Wanigas Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.55%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Regular Passbook Savings 1.00% - Ally Bank Online Savings Account
1.51%	4-year CD	48 Month CD 1.40% - Ally Bank Raise Your Rate 4-Year CD

View all Wanigas Credit Union rates »

Overview / Commentary

www.wanigas.com

989-759-5780

1837 Bagley Street
Saginaw, MI 48601

Wanigas Credit Union is headquartered in Saginaw and is the 42^nd largest credit union in the state of Michigan. It is also the 721^st largest credit union in the nation. It was established in 1952 and as of June of 2016, it had grown to 81 employees and 26,363 members at 5 locations. Wanigas Credit Union's money market rates are 36% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in any county in Michigan's Lower Peninsula.
See current membership details

Reviews (1)

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Loans Ranking For This Credit Union

Posted by: Anonymous | Dec 18, 2011

Money must be very tight at this credit union because they often turn down loans, even though a credit score over 725 isn't good enough at times. I have been rejected 2 times having a score of 735 sending me to a commercial bank for the loan I wanted for which they accepted me. Kind of makes you wonder who runs this credit union.

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1

Health

A+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	68578
Year Chartered	1952
Employees	81
Primary Regulator

Profit Margin
Return on Assets - YTD	0.9%
Return on Equity - YTD	6.67%
Annual Interest Income	$5.8MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$315.9MM$308.2MM
Loans	Q2 2016vs Q2 2015	$208.6MM$198.5MM
Deposits	Q2 2016vs Q2 2015	$270.0MM$253.3MM
Equity Capital	Q2 2016vs Q2 2015	$42.1MM$38.8MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$1.3MM$1.2MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$1.0MM$1.1MM
Real Estate Owned	Q2 2016vs Q2 2015	$313.00K$27.00K

Rates

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Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wanigas Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	IRA Savings
0.30%^*	$50k^*	-	Variable Rate Savings Account
OTHER TIERS: 0.10% → $2,500 - $25k \| 0.25% → $25k - $50k
0.10%	-	-	Regular Passbook Savings

Wanigas Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$200k^*	-	Power Saver MMA
OTHER TIERS: 0.25% → Up to $50k \| 0.30% → $50k - $100k \| 0.40% → $100k - $150k \| 0.50% → $150k - $200k
0.30%^*	$50k^*	-	Money Market Cash Management
OTHER TIERS: 0.10% → $2,500 - $25k \| 0.25% → $25k - $50k

Wanigas Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$500	-	48 Month CD
1.26%	$500	-	36 Month CD
0.90%	$500	-	24 Month CD
0.55%	$500	-	12 Month CD
0.40%	$500	-	3 Month CD
0.40%	$500	-	6 Month CD

Wanigas Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$500	-	4 Year IRA
1.26%	$500	-	3 Year IRA
0.90%	$500	-	2 Year IRA
0.55%	$500	-	1 Year IRA

Locations

Wanigas Credit Union Locations
Branch Office	1837 Bagley St	Saginaw, MI 48601-3107
Branch Office	4026 Shattuck Rd	Saginaw, MI 48603-3075
Branch Office	4129 N Euclid Ave	Bay City, MI 48706
Branch Office	9030 Gratiot Rd	Saginaw, MI 48609
Branch Office	113 W Huron Ave	Vassar, MI 48768