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Overview / Commentary
3430 East Grand Avenue
Laramie, WY 82070

Western States Bank is headquartered in Laramie and is the 6th largest bank in the state of Wyoming. It is also the 1,445th largest bank in the nation. It was established in 2006 and as of December of 2017, it had grown to 123 employees at 14 locations. Western States Bank has an A health rating.


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Health Grade Components

FDIC Certificate #58395
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD7.38%
Annual Interest Income$20.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$491.8MM$485.3MM
LoansQ4 2017vs Q4 2016$379.2MM$355.0MM
DepositsQ4 2017vs Q4 2016$437.3MM$432.5MM
Equity CapitalQ4 2017vs Q4 2016$53.7MM$51.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$5.9MM$6.0MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$4.0MM$2.6MM
Real Estate OwnedQ4 2017vs Q4 2016$228.00K$318.00K
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Western States Bank CD Rates

2.14%$500-Business 20 Month CD Special
2.14%$500-20 Month CD Special


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