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Financial Plus Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.myfpcu.com
800-748-0451
G-3381 Van Slyke Rd
Flint, MI 48507

Financial Plus Credit Union is headquartered in Flint and is the 19th largest credit union in the state of Michigan. It is also the 320th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 273 employees and 81,260 members at 12 locations. Financial Plus Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Financial Plus Credit Union is open to those who live, work, worship, or attend school anywhere in the State of Michigan.
See current membership details

Reviews

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68646
Year Chartered1952
Employees273
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD6.45%
Annual Interest Income$19.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.48B$1.38B
LoansQ1 2025vs Q1 2024$1.05B$914.9MM
DepositsQ1 2025vs Q1 2024$1.21B$1.14B
Equity CapitalQ1 2025vs Q1 2024$166.7MM$147.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$14MM$11.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5.3MM$5.8MM
Real Estate OwnedQ1 2025vs Q1 2024$30K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Plus Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Coverdell Education Savings Account
0.05%$0-Regular Share
0.05%$0-Christmas Club Savings
0.05%$0-Misc. Share
0.05%$0-Business Share

Financial Plus Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Hi-Yield Plus Money Market
OTHER TIERS: 0.40% → $1.5k - $15k | 0.60% → $15k - $25k | 0.80% → $25k - $50k
1.00%*$50k*-Business Hi-Yield Plus Money Market
OTHER TIERS: 0.40% → $1.5k - $15k | 0.60% → $15k - $25k | 0.80% → $25k - $50k

Financial Plus Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%*$0$10kGo-To Checking
OTHER TIERS: 0.05% → $10k+
0.20%*$10k*-Premier Business Checking
OTHER TIERS: 0.05% → $1.5k - $10k

Financial Plus Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$500-12 Month CD
3.50%$500-18 Month CD
3.50%$500-Business 12 Month CD
3.50%$500-Business 18 Month CD
3.40%$500-24 Month CD
3.40%$500-24 Month Start 'N Grow CD
3.40%$500-Business 24 Month CD
3.30%$500-30 Month CD
3.30%$500-36 Month CD
3.30%$500-42 Month CD
3.30%$500-48 Month CD
3.30%$500-Business 30 Month CD
3.30%$500-Business 36 Month CD
3.30%$500-Business 42 Month CD
3.30%$500-Business 48 Month CD
3.15%$500-60 Month CD
3.15%$500-Business 60 Month CD
2.00%$500-6 Month CD
2.00%$500-Business 6 Month CD
0.20%$10k-30-89 Day CD
0.20%$10k-90-179 Day CD
0.20%$10k-Business 30-89 Day CD
0.20%$10k-Business 90-179 Day CD

Financial Plus Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$500-12 Month IRA
3.50%$500-18 Month IRA
3.40%$500-24 Month IRA
3.40%$500-24 Month Start 'N Grow IRA
3.30%$500-30 Month IRA
3.30%$500-36 Month IRA
3.30%$500-42 Month IRA
3.30%$500-48 Month IRA
3.15%$500-60 Month IRA
2.00%$500-6 Month IRA
0.10%$0-IRA Savings
Locations

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