Washington Trust Company

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.washtrust.com

401-348-1210

23 Broad Street
Westerly, RI 02891

Founded in 1800, Washington Trust is the largest independent bank in Rhode Island and the oldest community bank in the nation. A state-chartered bank, Washington Trust offers a full range of financial services, including business banking, personal banking, and wealth management and trust services, through its offices located in Rhode Island, southeastern Connecticut and Massachusetts

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	23623
Year Established	1800
Employees	618
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.74%
Return on Equity - YTD	9.55%
Annual Interest Income	$83.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$6.59B$7.25B
Loans	Q1 2025vs Q1 2024	$5.08B$5.67B
Deposits	Q1 2025vs Q1 2024	$5.04B$5.35B
Equity Capital	Q1 2025vs Q1 2024	$538.1MM$482.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$41.1MM$41.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$21.7MM$30.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$683K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Washington Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.85%^*	$250k^*	-	High Rate Savings Special
OTHER TIERS: 2.35% → $0 - $2.5k \| 2.50% → $2.5k - $25k \| 2.60% → $25k - $50k \| 3.75% → $50k - $250k
0.05%	$2.5k	-	Freedom Statement Savings

Washington Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$1.5k	-	Freedom Ultra Checking
0.05%	$1.5k	-	Freedom Plus Checking
0.01%	$5k	-	Freedom Checking
0.01%	$5k	-	Simply Free Checking

Washington Trust Company CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$0	-	6 Month CD Special w/ Checking
3.75%	$0	-	11 Month Add On CD Special w/ Checking - New Money
3.50%	$0	-	1 Year - 3 Year Choose your Term CD Special
3.45%	$0	-	11 Month CD Special - New Money
3.00%	$0	-	91 Day - 1 Year Choose your Term CD Special

Washington Trust Company IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.75%	$0	-	11-Month Add-On IRA - New Money

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