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Latest Questions
Mailing Address For POD Accounts
Does the FDIC have a regulation which requires that the term POD be included in the statement mailing address?... read more
Have You Ever "Bounced" A Transfer?
Was there a fee? I'm assuming the transfer will automatically bounce because its done by ACH.
Long story short, I forgot about a transfer yesterday which will likely cause my tra... read more
Why Are These Banks SO DIFFICULT To Do Business With?
I am quickly realizing that All American bank and Popular Direct are too hard to deal with and I will be closing them soon. Or lowering my balance to a negligible amount.
I feel i... read more
I Have A No Penalty Withdrawal CD That Matures On 08/19/2018. It Is Paying 1.64% Interest. Should I Close This CD Now And Invest The Funds Elsewhere, Or Should I Let The CD Mature?
Which is better, let it mature, or close the CD and invest the funds elsewhere?... read more
Do Estimated IRS Income Taxes Have To Be Paid Quarterly, Or Must They Only Be Paid By December 31St Of Each Year?
Is there any penalty for waiting until the end of the year to pay estimated IRS income taxes?... read more
Have You Ever Paid Your Taxes With A Credit Card?
I have not looked into it in years. Back then, the fee was over 2% and now its down to 1.99% and I am currently in a bonus spend of 3% for the next few weeks when taxes are due.
I... read more
Looking For A Bank Of America Checking Account Bonus Deal
I may be opening an Edge brokerage account soon for the 30 free trades per month. And for the bonus money for moving assets in. But it requires a BAC checking. And if I can get a b... read more
Bad Discover Reviews
I went & looked at the last 7-8 people who marked discover bank negative and guess what?
They ALL only posted a SINGLE time on DA.
The most recent one, is total BS as he claims t... read more
New 2-4% Liquid Savings Product/Linked To A Bank
Not really sure what this is but I'll leave this here: https://meetbeam.com/
How are they able to distribute 2-4% yields on liquid cash?... read more
Joint Checking Account With Both Signatures Required
I stopped by Wells Fargo today to ask if we could open an "and" joint account where both account holders' signatures would be required for transactions. They said they used to but ... read more
Short Term CD Interest Earned Question
I've never had a 12 mo. or less CD I would like to know if this is standard policy for short-term CD's.
Looking at Crestmark Bank - Crestmark Bank has raised the rates on its natio... read more
Inability To Post A Review Of NASA
I wrote a review to counter all the negative ones but it won't seem to post. Cant figure out why not.
It says posting and then the site refreshes but it does not post and then whe... read more
Does Our Bank Have A Right To Ask For And Know Our Income Data?
This morning when I tried to access my accounts on line with my local bank, there was a message on the page requesting our personal income data "so they could help us better". We h... read more
HSA Error Question BWK 1954?
I started on my taxes this year and I have another mistake.
This year I got a 1099-SA that shows a $9500 distribution.
Last year, I asked my credit union if I could buy a CD with... read more
Executor Duties
Has anyone found a firm that has good Executor services, and whose fees are NOT through the roof. I currently have a good executor named, but if he was not available then I am scre... read more
Credit Union PAID Insurance
I get these mailers all the time that my credit union has provided a PAID benefit, either life insurance or AD&D coverage at no cost to me.
Is this REAL or a marketing ploy (scam)... read more
Can't Decide Whose Name To Use For A Savings Account
Can't decide which is the best way to handle this, we would like to open up a savings account to contribute money into it every month, so when the time comes, we would have the mon... read more
Where To Find Federal IRS Form/Voucher 1040-ES For 2018
Would anyone know where the IRS might be hiding their downloadable on-line form 1040-ES for 2018 estimated tax payments for individuals via voucher and check? (The voucher to be ma... read more
Is It Legal What Some Of These Banks Are Charging For EWPS?
I just got off of the phone with a local bank I bought CDs from years ago since they had a decent 5 year rate. When I asked what their early withdrawal penalty was it took so long ... read more
Account Security - Transaction Reporting
I recently reviewed a number of postings by frequent contributors to this forum that addressed account security. To a large extent those were informative and helpful postings. But,... read more