West Bank


Overview / Commentary
515-222-2300
1601 22nd Street
West Des Moines, IA 50266

West Bank is headquartered in WEST DES MOINES and is the 5th largest bank in the state of Iowa. It is also the 334th largest bank in the nation. It was established in 1893 and as of March of 2025, it had grown to 182 employees at 12 locations. West Bank's money market rates are 5X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #15614
Year Established1893
Employees182
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD10.85%
Annual Interest Income$46.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.98B$3.96B
LoansQ1 2025vs Q1 2024$2.99B$2.95B
DepositsQ1 2025vs Q1 2024$3.33B$3.07B
Equity CapitalQ1 2025vs Q1 2024$342.7MM$332.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$30.5MM$28.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$181K$289K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not West Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$250k*-Premier Savings
OTHER TIERS: 0.50% $25k - $50k | 1.01% $50k - $100k | 2.28% $100k - $250k
0.45%*$250k*-Savings
OTHER TIERS: 0.15% $0 - $5k | 0.20% $5k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k
0.45%*$250k*-Business Savings
OTHER TIERS: 0.15% $0 - $5k | 0.20% $5k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k

West Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$1m*-Money Market
OTHER TIERS: 0.50% $0 - $10k | 1.00% $10k - $100k | 1.46% $100k - $500k | 1.76% $500k - $1m
2.27%*$1m*-Business Money Market
OTHER TIERS: 0.50% $0 - $10k | 1.00% $10k - $100k | 1.46% $100k - $500k | 1.76% $500k - $1m

West Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$0$30kReward Me Checking

West Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%*$250k*-12 Month CD
OTHER TIERS: 2.95% $1k - $25k | 3.00% $25k - $100k | 3.15% $100k - $250k
3.30%*$250k*-Business 12 Month CD
OTHER TIERS: 2.95% $1k - $25k | 3.00% $25k - $100k | 3.15% $100k - $250k
3.23%*$250k*-6 Month CD
OTHER TIERS: 2.87% $1k - $25k | 2.92% $25k - $100k | 3.07% $100k - $250k
3.23%*$250k*-Business 6 Month CD
OTHER TIERS: 2.87% $1k - $25k | 2.92% $25k - $100k | 3.07% $100k - $250k
3.19%*$250k*-3 Month CD
OTHER TIERS: 2.83% $1k - $25k | 2.88% $25k - $100k | 3.03% $100k - $250k
3.19%*$250k*-Business 3 Month CD
OTHER TIERS: 2.83% $1k - $25k | 2.88% $25k - $100k | 3.03% $100k - $250k
2.90%*$250k*-18 Month CD
OTHER TIERS: 2.55% $1k - $25k | 2.60% $25k - $100k | 2.75% $100k - $250k
2.90%*$250k*-Business 18 Month CD
OTHER TIERS: 2.55% $1k - $25k | 2.60% $25k - $100k | 2.75% $100k - $250k
2.80%*$250k*-24 Month CD
OTHER TIERS: 2.45% $1k - $25k | 2.50% $25k - $100k | 2.65% $100k - $250k
2.80%*$250k*-Business 24 Month CD
OTHER TIERS: 2.45% $1k - $25k | 2.50% $25k - $100k | 2.65% $100k - $250k
2.65%*$250k*-30 Month CD
OTHER TIERS: 2.30% $1k - $25k | 2.35% $25k - $100k | 2.50% $100k - $250k
2.65%*$250k*-Business 30 Month CD
OTHER TIERS: 2.30% $1k - $25k | 2.35% $25k - $100k | 2.50% $100k - $250k
2.45%*$250k*-36 Month CD
OTHER TIERS: 2.10% $1k - $25k | 2.15% $25k - $100k | 2.30% $100k - $250k
2.45%*$250k*-Business 36 Month CD
OTHER TIERS: 2.10% $1k - $25k | 2.15% $25k - $100k | 2.30% $100k - $250k
2.30%*$250k*-48 Month CD
OTHER TIERS: 1.95% $1k - $25k | 2.00% $25k - $100k | 2.15% $100k - $250k
2.30%*$250k*-Business 48 Month CD
OTHER TIERS: 1.95% $1k - $25k | 2.00% $25k - $100k | 2.15% $100k - $250k
2.15%*$250k*-60 Month CD
OTHER TIERS: 1.80% $1k - $25k | 1.85% $25k - $100k | 2.00% $100k - $250k
2.15%*$250k*-Business 60 Month CD
OTHER TIERS: 1.80% $1k - $25k | 1.85% $25k - $100k | 2.00% $100k - $250k
Locations

Availability



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