Volunteer State Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.volstatebank.com

615-325-9257

101 Highway 52 West
Portland, TN 37148

Volunteer State Bank is headquartered in NASHVILLE and is the 18^th largest bank in the state of Tennessee. It is also the 709^th largest bank in the nation. It was established in 1977 and as of March of 2025, it had grown to 187 employees at 19 locations. Volunteer State Bank's CD rates are 4X the national average, and it boasts an A+ health rating.

Reviews (1)

Write a Review

TERRIBLE Experience With This Bank

Posted by: HonestReview | Jan 18, 2023

We are a high deposit customer and while the people here are GREAT, the service is not. Their app crashes often. One minute they say you can use debit card on/off features, then it doesn't work. We rarely have to chargeback something and one time we do, they are very, very mean about it not working to the best interest of the customer. Its sad really.

Comment

Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	22451
Year Established	1977
Employees	187
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.6%
Return on Equity - YTD	4.92%
Annual Interest Income	$20.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.59B$1.11B
Loans	Q1 2025vs Q1 2024	$1.08B$702.4MM
Deposits	Q1 2025vs Q1 2024	$1.35B$911.6MM
Equity Capital	Q1 2025vs Q1 2024	$193.3MM$135.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$11.4MM$7.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$5.9MM$7.9MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Volunteer State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Volunteer State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$1m^*	-	Advanatage Money Market
OTHER TIERS: 0.25% → $0 - $50k \| 0.35% → $50k - $0 \| 0.40% → $100k - $250k \| 0.50% → $250k - $500k \| 0.55% → $500k - $1m

Volunteer State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.80%	$1k	-	180 Day CD
3.36%	$1k	-	12 Month CD
3.31%	$1k	-	18 Month CD
3.21%	$1k	-	90 Day CD
2.97%	$1k	-	2 Year CD
2.97%	$1k	-	3 Year CD
2.97%	$1k	-	4 Year CD
2.97%	$1k	-	5 Year CD

Volunteer State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.80%	$1k	-	180 Day IRA
3.36%	$1k	-	12 Month IRA
3.31%	$1k	-	18 Month IRA
3.31%	$1k	-	18 Month Variable IRA
2.97%	$1k	-	2 Year IRA
2.97%	$1k	-	3 Year IRA
2.97%	$1k	-	4 Year IRA
2.97%	$1k	-	5 Year IRA
0.20%	$0	-	IRA Savings

Locations

Availability

Nashville Area

Nashville Area bank & credit union details

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