West Texas National Bank

Overview / Commentary
#6 Desta Drive
Midland, TX 79705

West Texas National Bank is headquartered in MIDLAND and is the 45th largest bank in the state of Texas. It is also the 490th largest bank in the nation. It was established in 1979 and as of March of 2024, it had grown to 215 employees at 13 locations. West Texas National Bank has a B+ health rating.

Reviews (1)

Don't Trust WTNB!

My friend Gwyn had an account with West Texas National Bank; he died, leaving me $400. WTNB have made only minimal effort to send me the money, and now just don't answer my emails. My experience of this bank is that it is untrustworthy and devious. I wouldn't leave my money with them. I advise you not to trust them with money either.


Health Grade Components

FDIC Certificate #22957
Year Established1979
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD14.03%
Annual Interest Income$34.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.42B$2.22B
LoansQ1 2024vs Q1 2023$1.35B$1.09B
DepositsQ1 2024vs Q1 2023$2.18B$2.02B
Equity CapitalQ1 2024vs Q1 2023$210.1MM$171.8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$22.7MM$18.7MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$22.8MM$2.8MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0

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