Vintage Bank Kansas

Vintage Bank Kansas

Overview / Commentary
101 South Main Street
Leon, KS 67074

Vintage Bank Kansas is headquartered in LEON and is the 77th largest bank in the state of Kansas. It is also the 2,784th largest bank in the nation. It was established in 1902 and as of December of 2023, it had grown to 62 employees at 12 locations. Vintage Bank Kansas has a B+ health rating.

Reviews (3)

Vintage Bank in Kansas (Formerly Peabody State Bank)

I was originally a customer of the Peabody State Bank and then it was bought by Vintage in the last year. I have both a checking and savings account. It has mainly been pretty much the same bank with a few changes (e.g., the website). The main strength of Vintage remains the same. That is, the customer service is excellent. Since it is a small bank, I pretty much know everyone at my local branch on a first name basis. I can simply pick up the phone and do a checking account transaction that would normally require a trip to the bank location. Having used other banks such as Bank of America, Vintage is not an impersonal experience but more like working with a neighbor or friend. The bank also offers other banking products and services that are competitive with the other larger banks (e.g., money markets and CDs).

Vintage Bank of Kansas (Formerly Peabody State Bank)

Posted by: |

I currently bank at Vintage Bank, a small bank that has locations in Conway Springs, Benton, Leon, Peabody and Wichita, Kansas. I banked at Peabody State Bank (PSB) for years and it was recently bought out by Vintage. PSB is now a Vintage Bank location.

Vintage Bank more than makes up for its smaller size with personalized service and genuine customer care. I literally know most of the employees at my nearby location by their first names. I have had difficulties such as identity theft in the past and they worked diligently with me to get it sorted out. They also have online banking that does everything I want such as provide bank statements and a daily rundown on other services such as loans. I once was with Bank America and I don't miss them at all.

Vintage Bank in Kansas (Formerly Peabody State Bank)

Posted by: |

Recently, Vintage Bank bought out Peabody State Bank near Wichita Kansas. While I still enjoy the great customer service from the staff of Peabody State Bank, a few negative things have happened to my checking and savings accounts. One such change is they now are more hard-nosed about minimum balances, overdrafts and charges for paper statements. It seems I am getting nickel-and-dimeed on every occasion. They are far more inflexible and I don't feel that "hometown" feel anymore. In addition, there online service is archaic. I am now shopping for a "big city bank". I might as well go with Bank of America or someone else if I'm going to be treated that way. This is also true if I want decent online banking and more banking locations. I do that with some reluctance since I banked so long with Peabody and hated to see it change for the worse.


Health Grade Components

FDIC Certificate #17927
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD10.3%
Annual Interest Income$10.3MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$242.1MM$221.2MM
LoansQ4 2023vs Q4 2022$144.7MM$118.8MM
DepositsQ4 2023vs Q4 2022$182.9MM$184.8MM
Equity CapitalQ4 2023vs Q4 2022$20.4MM$17.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.6MM$1.9MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$594K$723K
Real Estate OwnedQ4 2023vs Q4 2022$0$6K

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