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Raymond James Bank

Competitive Long-Term CD Rates at Raymond James Bank


You might be familiar with Raymond James through its financial advisors which have offices throughout the U.S. You may not know that one of its subsidiaries is a bank, Raymond James Bank, and that bank is currently offering some competitive CD rates. The best ones include a 2.10% APY 5-year CD, 1.75% APY 4-year CD and a 1.55% APY 3-year CD. Minimum deposit is $1,000. These rates are listed in the bank's rates page as of 12/07/2011.

Raymond James Bank lists a few CD details in this CD page. At the bottom, it has an important detail about availability:

Raymond James Bank CDs are available to existing clients of Raymond James Bank, Raymond James & Associates, and Raymond James Financial Services. Non-clients may open a CD by making a deposit in person or by mail at our St. Petersburg, Florida office.

So these CDs are available nationwide. However, if you want to open the CD at a bank branch, you'll have to travel to its St. Petersburg office which is located at 710 Carillon Parkway.

St. Petersburg is also where Raymond James headquarters is located. If you're a fan of the Tampa Bay Buccaneers, you probably know Raymond James purchased the naming rights of their stadium.

Raymond James Bank has an overall health score at DepositAccounts.com of 5 stars (out of 5) with a Texas Ratio of 14.20% (above average) based on September 2011 data. Please refer to our financial overview of Raymond James Bank for more details. The bank has been a FDIC member since 1994 (FDIC Certificate # 33893).

How These CD Rates Compare

For banks with nationally available accounts, Raymond James Bank long-term CD rates are near the top. The highest 5-year CD rate is 2.25% APY (special 59-month term) at US Bank. The highest 4-year CD rate is 2.00% APY at Airbanking, and the highest 3-year CD rate is 1.65% APY at Doral Bank Direct.

Higher CD rates are available at all-access credit unions. Melrose Credit Union has the best with rates of 1.91% APY for 3 years, 2.17% APY for 4 years and 2.68% APY for 5 years.

These rates are accurate as of 12/07/2011.

Searching for the Best CD Rates

To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of DepositAccounts.com.

Related Pages: Raymond James Bank, Tampa, CD rates

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Pooshhelen (anonymous)   |     |   Comment #1
How about 1st Central Saving's rates in NY? -- 5,6,7 years, all over 2.00%. This is a real brick and mortar bank, no large minimum deposits.
KenBDG   |     |   Comment #2
I posted on 1st Central Savings earlier this year. Their CD rates are still competitive, but please note that they are not in the best financial shape.