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Wright-Patt Credit Union

Popular Accounts at this Credit Union

2.55%6+ Year CD72 Month CD
2.44%5-year CD60-71 Month CD
2.55%6+ Year IRA72 Month IRA

Overview / Commentary
3560 Pentagon Blvd
Beavercreek, OH 45431

Headquartered in Beavercreek, OH, Wright-Patt Credit Union serves over 300,000 members throughout central and southwest Ohio, offering a full range of financial products and services.

As for personal deposit products, Wright-Patt provides personal savings accounts, health savings accounts (HSAs), money market accounts, checking accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs).

The credit union’s personal savings accounts include accounts that automatically fund with the change from debit card purchases, short-term, interest-bearing “club” accounts, and savings accounts for children and students. Speaking of students, Wright-Patt also provides special relationship banking perks to students who bundle together accounts.

Wright-Patt’s checking account options include both interest and non-interest-bearing accounts. Its CD terms range from 6 to 72 months and IRA products include Traditional and Roth options.

For its business customers looking to deposit funds, Wright-Patt offers business savings accounts, business HSAs, business money market accounts, business checking accounts (which vary based upon transaction volume), and business CDs.

Wright-Patt Credit Union was established in 1932 as the F.E.U. Local #148 Credit Union. The credit union is insured by the National Credit Union Administration (NCUA), and it offers its customers convenient and secure access to funds via online and mobile banking options.

Field of Membership Restrictions

Membership in Wright-Patt Credit Union is open to those who live, work, attend school, or worship in Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Franklin, Greene, Hamilton, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Union, and Warren Counties in Ohio. Membership is also open to civilian employees and military personnel of Wright-Patterson Air Force Base; military personnel living within a 14-county area around Fairborn; employees, students, and faculty of Wright State University; members of the WSU Alumni Association; and employees of more than 1,200 SEGs.
See current membership details

Related Posts

Wright-Patt Credit Union (OH) Raises CD Rates, Again - 12/8/2017

Wright-Patt CU (OH) has raised the rates on its 12-17 month CD (1.93% APY, $100k; 1.83% APY, $500) and 18-23 month (2.04% APY, $100k;1.94% APY, $500).

Wright-Patt Credit Union (OH) Raises 15-Month CD APY - 11/24/2017

Now through 12/6/2017, Wright-Patt CU (OH) is offering a 15-month Share Certificate Exclusive earning 2.10% APY ($100k), and 2.00% APY ($500).

Wright-Patt CU (OH) Has Limited-Time 19-Month CD Special - 8/7/2017

Wright-Patt CU (OH) is offering a 19-month Share Certificate Exclusive (1.83% APY, $100k; 1.72% APY, $500) now through September 27, 2017.

View all posts from:

Very Positive Experience

I've opened a few bank accounts over the years and the last bank I signed up with happened to be with a credit union. I signed up for a Checking and Savings account and the process was like any other I've experienced the only thing I would say is while I was with the banking officer in her office the atmosphere seemed more "tech savvy" than from other banks Ive seen for example while signing all the paperwork it was displayed on a flat screen on the wall so it was easier to see and thats something I've never seen anywhere else. Another example when I was depositing a check through the drive through there was a small screen so I could actually see who I was talking to which again is something Ive never seen before and was quite impressed. I havent used my accounts in a while but when I was I was always satisfied and never had any issues.

A great credit union to be a part of for years

I have always enjoyed being a member of Wright-Pratt Credit Union. Even though I moved to Cincinnati, they still have branches here. I like that they have always been fast and reliable when I go to ask them anything about my account. Their fraud protection is amazing and they always catch any strange transactions. I get a nice amount of money for having a certain amount in my savings all year and they offer a lot of good things. I would definitely recommend them.

Great place to do business

I have a savings account and car loan from WPCU and couldn't be happier. Their rates are reasonable, the staff is always helpful and friendly and the location is convenient if I ever need to go to the bank proper. I plan on giving them more of my business in the future.

Wright Patt Credit Union

Posted by: cathylove | Aug 3, 2017

Wright Patt Credit Union really is the best banking experience around my area. You really can tell that they are a member owned organization and not a large coporate bank. Everything they do and offer is centered around the customer and providing they the most rewarding and csot savings experience. the free checking account is really free, with no hidden fees. they dont charge you to use another banks atm's and they offer great interest rates in their savings accounts. i could not reccomend WPCU enough!



Health Grade Components

NCUA #66328
Year Chartered1932
Primary Regulator
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD11.28%
Annual Interest Income$100.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$3.88B$3.43B
LoansQ3 2017vs Q3 2016$2.82B$2.48B
DepositsQ3 2017vs Q3 2016$3.30B$2.83B
Equity CapitalQ3 2017vs Q3 2016$445.0MM$410.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$21.8MM$19.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$19.9MM$15.5MM
Real Estate OwnedQ3 2017vs Q3 2016$37.00K$764.00K
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Always verify rates and promotions with the bank or credit union. We are not Wright-Patt Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wright-Patt Credit Union Savings Account Rates

3.00%*-$500True Saver
OTHER TIERS: 0.08% $500 - $1k
3.00%*-$500HSA Enhanced
OTHER TIERS: 0.80% $500 - $1k
3.00%*-$500Business Health Savings Account - Enhanced
OTHER TIERS: 0.80% $500+
0.80%--HSA Basic
0.80%--Business Health Savings Account - Basic
0.08%--Easy Saver Share
0.08%--Club Accounts
0.08%--Secondary Share
0.08%--Business Share Account

Wright-Patt Credit Union Money Market Rates

1.20%*$2,500*-Personal Capital Money Market
OTHER TIERS: 0.15% $100 - $2,500
1.20%*$2,500*-Business Money Market Savings Account
OTHER TIERS: 0.15% $100 - $2,500

Wright-Patt Credit Union Checking Account Rates

0.08%*$25k*-Checking with Dividends
OTHER TIERS: 0.04% Up to $25k
0.08%*$25k*-Business Dividend Choice Checking
OTHER TIERS: 0.04% Up to $25k
0.08%*$25k*-Business Mission-Based Checking
OTHER TIERS: 0.04% Up to $25k
0.04%$1k-Select Checking

Wright-Patt Credit Union CD Rates

2.55%*$100k*-72 Month CD
OTHER TIERS: 2.45% $500 - $100k
2.55%*$100k*-Business 72 Month CD
OTHER TIERS: 2.45% $500 - $100k
2.44%*$100k*-60-71 Month CD
OTHER TIERS: 2.33% $500 - $100k
2.44%*$100k*-Business 60 - 71 Month CD
OTHER TIERS: 2.33% $500 - $100k
2.36%*$100k*-48-59 Month CD
OTHER TIERS: 2.25% $500 - $100k
2.36%*$100k*-Business 48 - 59 Month CD
OTHER TIERS: 2.25% $500 - $100k
2.23%*$100k*-36-47 Month CD
OTHER TIERS: 2.13% $500 - $100k
2.23%*$100k*-Business 36 - 47 Month CD
OTHER TIERS: 2.13% $500 - $100k
2.11%*$100k*-24-35 Month CD
OTHER TIERS: 2.01% $500 - $100k
2.11%*$100k*-Business 24 - 35 Month CD
OTHER TIERS: 2.01% $500 - $100k
2.04%*$100k*-18-23 Month CD
OTHER TIERS: 1.94% $500 - $100k
2.04%*$100k*-Business 18 - 23 Month CD
OTHER TIERS: 1.94% $500 - $100k
1.93%*$100k*-12-17 Month CD
OTHER TIERS: 1.83% $500 - $100k
1.93%*$100k*-Business 12 - 17 Month CD
OTHER TIERS: 1.83% $500 - $100k
1.67%*$100k*-6-11 Month CD
OTHER TIERS: 1.57% $500 - $100k
1.67%*$100k*-Business 6 - 11 Month CD
OTHER TIERS: 1.57% $500 - $100k

Wright-Patt Credit Union IRA Rates

2.55%*$100k*-72 Month IRA
OTHER TIERS: 2.45% $500 - $100k
2.44%*$100k*-60-71 Month IRA
OTHER TIERS: 2.33% $500 - $100k
2.36%*$100k*-48-59 Month IRA
OTHER TIERS: 2.25% $500 - $100k
2.23%*$100k*-36-47 Month IRA
OTHER TIERS: 2.13% $500 - $100k
2.11%*$100k*-24-35 Month IRA
OTHER TIERS: 2.01% $500 - $100k
2.04%*$100k*-18-23 Month IRA
OTHER TIERS: 1.94% $500 - $100k
2.04%*$100k*-18 Month Fixed Add-On IRA
OTHER TIERS: 1.94% $100 - $100k
1.93%*$100k*-12-17 Month IRA
OTHER TIERS: 1.83% $500 - $100k
1.84%*$100k*-18 Month Variable Add-On IRA
OTHER TIERS: 1.73% $100 - $100k
1.67%*$100k*-6-11 Month IRA
OTHER TIERS: 1.57% $500 - $100k