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A Little Confused
So the other day (March 7) I Deposited money into my high yield savings account. In the account activity I see the deposit and in my transaction history I can see that the money wa... read more
Moving HSA Account
Has anyone moved from HSA bank to Fidelity HSA account?... read more
Anyone Considering Fixed Rate Annuities (MYGA's)?
As it is becoming more difficult to find longer term CD's for my ladder, I wonder why the community here is not talking more about the possibilities of fixed rate annuities. These ... read more
Alaskausa Membership Requirements
Anybody have experience becoming a member of alaskaUsa FCU using a qualified family member that lives in their area?
They state,
" You can become a member of Alaska USA Federal C... read more
Question About How Interest Is Computed For Reward Checking Accounts
Most of them have limits. Say $25k and over that you earn nearly nothing.
My question is, rather than $25k for the entire month could I opt for $50k for half the month to get the ... read more
I Don't Understand How The Amount Of Interest Is Calculated When One Searches Deposit Rates On This Website
When one searches for deposit rates on this website, opposite the name of the bank or credit union in the list
is the amount that would be earned for a deposit. I don't understand ... read more
Has Anyone Taken Out Contributions (Not Earnings) From A Roth IRA Before 59 1/2? What Is The Proper Way To Have The IRS Not Impose The Penalty?
I never thought I would have to touch it early but had some major unexpected medical expenses in the family in 2018. Contributions are supposedly able to be withdrawn penalty-free ... read more
1995 Series EE Saving Bond Redeem Or Hold
I have a $50 US Saving bond issued 04-1995.
According to the Treasury Direct website:
Denom: $50
Issued Date: 04/1995
Next Accrual: 03/2019
Final Maturity: 04/2025
Issuing ... read more
How Many Of You Have Left A Credit Union Once You Have No More Use For Them?
How many of you have left a credit union you joined once you have no more use for them?
Though I belong to nine credit unions now, I also left 3 of them in my lifetime
That was pro... read more
IRA CD Transfer Within Same CU Subject To 10% Penalty?
I just had a big argument with my CU over my IRA CDs. I was converting a no-penalty IRA CD into a higher interest no-penalty CD. No problem. But I also wanted to add to the CD the ... read more
Fidelity Cash Management Account
Is anybody using a Fidelity Investments' Cash Management Account along with a brokerage account to replace their checking account?
--> The CMA behaves like a bank checking account ... read more
IRA Cds -- Looking For Clarification
If a young 40s or 50s investor (at least 10 years from retirement and likely way more) arranges a 5 or 6 year term IRA CD that matures well before investor draws RMDs or files for ... read more
Ken & Staff - In Search Of IRA's That Allow Additional Deposits To The Account
Good Afternoon All,
I am in search of IRA's that allow additional deposits to the account. I am aware of the current NAVY FCU IRA promotion and would appreciate the input of you a... read more
Streetshares' Veterans Business Bonds -- Legit?
Through Kiplingers et al they advertise 5% for 3 years -- minimum $2,500 -- and now, through the end of the month (February 28th) with a 2% bonus / incentive on top of your initial... read more
How Do You Folks Find The Great Deals That You Post?
Great deals are posted here, and they come - and go fast. North Bay CU 4.03% CD last week lasted all of 3 hours before they dropped the rate. Keesler CU had a 5% 7 month CD offer t... read more
Overseas Resident With US Account
I wonder if anyone has information regarding bank account availability for overseas- based US citizens. I use a US address for occasional correspondence, though this is not my fisc... read more
In Search Of IRA's That Allow Additional Deposits To The Account.
Good Evening All,
I am in search of IRA's that allow additional deposits to the account. I am aware of the current NAVY FCU IRA promotion and would appreciate the input of blogger... read more
Mailed Offerings For FREE Life Insurance Coverage And/Or Death Benefits.
It has been my observation and experience over decades to receive such mailings after establishing an
account or other product at a bank or credit union. Without exception, I deep ... read more
Finding CD With Mild EWP, Finding Add-On Cds
I wonder if there's a place on the site where I can see what CDs with 2-5 year maturities have mild Early Withdrawal Penalties. Going to the info on each CD listed would take an in... read more
Ally Customer Service
Has anyone noticed a significant decline in the quality of Ally's online customer service? It has been taking them a full week to answer the most basic questions, if they even answ... read more