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Volunteer State Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.volstatebank.com
615-325-9257
101 Highway 52 West
Portland, TN 37148

Volunteer State Bank is headquartered in NASHVILLE and is the 18th largest bank in the state of Tennessee. It is also the 709th largest bank in the nation. It was established in 1977 and as of March of 2025, it had grown to 187 employees at 19 locations. Volunteer State Bank's CD rates are 4X the national average, and it boasts an A+ health rating.

Reviews (1)

TERRIBLE Experience With This Bank

Posted by: |

We are a high deposit customer and while the people here are GREAT, the service is not. Their app crashes often. One minute they say you can use debit card on/off features, then it doesn't work. We rarely have to chargeback something and one time we do, they are very, very mean about it not working to the best interest of the customer. Its sad really.

4


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #22451
Year Established1977
Employees187
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD4.92%
Annual Interest Income$20.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.59B$1.11B
LoansQ1 2025vs Q1 2024$1.08B$702.4MM
DepositsQ1 2025vs Q1 2024$1.35B$911.6MM
Equity CapitalQ1 2025vs Q1 2024$193.3MM$135.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$11.4MM$7.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5.9MM$7.9MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Volunteer State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$1m*-Advanatage Money Market
OTHER TIERS: 0.25% → $0 - $50k | 0.35% → $50k - $0 | 0.40% → $100k - $250k | 0.50% → $250k - $500k | 0.55% → $500k - $1m

Volunteer State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$1k-180 Day CD
3.36%$1k-12 Month CD
3.31%$1k-18 Month CD
3.21%$1k-90 Day CD
2.97%$1k-2 Year CD
2.97%$1k-3 Year CD
2.97%$1k-4 Year CD
2.97%$1k-5 Year CD

Volunteer State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$1k-180 Day IRA
3.36%$1k-12 Month IRA
3.31%$1k-18 Month IRA
3.31%$1k-18 Month Variable IRA
2.97%$1k-2 Year IRA
2.97%$1k-3 Year IRA
2.97%$1k-4 Year IRA
2.97%$1k-5 Year IRA
0.20%$0-IRA Savings
Locations

Availability



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