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2.25% 13-Month CD & 1.95% 7-Month CD at Bank of Granite in North Carolina - Local Only


Bank of Granite is offering two competitive CD specials: a 2.25% APY 13-month CD and a 1.95% APY 7-month CD. Minimum deposit is $10,000. There's also a money market account with a 1.50% APY for balances of at least $15,000. These specials are listed on the bank's front page as of 10/01/09.

Bank of Granite also has a reward checking account that pays 4% APY on balances of $25K as of 10/01/09. I have more details on this account in this post.

It appears a branch visit is required to open an account. Branches are located in several North Carolina cities including Winston Salem, Hickory, Granite Falls, Charlotte, and Wilkesboro.

Bank of Granite's ratings for safety and soundness are a little weak: 2 stars (problematic) at BauerFinancial (based on 6/30/09 data) and 1 star (lowest) at Bankrate.com (based on 3/31/09 data). The bank has been a FDIC member since 1934 (FDIC Certificate # 5950).

Other Competitive Certificate of Deposit Rates

Related Pages: CommunityOne Bank, Charlotte, Greensboro, Raleigh, Florence, CD rates

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