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3.10% 15-Month CD & 3.05% 7-Month CD at Island FCU in New York


Update 3/01/09: The special 15-month CD rate has fallen to 2.95% APY.

Island Federal Credit Union has two competitive CD specials: a 3.10% APY 15-month CD and a 3.05% APY 7-month CD. Minimum deposit is $1,000. New funds are required. The special rates are listed in the credit union's rate table as of 2/24/09. The effective date is 2/01/09 so I doubt these will last into March.

My last post of this credit union was in October 2008 when it was offering a 5.12% 4-month CD.

Membership is open to those who live, work, worship or attend school in Nassau County or Suffolk County (with the exception of the townships of East Hampton, Southampton or Shelter Island). Refer to the credit union's Who We Are page for more details. Membership requires a minimum balance of $5 the regular savings account.

Branches are located in Hauppauge, Sayville and Hicksville, New York.

Island FCU continues to have solid financial ratings for safety and soundness: 5 star rating (superior) at BauerFinancial and 4 star rating (sound) at Bankrate.com. Both ratings are based on 9/30/08 data. The credit union is federally insured by the NCUA (Charter # 10023.

Related Pages: Island Federal Credit Union, New York, CD rates

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