts from:

9/1/10 - Viewpoint Bank Rate Tiers Changing Effective November 1, 2010
8/24/10 - Best High-Yield Reward Checking Accounts in Texas
7/27/10 - Update on ViewPoint's Reward Checking Account - New Accounts Now Limited to Texas
7/26/10 - ViewPoint Bank Narrows Its National Availability
7/21/10 - Five Best Reward Checking Accounts Available Nationwide
7/7/10 - Reward Checking Gotchas - ViewPoint Bank
6/18/10 - Details of Applying For ViewPoint Bank's Reward Checking Account
5/14/10 - I've Been Reading The Bad Rejection Review Here And Hesitate To Open Account
5/5/10 - Four Nationwide Reward Checking Accounts That Still Have 4% Yields
5/5/10 - I Am Out Of Their State And They Approved My Online Application
4/14/10 - To Anon#30
4/6/10 - I Called The Bank
4/2/10 - To All The Dishearted Individuals Above Check Out Pelican State Credit Union
3/29/10 - My Application Was Rejected
3/24/10 - @Anonymous Who Posted On 3/15/2010
2/6/10 - L- Your Comments In Defense Of This Bank Are Unreasonable Unless Of Course You Are Their Employee
1/28/10 - L- Do You Work For This Bank
1/21/10 - They're Based Out Of Texas
1/13/10 - And If It Was Fraud Or A Scam To Get Personal Information
1/13/10 - Well...If You Have So Many Accounts That Are Paying High Interest
1/12/10 - Hahahahaha
1/10/10 - Like The Others Postings
1/10/10 - I Ve Had A Really Good Experience
1/7/10 - Totally Agree With All The Postings Here
1/7/10 - Totally Agree With All The Postings
12/23/09 - What A Joke
12/22/09 - Same Case. My Application Got Rejected For No Reason (I Have An Excellent Credit And Has Never Been
12/18/09 - Don't Waste Your Time To Apply It
12/8/09 - This Bank Is A JOKE
11/8/09 - Reward Checking Account at a Texas Bank (ViewPoint)
11/3/08 - 5.25% 60-Month CD at ViewPoint Bank - Nationally Available
9/20/07 - iPod nano Checking Account Bonus at ViewPoint Bank (Nationally Available)
11/6/06 - 6.00% 12-Month CD Still at a Dallas Bank - $125k min (ViewPoint)
10/10/06 - 6.00% 12-Month CD at a Dallas Bank - $125k min (ViewPoint)

Happy and content

I have been a customer of Legacy Bank for almost 25 years (although there have been several mergers and combination of names), I have maintained through them a checking account, a savings account, and a line of credit account. During the past 25 years I have never had to pay a single fee (except for interest on the line of credit). There has never been an error on a single statement, every time I walk in the door I am greeted with a smile, and their website is intuitive and secure. These guys are great and I can't recommend them enough.

Old Reviews

Posted by: txlegacy | Dec 24, 2015

LegacyTexas Bank was formed at the end of 2014 and changed names early 2015. View Point and other banks where acquired by LegacyTexas. If you are looking at reviews on this site for LegacyTexas and the date is prior to 2014, then the reviews are not actually about LeqacyTexas. For me, it has been the best bank I have dealt with. I have had accounts a Chase, BOA, before that NationsBank, WellsFargo, Frostbank (another great bank), 1stcb and a few others. My wife and I just finished a completing a chapter 13 and were able to get 4.0% on an auto loan for 16K. No other bank would work with us. We received personal service. I would rate this bank perfect for everything I have ever used them for. And keep in mind reviews prior to 2014 are not for LegacyTexas.

Absolute Checking Rate Dropped Again

Posted by: aezalpha | Jul 31, 2012

I've never had any trouble with the bank itself...always encounter friendly and helpful staff at the branch.  However, the interest rate dropped for the 3rd time since we've been customers in September 2010.  We started out with 4%...and it just dropped to 1% this month (no warning at all, just an update to the website).

The WORST Bank Ever

Been through 3 mergers for two decades. Legacy Texas is the worst bank I've ever experienced. Rude staff, bullying verification system. No follow through on promises. Weekly online site outages. The list goes on. You would think in 2017 a business like this wouldn't be so bad and so backwards. Taking my money to Chase as fast as I can.

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Health

Health Grade Components

Overall
FDIC Certificate #58006
Year Established2006
Employees865
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD8.12%
Annual Interest Income$89.5MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$8.44B$7.56B
LoansQ1 2017vs Q1 2016$7.06B$6.26B
DepositsQ1 2017vs Q1 2016$6.40B$5.34B
Equity CapitalQ1 2017vs Q1 2016$992.6MM$850.9MM
Loan Loss AllowanceQ1 2017vs Q1 2016$70.7MM$55.5MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$107.2MM$39.9MM
Real Estate OwnedQ1 2017vs Q1 2016$13.7MM$13.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

LegacyTexas Bank (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$250k*-Health Savings Account
OTHER TIERS: 0.05% $5k - $250k
0.05%--Basic Savings
0.05%--Kid's Club Savings
0.05%$250-IRA Savings
0.05%--Business Savings
0.05%$250-CESA Savings

LegacyTexas Bank (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$5m*-Premier Money Market Savings
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $250k | 0.35% $250k - $1mm | 0.40% $1mm - $5mm
0.25%*$5m*$25mBusiness Premier Money Market Savings
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $250k | 0.20% $250k+
0.20%*$100k*-Business Money Market Savings
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $50k | 0.15% $50k - $100k
0.15%*$250k*-Money Market Checking
OTHER TIERS: 0.02% $100 - $2,500 | 0.05% $2,500 - $7,500 | 0.10% $7,500 - $250k
0.15%*$25k*-Money Market Savings
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $25k

LegacyTexas Bank (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kMaximum Checking - Qualifying
OTHER TIERS: 0.25% $25k+
1.00%*-$25kAt Work Checking
OTHER TIERS: 0.25% $25k+

LegacyTexas Bank (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month Regular CD
1.00%$1k-Business 60 Month Regular CD
0.85%$1k-120 Month Regular CD
0.85%$1k-Business 120 Month Regular CD
0.55%$1k-48 Month Regular CD
0.55%$1k-Business 48 Month Regular CD
0.45%$1k-36 Month Regular CD
0.45%$1k-Business 36 Month Regular CD
0.35%$1k-24 Month Regular CD
0.35%$1k-Business 24 Month Regular CD
0.30%$1k-18 Month Regular CD
0.30%$1k-Business 18 Month Regular CD
0.25%$1k-12 Month Regular CD
0.25%$1k-Business 12 Month Regular CD
0.15%$1k-6 Month Regular CD
0.15%$1k-Business 6 Month Regular CD
0.10%$100-12 Month Regular Start-Up CD
0.10%$100-Business 12 Month Regular Start-Up CD
0.05%$1k-3 Month Regular CD
0.05%$1k-Business 3 Month Regular CD

LegacyTexas Bank (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month IRA
0.85%$1k-120 Month IRA
0.55%$1k-48 Month IRA
0.45%$1k-36 Month IRA
0.35%$1k-24 Month IRA
0.30%$1k-18 Month IRA
0.25%$1k-12 Month IRA
0.15%$1k-6 Month IRA
0.10%$100-12 Month IRA Start-Up
0.05%$1k-3 Month IRA
Locations

LegacyTexas Bank (TX) has 45 locations. Click to view all LegacyTexas Bank (TX) locations.