West Texas National Bank

Overview / Commentary
#6 Desta Drive
Midland, TX 79705

West Texas National Bank is headquartered in Midland and is the 58th largest bank in the state of Texas. It is also the 604th largest bank in the nation. It was established in 1979 and as of December of 2021, it had grown to 176 employees at 11 locations. West Texas National Bank has an A health rating.

Reviews (1)

Don't Trust WTNB!

My friend Gwyn had an account with West Texas National Bank; he died, leaving me $400. WTNB have made only minimal effort to send me the money, and now just don't answer my emails. My experience of this bank is that it is untrustworthy and devious. I wouldn't leave my money with them. I advise you not to trust them with money either.


Health Grade Components

FDIC Certificate #22957
Year Established1979
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD7.07%
Annual Interest Income$41.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.80B$1.38B
LoansQ4 2021vs Q4 2020$864.3MM$795.4MM
DepositsQ4 2021vs Q4 2020$1.64B$1.21B
Equity CapitalQ4 2021vs Q4 2020$163.2MM$160.1MM
Loan Loss AllowanceQ4 2021vs Q4 2020$16.1MM$14.2MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$8.1MM$7.8MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0

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