Volunteer State Bank is headquartered in NASHVILLE and is the 18th largest bank in the state of Tennessee. It is also the 709th largest bank in the nation. It was established in 1977 and as of March of 2025, it had grown to 187 employees at 19 locations. Volunteer State Bank's CD rates are 4X the national average, and it boasts an A+ health rating.
We are a high deposit customer and while the people here are GREAT, the service is not. Their app crashes often. One minute they say you can use debit card on/off features, then it doesn't work. We rarely have to chargeback something and one time we do, they are very, very mean about it not working to the best interest of the customer. Its sad really.
Overall | |
---|---|
FDIC Certificate # | 22451 |
Year Established | 1977 |
Employees | 187 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.6% |
Return on Equity - YTD | 4.92% |
Annual Interest Income | $20.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $1.59B$1.11B |
Loans | Q1 2025vs Q1 2024 | $1.08B$702.4MM |
Deposits | Q1 2025vs Q1 2024 | $1.35B$911.6MM |
Equity Capital | Q1 2025vs Q1 2024 | $193.3MM$135.2MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $11.4MM$7.3MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $5.9MM$7.9MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Volunteer State Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.60%* | $1m* | - | Advanatage Money Market | ||
OTHER TIERS: 0.25% → $0 - $50k | 0.35% → $50k - $0 | 0.40% → $100k - $250k | 0.50% → $250k - $500k | 0.55% → $500k - $1m |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.80% | $1k | - | 180 Day CD | |
3.36% | $1k | - | 12 Month CD | |
3.31% | $1k | - | 18 Month CD | |
3.21% | $1k | - | 90 Day CD | |
2.97% | $1k | - | 2 Year CD | |
2.97% | $1k | - | 3 Year CD | |
2.97% | $1k | - | 4 Year CD | |
2.97% | $1k | - | 5 Year CD |