Headquartered in Beavercreek, OH, Wright-Patt Credit Union serves over 300,000 members throughout central and southwest Ohio, offering a full range of financial products and services.
As for personal deposit products, Wright-Patt provides personal savings accounts, health savings accounts (HSAs), money market accounts, checking accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs).
The credit union’s personal savings accounts include accounts that automatically fund with the change from debit card purchases, short-term, interest-bearing “club” accounts, and savings accounts for children and students. Speaking of students, Wright-Patt also provides special relationship banking perks to students who bundle together accounts.
Wright-Patt’s checking account options include both interest and non-interest-bearing accounts. Its CD terms range from 6 to 72 months and IRA products include Traditional and Roth options.
For its business customers looking to deposit funds, Wright-Patt offers business savings accounts, business HSAs, business money market accounts, business checking accounts (which vary based upon transaction volume), and business CDs.
Wright-Patt Credit Union was established in 1932 as the F.E.U. Local #148 Credit Union. The credit union is insured by the National Credit Union Administration (NCUA), and it offers its customers convenient and secure access to funds via online and mobile banking options.
Membership in Wright-Patt Credit Union is open to (1) residents and those who attend school, work or worship in the following counties: Warren, Preble, Union, Pickaway, Miami, Montgomery, Madison, Licking, Hamilton, Greene, Fairfield, Franklin, Darke, Delaware, Clinton, Clark, Champaign, or Clermont. (2) Civilian and military employees of Wright-Patterson Air Force Base, and personnel living within the 14-county section adjoining the Fairborn area, and government employees living near WPAFB where a credit union is not available, and retired U.S. Government civilian and military personnel. (3) Faculty, staff, students and Alumni Associates of Wright State University. (4) Specific relatives, children and spouses of current members in WPCU, and certain Select Employer Groups – eligibility can be confirmed by searching the credit union’s exhaustive list of SEGs.
See current membership details
I started my relationship via an auto loan, then shortly I opened a checking and a savings account. A month later they gave me what no other bank would and that was a credit limit that beyond my wildest dreams. I have had nothing but great experiences with Wright-Patt I'm so happy I decided to leave PNC Bank.
I have had a few mishaps with my account but they are always able to sit down with me and resolve the issue right there. They follow the chain and figure out the confusion. When applying for new loans as well the process is very quick and easy with little wait time for the answer.
I have been a part of Wright Patt for many years now. It's a great institution and they have always given me good service. I have both a checking and savings account with them. I like that they give me the option to auto pull from savings if checking funds are short, but there is really good fraud protection. They always call me if they see a charge that seems wrong and I have never had any issues with the organization at all. Their site is nice and simple and I use the app daily.
I have a savings account and car loan from WPCU and couldn't be happier. Their rates are reasonable, the staff is always helpful and friendly and the location is convenient if I ever need to go to the bank proper. I plan on giving them more of my business in the future.
|Return on Assets - YTD||1.23%|
|Return on Equity - YTD||11.3%|
|Annual Interest Income||$78.3MM|
|Assets and Liabilities|
|Assets||Q2 2018vs Q2 2017||$4.32B$3.80B|
|Loans||Q2 2018vs Q2 2017||$3.05B$2.72B|
|Deposits||Q2 2018vs Q2 2017||$3.72B$3.23B|
|Equity Capital||Q2 2018vs Q2 2017||$467.2MM$430.0MM|
|Loan Loss Allowance||Q2 2018vs Q2 2017||$23.6MM$21.1MM|
|Unbacked Noncurrent Loans||Q2 2018vs Q2 2017||$20.0MM$15.5MM|
|Real Estate Owned||Q2 2018vs Q2 2017||$2.1MM$237.00K|
Rates for Wright-Patt Credit Union are currently being reviewed.