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Overview / Commentary
157 York Rd
Warminster, PA 18974

Viriva Community Credit Union is headquartered in Warminster and is the 97th largest credit union in the state of Pennsylvania. It is also the 2,080th largest credit union in the nation. It was established in 1936 and as of September of 2016, it had grown to 19 employees and 8,559 members at 5 locations. Viriva Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Delaware, Montgomery, Bucks or Philadelphia Counties in Pennsylvania.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Viriva Community Credit Union has a relatively low asset base.

Health Grade Components

NCUA #68564
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD4.14%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$62.4MM$62.2MM
LoansQ3 2016vs Q3 2015$29.4MM$29.6MM
DepositsQ3 2016vs Q3 2015$54.2MM$54.1MM
Equity CapitalQ3 2016vs Q3 2015$7.5MM$7.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$377.00K$415.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$377.00K$1.2MM
Real Estate OwnedQ3 2016vs Q3 2015$0$0

Rates for Viriva Community Credit Union are currently being reviewed.


Viriva Community Credit Union Locations
Branch Office1301 S Columbus BlvdPhiladelphia, PA 19147
Branch Office157 York RdWarminster, PA 18974
Branch Office7346 Frankford AvePhiladelphia, PA 19136-3828
Branch Office1423 Spruce StPhiladelphia, PA 19102-4503
Branch Office305 Richardson RdLansdale, PA 19446