Westamerica Bank


Overview / Commentary
415-257-8000
1108 Fifth Avenue
San Rafael, CA 94901

Westamerica Bank is headquartered in SAN RAFAEL and is the 19th largest bank in the state of California. It is also the 248th largest bank in the nation. It was established in 1884 and as of March of 2025, it had grown to 591 employees at 77 locations. Westamerica Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #3430
Year Established1884
Employees591
Primary RegulatorFED
Profit Margin
Return on Assets - YTD2.06%
Return on Equity - YTD20.42%
Annual Interest Income$59.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$5.93B$6.42B
LoansQ1 2025vs Q1 2024$757.1MM$828.8MM
DepositsQ1 2025vs Q1 2024$4.88B$5.36B
Equity CapitalQ1 2025vs Q1 2024$613.2MM$572.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$13.9MM$15.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$277K$1.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations

Availability

San Francisco Bay Area

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