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Featured Accounts

Wright-Patt Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.76%6+ Year CD72 Month CD
2.64%5-year CD60-71 Month CD
2.76%6+ Year IRA72 Month IRA

Overview / Commentary
937-912-7000
3560 Pentagon Blvd
Beavercreek, OH 45431

Headquartered in Beavercreek, OH, Wright-Patt Credit Union serves over 300,000 members throughout central and southwest Ohio, offering a full range of financial products and services.

As for personal deposit products, Wright-Patt provides personal savings accounts, health savings accounts (HSAs), money market accounts, checking accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs).

The credit union’s personal savings accounts include accounts that automatically fund with the change from debit card purchases, short-term, interest-bearing “club” accounts, and savings accounts for children and students. Speaking of students, Wright-Patt also provides special relationship banking perks to students who bundle together accounts.

Wright-Patt’s checking account options include both interest and non-interest-bearing accounts. Its CD terms range from 6 to 72 months and IRA products include Traditional and Roth options.

For its business customers looking to deposit funds, Wright-Patt offers business savings accounts, business HSAs, business money market accounts, business checking accounts (which vary based upon transaction volume), and business CDs.

Wright-Patt Credit Union was established in 1932 as the F.E.U. Local #148 Credit Union. The credit union is insured by the National Credit Union Administration (NCUA), and it offers its customers convenient and secure access to funds via online and mobile banking options.

Field of Membership Restrictions

Membership in Wright-Patt Credit Union is open to (1) residents and those who attend school, work or worship in the following counties: Warren, Preble, Union, Pickaway, Miami, Montgomery, Madison, Licking, Hamilton, Greene, Fairfield, Franklin, Darke, Delaware, Clinton, Clark, Champaign, or Clermont. (2) Civilian and military employees of Wright-Patterson Air Force Base, and personnel living within the 14-county section adjoining the Fairborn area, and government employees living near WPAFB where a credit union is not available, and retired U.S. Government civilian and military personnel. (3) Faculty, staff, students and Alumni Associates of Wright State University. (4) Specific relatives, children and spouses of current members in WPCU, and certain Select Employer Groups – eligibility can be confirmed by searching the credit union’s exhaustive list of SEGs.
See current membership details

Related Posts

Wright-Patt Credit Union (OH) Raises CD Rates, Again - 12/8/2017

Wright-Patt CU (OH) has raised the rates on its 12-17 month CD (1.93% APY, $100k; 1.83% APY, $500) and 18-23 month (2.04% APY, $100k;1.94% APY, $500).

Wright-Patt Credit Union (OH) Raises 15-Month CD APY - 11/24/2017

Now through 12/6/2017, Wright-Patt CU (OH) is offering a 15-month Share Certificate Exclusive earning 2.10% APY ($100k), and 2.00% APY ($500).

Wright-Patt CU (OH) Has Limited-Time 19-Month CD Special - 8/7/2017

Wright-Patt CU (OH) is offering a 19-month Share Certificate Exclusive (1.83% APY, $100k; 1.72% APY, $500) now through September 27, 2017.

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An Awesome Bank

I started my relationship via an auto loan, then shortly I opened a checking and a savings account. A month later they gave me what no other bank would and that was a credit limit that beyond my wildest dreams. I have had nothing but great experiences with Wright-Patt I'm so happy I decided to leave PNC Bank.

Always willing to resolve

I have had a few mishaps with my account but they are always able to sit down with me and resolve the issue right there. They follow the chain and figure out the confusion. When applying for new loans as well the process is very quick and easy with little wait time for the answer.

A great credit union to be a part of for years

I have been a part of Wright Patt for many years now. It's a great institution and they have always given me good service. I have both a checking and savings account with them. I like that they give me the option to auto pull from savings if checking funds are short, but there is really good fraud protection. They always call me if they see a charge that seems wrong and I have never had any issues with the organization at all. Their site is nice and simple and I use the app daily.

Great place to do business

I have a savings account and car loan from WPCU and couldn't be happier. Their rates are reasonable, the staff is always helpful and friendly and the location is convenient if I ever need to go to the bank proper. I plan on giving them more of my business in the future.

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Health

Health Grade Components

Overall
NCUA #66328
Year Chartered1932
Employees741
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD8.93%
Annual Interest Income$137.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$4.04B$3.46B
LoansQ4 2017vs Q4 2016$2.88B$2.55B
DepositsQ4 2017vs Q4 2016$3.44B$2.88B
Equity CapitalQ4 2017vs Q4 2016$446.2MM$405.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$22.4MM$19.8MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$19.8MM$16.9MM
Real Estate OwnedQ4 2017vs Q4 2016$2.3MM$427.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wright-Patt Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$500True Saver
OTHER TIERS: 0.08% $500 - $1k
3.00%*-$500HSA Enhanced
OTHER TIERS: 0.80% $500 - $1k
3.00%*-$500Business Health Savings Account - Enhanced
OTHER TIERS: 0.80% $500+
0.80%--HSA Basic
0.80%--Business Health Savings Account - Basic
0.08%--Easy Saver Share
0.08%--Club Accounts
0.08%--Secondary Share
0.08%--Business Share Account

Wright-Patt Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%*$2,500*-Personal Capital Money Market
OTHER TIERS: 0.15% $100 - $2,500
1.21%*$2,500*-Business Money Market Savings Account
OTHER TIERS: 0.15% $100 - $2,500

Wright-Patt Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%*$25k*-Checking with Dividends
OTHER TIERS: 0.04% Up to $25k
0.08%*$25k*-Business Dividend Choice Checking
OTHER TIERS: 0.04% Up to $25k
0.08%*$25k*-Business Mission-Based Checking
OTHER TIERS: 0.04% Up to $25k
0.04%$1k-Select Checking

Wright-Patt Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.76%*$100k*-72 Month CD
OTHER TIERS: 2.66% $500 - $100k
2.76%*$100k*-Business 72 Month CD
OTHER TIERS: 2.66% $500 - $100k
2.64%*$100k*-60-71 Month CD
OTHER TIERS: 2.54% $500 - $100k
2.64%*$100k*-Business 60 - 71 Month CD
OTHER TIERS: 2.54% $500 - $100k
2.53%*$100k*-48-59 Month CD
OTHER TIERS: 2.43% $500 - $100k
2.53%*$100k*-Business 48 - 59 Month CD
OTHER TIERS: 2.43% $500 - $100k
2.41%*$100k*-36-47 Month CD
OTHER TIERS: 2.30% $500 - $100k
2.41%*$100k*-Business 36 - 47 Month CD
OTHER TIERS: 2.30% $500 - $100k
2.25%*$100k*-24-35 Month CD
OTHER TIERS: 2.15% $500 - $100k
2.25%*$100k*-Business 24 - 35 Month CD
OTHER TIERS: 2.15% $500 - $100k
1.91%*$100k*-18-23 Month CD
OTHER TIERS: 1.80% $500 - $100k
1.91%*$100k*-Business 18 - 23 Month CD
OTHER TIERS: 1.80% $500 - $100k
1.74%*$100k*-12-17 Month CD
OTHER TIERS: 1.64% $500 - $100k
1.74%*$100k*-Business 12 - 17 Month CD
OTHER TIERS: 1.64% $500 - $100k
1.48%*$100k*-6-11 Month CD
OTHER TIERS: 1.38% $500 - $100k
1.48%*$100k*-Business 6 - 11 Month CD
OTHER TIERS: 1.38% $500 - $100k

Wright-Patt Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.76%*$100k*-72 Month IRA
OTHER TIERS: 2.66% $500 - $100k
2.64%*$100k*-60-71 Month IRA
OTHER TIERS: 2.54% $500 - $100k
2.53%*$100k*-48-59 Month IRA
OTHER TIERS: 2.43% $500 - $100k
2.41%*$100k*-36-47 Month IRA
OTHER TIERS: 2.30% $500 - $100k
2.25%*$100k*-24-35 Month IRA
OTHER TIERS: 2.15% $500 - $100k
1.91%*$100k*-18-23 Month IRA
OTHER TIERS: 1.80% $500 - $100k
1.91%*$100k*-18 Month Fixed Add-On IRA
OTHER TIERS: 1.80% $100 - $100k
1.74%*$100k*-12-17 Month IRA
OTHER TIERS: 1.64% $500 - $100k
1.70%*$100k*-18 Month Variable Add-On IRA
OTHER TIERS: 1.60% $100 - $100k
1.48%*$100k*-6-11 Month IRA
OTHER TIERS: 1.38% $500 - $100k
Locations

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