Westamerica Bank


Overview / Commentary
415-257-8000
1108 Fifth Avenue
San Rafael, CA 94901

Westamerica Bank is headquartered in SAN RAFAEL and is the 19th largest bank in the state of California. It is also the 248th largest bank in the nation. It was established in 1884 and as of December of 2024, it had grown to 589 employees at 77 locations. Westamerica Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #3430
Year Established1884
Employees589
Primary RegulatorFED
Profit Margin
Return on Assets - YTD2.18%
Return on Equity - YTD22.95%
Annual Interest Income$267.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$6.04B$6.32B
LoansQ4 2024vs Q4 2023$805.5MM$849.7MM
DepositsQ4 2024vs Q4 2023$5.01B$5.48B
Equity CapitalQ4 2024vs Q4 2023$591.4MM$578.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$14.8MM$16.9MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$735K$791K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

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Locations

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