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We track the rates of more than 8,000 banks and credit unions. We also track health statistics, user reviews, promotions and editorials for many banks and credit unions. Just enter the name of the bank or credit union you wish to view rates for below and you will be taken to a page containing all the data we track for that institution.

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Recent Bank Interest Rate News

MemoryBank EarnMore Account (Standard Checking) Earns 1.60% APY
Deal Summary: EarnMore Account (standard checking), 1.60% APY on balances up to $250k.

Availability: Nationwide (internet bank)

In late 2016, Republic Bank unveiled its new internet division, MemoryBank, which offered a single product, the EarnMore Account, a high-yield rewards checking account. The EarnMore Account offered a promotional first-year 1.50% APY on qualifying balances up to $250k. The promotional rate became the ongoing rate in November 2017 and in February, the rate was raised to 1.60% APY. While not an outstanding rate, the large $250k balance cap...

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Capital One Ups Rates on All 360 CDs and 360 IRA CDs
Deal Summary: 360 CD rate hikes. Two noteworthy ones include 5-year CD, 2.80% APY; 1-year CD, 2.25% APY; No minimum deposit

Availability: Nationally available

Capital One increased the rates by 5 to 20 bps on all of its 360 CDs and 360 IRA CDs this morning. The shorter-term CDs had the largest rate increases with the 1-year CD rate increasing by 15 bps to 2.25% APY. The longer-term CD rates increased by only 5 bps with the 5-year CD rate increasing 5 bps to 2.80% APY. The new APYs...

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Limelight Bank Hikes 6-Month CD Rate To 2.05% APY
Deal Summary: 6-month CD (2.05% APY), 12-month CD (2.26% APY), 18-month CD (2.36% APY), $1k minimum deposit.

Availability: Nationwide (internet bank)

Seven months ago, Utah-based Capital Community Bank (CCBank) launched its new online division - Limelight Bank. The new Bank's initial offering was three short-term CDs (6-, 12- and 18-month), with fairly unimpressive rates. Limelight Bank seems to have embraced the “slow and steady” rate increase model, with the CDs having between six and nine modest increases since October, rather than dramatic, large increases.

Long story short, Limelight Bank...

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Popular Direct's 5-Year CD (3.05% APY) Leads Internet Banks
Deal Summary: 5-year Popular Direct CD, 3.05% APY, $10k minimum deposit.

Availability: Nationwide (internet bank)

A year ago, Popular Direct 5-year Popular Direct CD was earning 2.35% APY; as of yesterday, the rate is 3.05% APY. In a series of five rate increases, the APY has added 75 bps since early May 2017. The minimum deposit for the CD is $10k, with no stated balance cap.

A significant issue with Popular Direct CDs is the harsh Early Withdrawal Penalty (EWP). As stated on the CD Disclosure...

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CD Rates Summary May 24, 2016
CD Rates Summary May 24, 2016

Last week’s release of the minutes of the Fed’s April meeting indicates a decent chance of a rate hike at the next Fed meeting on June 14-15. This is how economist Tim Duy summed up the minutes in his Fed Watch blog:

In addition to the minutes, comments from Fed officials have been suggesting that a rate hike is definitely on the table in June. However, Tim Duy still thinks there’s a better chance of the Fed postponing the rate hike until July or September.

Changes in both Treasury yields and Fed...

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Best Bank Account Interest Rates - Summary for May 17, 2016
Best Bank Account Interest Rates - Summary for May 17, 2016

Today’s inflation report increases the chance that we’ll see a Fed rate hike in June. The Labor Department reported that the CPI increased 0.4% in April, above expectations of 0.3%. The core CPI, which excludes energy and food, increased 0.2% which was inline with expectations. The increased chance of a June Fed rate hike doesn’t mean that it’s a good chance. It’s still low. According to this Wall Street Journal article:

On Wednesday the Fed will be releasing the minutes of last month’s FOMC meeting. That may provide hints of what...

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