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Wanigas Credit Union

Popular Accounts at this Credit Union

0.65%1-year CD12 Month CD
0.10%SavingsRegular Passbook Savings
1.51%4-year CD48 Month CD

Overview / Commentary
1837 Bagley Street
Saginaw, MI 48601

Wanigas Credit Union is headquartered in Saginaw and is the 44th largest credit union in the state of Michigan. It is also the 737th largest credit union in the nation. It was established in 1952 and as of March of 2017, it had grown to 86 employees and 26,513 members at 5 locations. Wanigas Credit Union's money market rates are 36% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in any county in Michigan's Lower Peninsula.
See current membership details

Reviews (1)

Loans Ranking For This Credit Union

Posted by: Anonymous | Dec 18, 2011

Money must be very tight at this credit union because they often turn down loans, even though a credit score over 725 isn't good enough at times. I have been rejected 2 times having a score of 735 sending me to a commercial bank for the loan I wanted for which they accepted me. Kind of makes you wonder who runs this credit union.


Health Grade Components

NCUA #68578
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD6.94%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$326.5MM$310.0MM
LoansQ1 2017vs Q1 2016$216.4MM$203.7MM
DepositsQ1 2017vs Q1 2016$280.8MM$266.4MM
Equity CapitalQ1 2017vs Q1 2016$42.6MM$41.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.5MM$1.3MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$861.00K$734.00K
Real Estate OwnedQ1 2017vs Q1 2016$31.00K$440.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wanigas Credit Union Savings Account Rates

0.50%--IRA Savings
0.50%--CESA Savings
0.30%*$50k*-Variable Rate Savings Account
OTHER TIERS: 0.10% $2,500 - $25k | 0.25% $25k - $50k
0.10%--Regular Passbook Savings

Wanigas Credit Union Money Market Rates

0.60%*$200k*-Power Saver MMA
OTHER TIERS: 0.25% Up to $50k | 0.30% $50k - $100k | 0.40% $100k - $150k | 0.50% $150k - $200k
0.30%*$50k*-Money Market Cash Management
OTHER TIERS: 0.10% $2,500 - $25k | 0.25% $25k - $50k

Wanigas Credit Union CD Rates

1.51%$500-48 Month CD
1.26%$500-36 Month CD
1.00%$500-24 Month CD
0.65%$500-12 Month CD
0.45%$500-6 Month CD
0.40%$500-3 Month CD

Wanigas Credit Union IRA Rates

1.51%$500-4 Year IRA
1.26%$500-3 Year IRA
1.00%$500-2 Year IRA
0.65%$500-1 Year IRA

Wanigas Credit Union Locations
Branch Office1837 Bagley StSaginaw, MI 48601-3107
Branch Office4026 Shattuck RdSaginaw, MI 48603-3075
Branch Office4129 N Euclid AveBay City, MI 48706
Branch Office9030 Gratiot RdSaginaw, MI 48609
Branch Office113 W Huron AveVassar, MI 48768