Washington Trust Company


Overview / Commentary
401-348-1210
23 Broad Street
Westerly, RI 02891

Founded in 1800, Washington Trust is the largest independent bank in Rhode Island and the oldest community bank in the nation. A state-chartered bank, Washington Trust offers a full range of financial services, including business banking, personal banking, and wealth management and trust services, through its offices located in Rhode Island, southeastern Connecticut and Massachusetts

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Health

Health Grade Components

Overall
FDIC Certificate #23623
Year Established1800
Employees618
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD9.55%
Annual Interest Income$83.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$6.59B$7.25B
LoansQ1 2025vs Q1 2024$5.08B$5.67B
DepositsQ1 2025vs Q1 2024$5.04B$5.35B
Equity CapitalQ1 2025vs Q1 2024$538.1MM$482.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$41.1MM$41.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$21.7MM$30.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$683K
Rates

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Locations

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