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West Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.westbankstrong.com
515-222-2300
1601 22nd Street
West Des Moines, IA 50266

West Bank is headquartered in WEST DES MOINES and is the 5th largest bank in the state of Iowa. It is also the 334th largest bank in the nation. It was established in 1893 and as of March of 2025, it had grown to 182 employees at 12 locations. West Bank's money market rates are 5X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #15614
Year Established1893
Employees182
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD10.85%
Annual Interest Income$46.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.98B$3.96B
LoansQ1 2025vs Q1 2024$2.99B$2.95B
DepositsQ1 2025vs Q1 2024$3.33B$3.07B
Equity CapitalQ1 2025vs Q1 2024$342.7MM$332.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$30.5MM$28.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$181K$289K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$250k*-Premier Savings
OTHER TIERS: 0.50% → $25k - $50k | 1.01% → $50k - $100k | 2.28% → $100k - $250k
0.45%*$250k*-Savings
OTHER TIERS: 0.15% → $0 - $5k | 0.20% → $5k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k | 0.35% → $100k - $250k
0.45%*$250k*-Business Savings
OTHER TIERS: 0.15% → $0 - $5k | 0.20% → $5k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k | 0.35% → $100k - $250k

West Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$1m*-Money Market
OTHER TIERS: 0.50% → $0 - $10k | 1.00% → $10k - $100k | 1.46% → $100k - $500k | 1.76% → $500k - $1m
2.27%*$1m*-Business Money Market
OTHER TIERS: 0.50% → $0 - $10k | 1.00% → $10k - $100k | 1.46% → $100k - $500k | 1.76% → $500k - $1m

West Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$0$30kReward Me Checking

West Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%*$250k*-12 Month CD
OTHER TIERS: 2.95% → $1k - $25k | 3.00% → $25k - $100k | 3.15% → $100k - $250k
3.30%*$250k*-Business 12 Month CD
OTHER TIERS: 2.95% → $1k - $25k | 3.00% → $25k - $100k | 3.15% → $100k - $250k
3.23%*$250k*-6 Month CD
OTHER TIERS: 2.87% → $1k - $25k | 2.92% → $25k - $100k | 3.07% → $100k - $250k
3.23%*$250k*-Business 6 Month CD
OTHER TIERS: 2.87% → $1k - $25k | 2.92% → $25k - $100k | 3.07% → $100k - $250k
3.19%*$250k*-3 Month CD
OTHER TIERS: 2.83% → $1k - $25k | 2.88% → $25k - $100k | 3.03% → $100k - $250k
3.19%*$250k*-Business 3 Month CD
OTHER TIERS: 2.83% → $1k - $25k | 2.88% → $25k - $100k | 3.03% → $100k - $250k
2.90%*$250k*-18 Month CD
OTHER TIERS: 2.55% → $1k - $25k | 2.60% → $25k - $100k | 2.75% → $100k - $250k
2.90%*$250k*-Business 18 Month CD
OTHER TIERS: 2.55% → $1k - $25k | 2.60% → $25k - $100k | 2.75% → $100k - $250k
2.80%*$250k*-24 Month CD
OTHER TIERS: 2.45% → $1k - $25k | 2.50% → $25k - $100k | 2.65% → $100k - $250k
2.80%*$250k*-Business 24 Month CD
OTHER TIERS: 2.45% → $1k - $25k | 2.50% → $25k - $100k | 2.65% → $100k - $250k
2.65%*$250k*-30 Month CD
OTHER TIERS: 2.30% → $1k - $25k | 2.35% → $25k - $100k | 2.50% → $100k - $250k
2.65%*$250k*-Business 30 Month CD
OTHER TIERS: 2.30% → $1k - $25k | 2.35% → $25k - $100k | 2.50% → $100k - $250k
2.45%*$250k*-36 Month CD
OTHER TIERS: 2.10% → $1k - $25k | 2.15% → $25k - $100k | 2.30% → $100k - $250k
2.45%*$250k*-Business 36 Month CD
OTHER TIERS: 2.10% → $1k - $25k | 2.15% → $25k - $100k | 2.30% → $100k - $250k
2.30%*$250k*-48 Month CD
OTHER TIERS: 1.95% → $1k - $25k | 2.00% → $25k - $100k | 2.15% → $100k - $250k
2.30%*$250k*-Business 48 Month CD
OTHER TIERS: 1.95% → $1k - $25k | 2.00% → $25k - $100k | 2.15% → $100k - $250k
2.15%*$250k*-60 Month CD
OTHER TIERS: 1.80% → $1k - $25k | 1.85% → $25k - $100k | 2.00% → $100k - $250k
2.15%*$250k*-Business 60 Month CD
OTHER TIERS: 1.80% → $1k - $25k | 1.85% → $25k - $100k | 2.00% → $100k - $250k
Locations

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