Overview / Commentary
West Texas National Bank is headquartered in Midland and is the 58th largest bank in the state of Texas. It is also the 604th largest bank in the nation. It was established in 1979 and as of December of 2021, it had grown to 176 employees at 11 locations. West Texas National Bank has an A health rating.
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Reviews (1)
Don't Trust WTNB!
Posted by: SteveElsworth | Sep 20, 2020
My friend Gwyn had an account with West Texas National Bank; he died, leaving me $400. WTNB have made only minimal effort to send me the money, and now just don't answer my emails. My experience of this bank is that it is untrustworthy and devious. I wouldn't leave my money with them. I advise you not to trust them with money either.
Health
A
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 22957 |
| Year Established | 1979 |
| Employees | 176 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 7.07% |
| Annual Interest Income | $41.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $1.80B$1.38B |
| Loans | Q4 2021vs Q4 2020 | $864.3MM$795.4MM |
| Deposits | Q4 2021vs Q4 2020 | $1.64B$1.21B |
| Equity Capital | Q4 2021vs Q4 2020 | $163.2MM$160.1MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $16.1MM$14.2MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $8.1MM$7.8MM |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
