Credit Union and Bank Rates

We track the rates of more than 8,000 banks and credit unions. We also track health statistics, user reviews, promotions and editorials for many banks and credit unions. Just enter the name of the bank or credit union you wish to view rates for below and you will be taken to a page containing all the data we track for that institution.

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Recent Bank Interest Rate News

How Ally Checking Account Customers Can Maximize Interest

For the two Ally Bank accounts that offer checks, interest rates have a history of being low, and the rates have fallen even more. Last Friday, Ally Bank lowered the rates on its Interest Checking Account and Money Market Account. There was no rate change on the Online Savings Account.

I’m disappointed in these rate cuts for two reasons. First, these rates were already low, and now these rates have fallen to new lows. Second, it appears Ally Bank did not send an email to customers about these rate...

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TotalDirectBank CDs Are Rate Leaders - 24-Month, 2.60% APY
Deal Summary: CDs – 12-month (2.36% APY), 24-month (2.60% APY), 36-month (2.60% APY), $25k minimum.

Availability: Nationwide, with the exception of California and Florida.

In September, I wrote about the new Direct Money Market Deposit Account (DMMDA) offered by Florida-based TotalDirectBank (TDB). The 2.35% APY on balances between $5k and $500k is still in effect. For more detail about the DMMDA, please refer the September 26 blog post.

In September, TotalDirectBank’s CD rates were fairly competitive, but in the past seven weeks as many other rates dipped, the...

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My eBanc 11-Month Flex Time Deposit New No-Penalty CD Rate Leader
Deal Summary: 11-month Flex Time Deposit, 2.00% APY ($10k min/$100k max), 1.90% APY ($100k+), two penalty-free partial withdrawals permitted.

Availability: Internet bank

Just as the nationally available CD rate leaders have been changing as rates have dropped, the hierarchy of no-penalty CDs has also been shifting. The current rate leader is My eBanc’s 11-month Flex Time Deposit, 2.00% APY ($10k-$100k) and 1.90% APY ($100k+). (Don't be confused by the unique name: the Flex Time Deposit is simply a no-penalty CD.)

The APYs aren’t outstanding, but the...

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FitnessBank Savings Account Still Leads But Rates Have Fallen
Deal Summary: Fitness Savings Account, 2.60% APY on balances over $100 when step requirements are met.

Availability: Nationwide (internet bank)

FitnessBank recently cut rates again on its Fitness Savings Account. The top rate fell from 2.75% to 2.60% APY at the start of November. For two months in the summer, the top rate had been 3.00% APY. After three Fed rate cuts that total 75 bps, a 40 bp rate cut seems reasonable. With a top rate of 2.60% APY, the Fitness Savings Account remains the rate leader for nationally...

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CD Rates Summary May 24, 2016
CD Rates Summary May 24, 2016

Last week’s release of the minutes of the Fed’s April meeting indicates a decent chance of a rate hike at the next Fed meeting on June 14-15. This is how economist Tim Duy summed up the minutes in his Fed Watch blog:

In addition to the minutes, comments from Fed officials have been suggesting that a rate hike is definitely on the table in June. However, Tim Duy still thinks there’s a better chance of the Fed postponing the rate hike until July or September.

Changes in both Treasury yields and Fed...

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Best Bank Account Interest Rates - Summary for May 17, 2016
Best Bank Account Interest Rates - Summary for May 17, 2016

Today’s inflation report increases the chance that we’ll see a Fed rate hike in June. The Labor Department reported that the CPI increased 0.4% in April, above expectations of 0.3%. The core CPI, which excludes energy and food, increased 0.2% which was inline with expectations. The increased chance of a June Fed rate hike doesn’t mean that it’s a good chance. It’s still low. According to this Wall Street Journal article:

On Wednesday the Fed will be releasing the minutes of last month’s FOMC meeting. That may provide hints of what...

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.