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Recent Bank Interest Rate News

My e-BAnC Adds Super Saver (1.11% APY) & Ups 12-Month CD Rates

Deal Summary: Super Saver, 1.11% APY, no minimum or maximum deposit; 12-month Jumbo Time Deposit, 1.36% APY, $100k minimum deposit; 12-month Time Deposit, 1.35% APY, $1.5k minimum deposit.

Availability: Internet bank

Earlier this month, My e-BAnC by BAC Florida Bank raised the rates on its nationally available 12-month Jumbo Time Deposit (1.36% APY, $100k min) and 12-month Time Deposit (1.35% APY, $1.5k min).

Since being added to the product line in December 2013, both the 12-month Time Deposit and the 12-month Jumbo Time Deposit have experienced 15 rate changes,...

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First Internet Bank Boosts All CD Rates

Deal Summary: 48-month CD, 1.87% APY, $1k minimum deposit

Availability: Nationwide (internet bank)

First Internet Bank (First IB) raised the rates on most of its CDs yesterday. The new rates are some of the best APYs offered by internet banks. Of all the CDs, the 48-month (1.87% APY) is most competitive when compared to both brick-and-mortar banks and internet banks.

The minimum deposit for the 48-month CD is $1k, with no stated balance cap. It is also available as an IRA (Traditional, Roth, and CESA) earning...

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New Internet Bank, PurePoint Financial, Debuts Top National Rate

Deal Summary: 12-Month CD, 1.40% APY; $10k minimum deposit. Online Savings, 1.25% APY, $10k minimum.

Availability: Nationwide

When I have the occasion to write about a new bank, “new” usually means opened in the recent past; in the case of PurePoint Financial, “new” means yesterday, literally. PurePoint Financial is an online division of MUFG Union Bank, N.A. (Union Bank) which itself is a subsidiary of Mitsubishi UFJ Financial Group, a bank holding company which is the 5th largest financial group in the world with total assets of over...

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Colorado Federal Savings Bank Has Top Internet Bank 1-Year CD

Deal Summary: 1-Year CD, 1.35% APY, $5k minimum deposit

Availability: Nationwide (internet bank)

Colorado Federal Savings Bank (CFSB) is ending the week with a new rate on its 1-year CD (1.35% APY). The minimum deposit for any CFSB CD is $5k, with no stated balance cap.

In its more than six-year history, the 1-year CD has offered the 1.35% APY five times (four of those in the last two years), with the rate only lasting about five or six weeks.

As stated on the Certificate Rates page,...

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CD Rates Summary May 24, 2016
CD Rates Summary May 24, 2016

Last week’s release of the minutes of the Fed’s April meeting indicates a decent chance of a rate hike at the next Fed meeting on June 14-15. This is how economist Tim Duy summed up the minutes in his Fed Watch blog:

In addition to the minutes, comments from Fed officials have been suggesting that a rate hike is definitely on the table in June. However, Tim Duy still thinks there’s a better chance of the Fed postponing the rate hike until July or September.

Changes in both Treasury yields and Fed...

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Best Bank Account Interest Rates - Summary for May 17, 2016
Best Bank Account Interest Rates - Summary for May 17, 2016

Today’s inflation report increases the chance that we’ll see a Fed rate hike in June. The Labor Department reported that the CPI increased 0.4% in April, above expectations of 0.3%. The core CPI, which excludes energy and food, increased 0.2% which was inline with expectations. The increased chance of a June Fed rate hike doesn’t mean that it’s a good chance. It’s still low. According to this Wall Street Journal article:

On Wednesday the Fed will be releasing the minutes of last month’s FOMC meeting. That may provide hints of what...

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