Banking Rates & News

Dayton Metro Area

Including Anna, Ansonia, Arcanum, Beavercreek, Bellbrook, Belle Center, Bellefontaine, Botkins, Bradford, Brookville, and 68 other towns.

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Banking in the Dayton Area

Dayton, Ohio, is located near one of the busiest crossroads in the United States. Since Interstate 75 meets Interstate 70 in Dayton, residents take advantage of a variety of restaurants, entertainment venues, and other attractions. Canoeing is a popular choice during the summer months, while families enjoy ice skating once the temperature drops. The National Museum of the United States Air Force and The Wright Cycle Company provide historical information in a relevant and interesting manner, and both of these attractions are free for Dayton residents and visitors.

One of the perks of living in Dayton is the fact that the city is one of the most affordable places to live in the United States. According to a study completed in 2015 by The Council for Community and Economic Research, Dayton residents enjoy living expenses of 8 percent less and housing expenses of 33 percent less than the national average. This means that Dayton residents pay less on average for everything from a trip to the grocery store to an appointment with a licensed healthcare provider.

Dayton residents can take advantage of these savings and make wise financial choices by partnering with a high quality financial institution. The oldest active bank in the Dayton metro area, The First National Bank of Germantown, has been serving customers since 1863. Dayton consumers can also choose from more than 65 different banks and 35 different credit unions, including U.S. Bank, Huntington National Bank, Wright-Patt Credit Union, and Day Air Credit Union. Even though the Dayton area is home to more than 560 branches, it's important to for each household and business to find the right financial institution for their specific needs.

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Local Deals & News

$400/$1000 Deposit/$600/$25000 Checking Promotion – Direct Deposit Not Required
This seems like a really sweet deal if you reside in one of the eligible states. [OH, MI, IN, PA, KY, WV, IL, CO, MN, SD, WI] Good until February
DayMet Credit Union (OH) Boosts 18-Month CD Rate To New Heights
Deal Summary: 18-month CD, 4.50% APY, $1k minimum deposit Availability: Ten southwest Ohio counties DayMet Credit Union (DayMet) recently boosted the rates of its 18-month CD to 4.50% APY, which
PNC High Yield Savings At 3.20%
The high yield rate has gone up to 3.20% from 1.80%. Only available in states where PNC does not have branches, which has gotten bigger since they bought BBVA a
PNC 2.47% (2.50% APY) 13 Month CD - Ex-BBVA Locations
This is a "special" CD in select markets (mostly BBVA ones from my search). Not available in the online market, although High Yield Savings is now at 2.18% (2.20% APY).
PNC High Yield Savings At 1.80%
For customers outside of their in person branch footprint (which includes former BBVA territory) and those who were grandfathered in, like myself. Virtual Wallet is also at 1.80% although for
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