Headquartered in Beavercreek, OH, Wright-Patt Credit Union serves over 300,000 members throughout central and southwest Ohio, offering a full range of financial products and services.
As for personal deposit products, Wright-Patt provides personal savings accounts, health savings accounts (HSAs), money market accounts, checking accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs).
The credit union’s personal savings accounts include accounts that automatically fund with the change from debit card purchases, short-term, interest-bearing “club” accounts, and savings accounts for children and students. Speaking of students, Wright-Patt also provides special relationship banking perks to students who bundle together accounts.
Wright-Patt’s checking account options include both interest and non-interest-bearing accounts. Its CD terms range from 6 to 72 months and IRA products include Traditional and Roth options.
For its business customers looking to deposit funds, Wright-Patt offers business savings accounts, business HSAs, business money market accounts, business checking accounts (which vary based upon transaction volume), and business CDs.
Wright-Patt Credit Union was established in 1932 as the F.E.U. Local #148 Credit Union. The credit union is insured by the National Credit Union Administration (NCUA), and it offers its customers convenient and secure access to funds via online and mobile banking options.
Field of Membership Restrictions
Membership in Wright-Patt Credit Union is open to: (1) residents and those who attend school, work or worship in the Ohio counties of Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Franklin, Greene, Hamilton, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Union, or Warren; (2) Civilian and military employees of Wright-Patterson Air Force Base, and personnel living within the 14-county section adjoining the Fairborn area, and government employees living near WPAFB where a credit union is not available, and retired U.S. Government civilian and military personnel. (3) Faculty, staff, students and Alumni Associates of Wright State University. (4) Specific relatives, children and spouses of current members in WPCU, and certain Select Employer Groups – eligibility can be confirmed by searching the credit union’s exhaustive list of SEGs.
See current membership details
Related Posts
Stay Away!
I tried to use Wright Patterson Credit Union to finance a condo I was buying. Before I made an offer, the loan officer I was working with (Aaron Snow) was very unresponsive. I had to setup an account in order to use them as my financing option. It took over 2 weeks just to setup a checking account! There were several issues that they ran into as we approached the proposed closing date. After Aaron made several false promises, I was informed on our proposed closing day that they would not proceed with my mortgage. To make matters worse, they did not refund the deposit I made. I ended up losing out on my dream condo because of Wright Patterson!
Stay as far away from Wright Patterson Credit Union as possible! A nightmarish experience…
Don't Bank Here
They used to be a good bank but have definitely fallen off. They care more about the money than helping their own customers out. They've sent me debt cards where the strip wears out in a month. Then you can never get customer service on the phone. Between having bad business hours and having a long wait time for calls. Plus they don't help their customers out when they have legitimate probelms
Data as of Q3 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66328 |
| Year Chartered | 1932 |
| Employees | 1331 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.78% |
| Return on Equity - YTD | 8.07% |
| Annual Interest Income | $373.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2024vs Q3 2023 | $8.82B$8.12B |
| Loans | Q3 2024vs Q3 2023 | $6.48B$5.98B |
| Deposits | Q3 2024vs Q3 2023 | $7.37B$6.78B |
| Equity Capital | Q3 2024vs Q3 2023 | $845.2MM$724.4MM |
| Loan Loss Allowance | Q3 2024vs Q3 2023 | $99.6MM$71.9MM |
| Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $61.1MM$53.8MM |
| Real Estate Owned | Q3 2024vs Q3 2023 | $1MM$879K |
