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Overview / Commentary
325 East Front St.
Statesville, NC 28677

Yadkin Bank is headquartered in Statesville and is the 5th largest bank in the state of North Carolina. It is also the 153rd largest bank in the nation. It was established in 1968 and as of March of 2016, it had grown to 1,335 employees at 115 locations. Yadkin Bank has an A+ health rating.

Best Local Bank

We have been using Yadkin Bank for about 10 years, started when it was Yadkin Valley Bank. They offer variety of no fee checking services. The business checking accounts for a small business are also no fee. The customer service is always excellent. We receive personal attention every time on phone or in the bank. It is a very pleasant experience banking at Yadkin Bank compared to dealing with the big name banks in the cities. Their online banking system is user friendly and easy to navigate through. The interest rates for savings are about average but for everyday banking, you can't get much better.

Faith In The NC Banking Business

Posted by: Anonymous | Aug 27, 2012

I just want to know how safe my money is in the Yadkin Valley, High Country Bank, in Boone NC. How many banks are like YVB&T in NC? And, how does the High Country Bank in Boone rate?

Worst Service I've EVER Experienced

Posted by: Mike Lea | May 25, 2016

When this was American Community Bank it was great. They understood they had only a few locations and would solve most problems either over the phone or the online banking platform. Now they charge mistaken fees and when you contact their customer service, they say they are unable to do anything online or by phone. What's the point of customer service if not to help the customer? This bank is GARBAGE now! The merger with Yadkin was the worst mistake American Community Bank could have made.

I Love This Bank

Posted by: Anonymous | Sep 28, 2011

This Is the best bank ever. Any one in the yadkin area using SunTrust or Wachovia is silly.



Health Grade Components

FDIC Certificate #19861
Year Established1968
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD4.15%
Annual Interest Income$54.2MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$7.42B$4.26B
LoansQ1 2016vs Q1 2015$5.25B$2.94B
DepositsQ1 2016vs Q1 2015$5.36B$3.21B
Equity CapitalQ1 2016vs Q1 2015$1.07B$625.7MM
Loan Loss AllowanceQ1 2016vs Q1 2015$10.2MM$8.3MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$34.7MM$37.6MM
Real Estate OwnedQ1 2016vs Q1 2015$18.4MM$12.0MM

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Yadkin Bank has 105 locations. Click to view all Yadkin Bank locations.