Volunteer State Bank is headquartered in PORTLAND and is the 18th largest bank in the state of Tennessee. It is also the 711th largest bank in the nation. It was established in 1977 and as of September of 2024, it had grown to 151 employees at 20 locations. Volunteer State Bank's CD rates are 4X the national average, and it boasts an A+ health rating.
We are a high deposit customer and while the people here are GREAT, the service is not. Their app crashes often. One minute they say you can use debit card on/off features, then it doesn't work. We rarely have to chargeback something and one time we do, they are very, very mean about it not working to the best interest of the customer. Its sad really.
Overall | |
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FDIC Certificate # | 22451 |
Year Established | 1977 |
Employees | 151 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.56% |
Return on Equity - YTD | 4.56% |
Annual Interest Income | $49.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2024vs Q3 2023 | $1.6B$1.05B |
Loans | Q3 2024vs Q3 2023 | $1.08B$697.7MM |
Deposits | Q3 2024vs Q3 2023 | $1.36B$902.9MM |
Equity Capital | Q3 2024vs Q3 2023 | $193.2MM$129.8MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $11.7MM$7.6MM |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $1.2MM$1.7MM |
Real Estate Owned | Q3 2024vs Q3 2023 | $1.5MM$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.50%* | $0 | $50k | Kasasa Saver | ||
OTHER TIERS: 0.05% → $50k+ | |||||
0.20% | $100 | - | Savings Account | ||
0.20% | $0 | - | IRA Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.60%* | $1m* | - | Premium Market | ||
OTHER TIERS: 0.25% → $0 - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $250k | 0.50% → $250k - $500k | 0.55% → $500k - $1m |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.00%* | $0 | $15k | Kasasa Cash | ||
OTHER TIERS: 0.05% → $15k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.85% | $1k | - | 180 Day CD | |
3.40% | $1k | - | 12 Month CD | |
3.35% | $1k | - | 18 Month CD | |
3.25% | $1k | - | 90 Day CD | |
3.00% | $1k | - | 2 Year CD | |
3.00% | $1k | - | 3 Year CD | |
3.00% | $1k | - | 4 Year CD | |
3.00% | $1k | - | 5 Year CD |