Rates Map - Locate Bank and Credit Union Branches with the Best Rates

We added a new feature that I think is really cool. Savers who prefer to bank locally should find it very useful. It’s an interactive rates map, and it makes it easy to find local bank and credit union branches in your area that are offering the best deposit rates.

The rates map is ready for everyone to use. You can give it a try at the rates map page. A link to the rates map is located in the Calculators and Tools page. Just enter your zip code or city and select the deposit product from the dropdown menu. The map of that region will be shown along with the rates for branches of banks and credit unions that are located in that region.

Rates Map Details

The map works just like Google Maps with the same moving and zooming features. As you zoom in, a more concentrated view, with more branches with rates, is displayed. Once you’re zoomed in enough, all of the branches will be shown. If you zoom way out so that multiple states are shown, branch locations are no longer displayed. Instead, you’ll see the states colored to indicate their rate ranking. Green indicates a state with the highest average rate, and red indicates a state with the lowest average rate.

To the right side of the map, a list view is shown of the banks and credit unions with the APYs of the product. All institutions with branches being displayed on the map will be on this list and sorted by APY. If you click on the institution, the institution’s branches will be highlighted in green in the map.

To see more details about the product and the institution, just click on one of the rate pins in the map. A small box opens up displaying additional product and branch information. If you click on that APY or the institution name, our hub page for that institution will open, which shows all of the information we have for that institution. If you click on the "get directions" link at the bottom of the small box, a Google Map page opens with driving directions to the branch.

Rates Map Snapshot

Below is a zoomed-out snapshot of the rates map showing some top 5-year CD rates at bank and credit union branches in the Los Angeles area. Note, California Credit Union is selected, and all of its branches in the map area are highlighted in green.

If You Don't See Your Bank

As you might expect, internet banks that don’t have physical branches are not shown on the rates map. Also, we exclude some credit unions with limited membership. These are credit unions with fields of membership primarily based on select employer groups. So even if you live near a branch of one of these credit unions, you probably won’t be eligible to join. To find the best rates for all banks and credit unions, our rate tables are still the best place to look. Also, if you need to filter your search for things like deposit size and the type of institution, the rate tables would be better to use than the rates map.

If you don’t see a branch in the map, the reason might be that we lack the account rates for that bank or credit union. We have rates for a lot of banks and credit unions (approximately 7,500), but we don’t have them all. If you don’t see a bank listed in either the rates map or the rates table, check to see if we have their rates by searching for the bank in our bank rates page. If we currently don’t have their rates, you’ll see the note "no rates posted at this time".

Nearby Banks and Credit Unions May Surprise You

Please give the rates map a try and let us know what you think. If you prefer to bank at a brick-and-mortar office, the rate map should be very useful. It can help you decide if the drive to the branch is worth the rate. Sometimes a bank or credit union is just too far away. In addition, the rates map may surprise you with local banks and credit unions that you didn't even know about. You may find a credit union or community bank with competitive rates near where you live that you never noticed. If you find any of those, please leave a comment.