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More Savings Account Rate Cuts - UFB Direct, Capital One


I'm afraid the cuts continue. UFB Direct cut the yield on its Absolute Savings account from 5.22% to 5.12% APY (see my review for account details). Capital One cut rates on its Costco money market account (4.30% APY, was 4.55%) and its High Yield Money Market account (4.00% APY, was 4.30%).

I've recently noticed Capital One started an Online Savings Account that pays a higher rate than the HYMM. I noticed it a few days ago when the top yield was 4.50% APY. It's now 4.25% APY. The top yield is only for balances of over $10,000. Balances below this earn 3.75% APY. Unlike the HYMM, there are no checks. Deposits and withdrawals are intended to be made with ACH transfers.

Thanks to the readers who've provided rate updates in the finding-the-best-rates post.
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trinidon2k   |     |   Comment #1
Countrywide SavingsLink dropped to 5.25% APY
Anonymous   |     |   Comment #2
Apple's Grand Yield Direct is down to 4.85% APY.
ShraZZy   |     |   Comment #3
Grand Yield Direct has been solid since they started. That's just a .05% rate drop. Emigrant Direct looks good too now at 4.65%. I am dissapointed in AmtrustDirect though with 4.60%
larkin   |     |   Comment #4
Emigrant Direct's Spanish version, Banco Fortuna, is at 5.05%. I believe it has been mentioned here by Banking Guy.

You can click the link in the top right corner to convert the website to English
grobe   |     |   Comment #5
First Fed Direct dropped from 5.05% to 4.95%