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CD's/ Share Certificates That Accept A Credit Card For Funding.
I have been purchasing share certificates from GTE Financial and using my double cash back MasterCard for the 2% bump. GTE Financial recently lowered most of their share certificat... read more
Which Banks Push & Pull?
What are the best money market rates with banks/credit unions that have ability to both push and pull? I remember a couple of years ago that Ken commented on some but I don't remem... read more
Do IRA Cds Have A Saving/Acc. To Retire To
My IRA cd is coming due next month and if I am not satisfied with the rate for rollover will it automaticallly go to this acc. IRA savings or did i have to ask them to do this... read more
Has Anyone Here At DA Had More Than 250K In A Bank/CU That Failed?
I had CDs at 3 places that failed (1 bank, 2 CUs) back in the 2008-09 crisis. They were thankfully all taken over by other institutions, and I had less than 250k at each anyway, so... read more
“Max. Your Best Interest.” Is It Customers Bank Or Just Me?
“Max. Your Best Interest.” is one of the registered trademarks of Six Trees Capital LLC, owner of maxmyinterest.com
I've been skeptical about such symbiotic ménage-a-trios between ... read more
Early Withdrawal Penalty Tax Preference Item
For high income earners, are early withdrawal penalties on cds considered tax preference items for taxes? My ewps this year are getting close to the standard deduction amount. I ha... read more
Primis Bank's Holding Of My Deposit Over 9 Business Days!
I don't know how to react to the Primis digital bank's absurd long hold of my ach deposit of $20,900 over 10 business days. It's my first bad experience in my life.
After 5 busiess... read more
When Are Incoming ACH funds Sent/Received?
Has anyone figured out the time of night when (normal) incoming ACHs arrive?
When logging in around 2-3am (bank's time) it's never there, but by 7AM the next morning they've come ... read more
Running A Chexsystems Inquiry For Each CD Opened... NORMAL?
I am going to assume you know what Chexsystems is and the ungodly power they have over your financial life. Also, I am going to assume you know why it is in your best interest to m... read more
Memory Check - Insuraing IRA Accounts Beyond $250K
Wondering if someone can confirm my memory on this: While regular accounts at FDIC and NCUA institutions can have insurance extended beyond the $250k limit by creating an informal ... read more
FI's With Very High Online Savings Rates
My question is---Where can these FI's invest their new $ where they can immediately pay new customers these rates. Most of them if they were to disclose their, " undisclosed " debt... read more
How To Avoid(Or Manage) Exceeding The FDIC/NCAU Insurance Limits
I would be interested in hearing the strategies/structure Forum readers use to avoid exceeding the FDIC/NCUA insurance limits. For example, to stay under the 250K limit when purcha... read more
LAFFAYETTE FEDERAL CREDIT UNION
I have read the reviews and there are some problems. They offer great rates but what's the point if nobody ever answers the phone. Does anyone have any experience on how to get thr... read more
Sharonview CD Holders: What Will You Do?
If you have Sharonview's 4% CD that will be maturing in the coming weeks, are you going to close out your account with them completely when the CD matures, or still keep an account... read more
3-Day Treasury Offering?
What is a 3-day Treasury offering? Just saw this on upcoming auctions and at Fidelity... read more
5 Year CD Rates
I realize that no-one has the necessary crystal ball, but since I missed the previous "peak", I'm wondering about opinions on where rates will likely go from here. I'm ready to loc... read more
Breaking A Cd For $500/Year For 4 Years
I'm kind of wondering what kind of dollars motivate you to break a cd.
Specifically, would you break a cd if you could make $500/year more for 5 years?
The new cd would have a 6 ... read more
To Be Or Not To Be, I-Bonds Retention Strategy.
Anybody figured I-Bonds retention/redemption strategy?
Everyway I spin it it comes out empty, nothing but beginning August 2023 the redemption of 2021 issued Bonds, before Yield dr... read more
ACH Hubs - Regulation D, Bask Bank And Greendream Sized Print
I seem to failed adequately interpret Bask Bank's small print.
Either due to the lack of Imagination or the tiny size of the Brains, Bask sets the "online transfers limits" as "up ... read more
BROKERED Cds ON SECONDARY MARKET
I am considering buying brokered CDs on the secondary market for the first time. Fidelity is the brokerage I plan to use. Any insight or advice the community can provide would be g... read more